Best place of prices for travel insurance not sure if covid cover is still a thing.
Going to uk for approx 4 weeks family of 4.
Travel Insurance for Overseas Trip
bwatt72 on 15/05/2023 - 21:37
Comments
Don’t own a cc
You're going to have a difficult time overseas without a cc with hotels etc.
Don't tell immigration in the foreign country you don't have one…
Never had this issue. Visited at least 20 countries without one and no one has ever asked at customs or anywhere else. Only issues I have had are with car hire, and that was in Australia.
@djsweet: OK. I travelled a couple years back on a tour and there was a family who tried to do everything with gift visa and cash, was a debacle for them in Europe.
@thatonethere: Thats weird, I've travelled Europe multiple times in my youth without a credit card. Maybe things are different now.
@thatonethere: FYI, "gift visa" is not the same as Visa Debit. The latter works almost like a credit card, but lower merchant fees.
Cc?
Lol credit card im not staying in hotels etc staying with family and have accounts in both countries.
I've used Covermore, and made a claim. Recommended.
Filled in form, attached receipts and they paid without hassle.Same, I lost my ring at a hotel, emailed the manager from the hotel to try find it.
Gave covermore the conversation, hotel receipt, my airline ticket, ring receipt and all the items in my luggage as a picture etc….. they refunded my ring amount no questions asked. I think I overshared some photos with them, but rather give them more evidence than less….
Insure and Go - http://insureandgo.com.au
Groupon20 will give you a 20% discount on the price.Made a claim in 2015 and had no issues.
Thanks for sharing :)
In regards to insure and go when it says one trip that means including your return and when you select worldwide does not matter which one as both exclude a couple of countries each going to uk does not affect me.
But weird choice you would think maybe uk/Europe be an option.ty
Have used covermore and insure and go with pre existing medical condition, both really good when needing to claim.
CBA with it's complimentary travel insurance?
Yes sir!
That's what I did before travelling abroad last xmas, took a low fee Credit Card at CBA, got $300 CASHBACK and a free complimentary Travel Insurance, well enough for medical and car hire.
Anyone used Allianz for travel insurance? Seemed ok and a bit cheaper than cover more but then I came across some strong complaints about it on a Facebook group.
Just booked my travel insurance with Allianz, found their pricing to be OK compared to others I got quotes from.
I hope they workout if I need to claim.
Southern Cross are rated as the top at Product Review
https://www.productreview.com.au/listings/southern-cross-tra…I was going to go with insure and go which I thought price was less than sme other but was about $519 or so but included covid.
With discount it was like 460 odd.
This shows me $416 or there about but does it cover covid?
I also need to compare this cover with the gold cover from insure and go.
I need to be getting this soon so I need to compare what’s the best cover and price of the two.
I’m still not sure what one to go withi get alliance at $376.35 with $100 excesses with the discount.
I get insure n go with same excesses gold cover with discount $467.12
And I get scti same excess as above two and cost of $414.50
I’m just not sure who to go with out why obviously covid is not such a thing anymore but is still out there and I’m just confused who overs best covid of the three.
I just need to be sure we would be covered if covid got any of us.
We are two adults and two kids 11 and 7Alliance is cheapest followed by scti then insure and go.
Some promos end this month so want to take advantage of this discounts.?
What confuses me if dependents are free cover does that mean the full amount I get paid back if worst happened and my my question is the covid thing also. On the scti cover I can add more cover if I needed to cancel trip etc etc
It’s set at $2500
If covid they only give $2500 per person upto $5000 per trip.I not got exact figures handy but kids are always bit less than adult fares but the likes of scti maybe otters the same kids are free cover?
Now say for example we or couple of us had covid we paid $9950 if I remember right short short of $10,000 are scti saying I be covered for this.
Hold on this trip is a return so the cover they are offering is probably enough?
It’s just the kids free cover part that gets me, if we had to change or cancel or got covid all im interested in does it cover our costs paid or to cover re booking as that’s the reason for insurance not out of pocket.
I not got exact costs per person but I’m sure if I look it up it will give more details, this flight also includes a connection flight within the country as well all included in the total cost of flight.I’m tempted to go with scti as they have very good reviews and many happy customers, but is it as good as the other two I’m looking at.
I have today and tomorrow to pick from one of them before any discounts don’t work.If we are just worried about covid I’m thinking if they say $5000 per trip well this would be our first trip to destination not a return and yes it might cover the costs for me and wife ie kids covered free.
I personally would need to get the prices I paid as I suspect ours will be more cost than kids.Protect yourself in case you need to cancel or change your trip before you set off. Ideally select the maximum amount each paying person would need to be reimbursed to cover costs such as flights, hotels, tours and activities if you needed to cancel or change your journey. This limit excludes cancellation and changes due to COVID-19 which have a maximum benefit of $2,500 per paying person, up to $5,000 per journey – please read our COVID-19 SPDS for full details of the COVID-19 benefits we offer.
Found covermore ok in the past…
Check your CC coverage.