This was posted 1 year 7 months 12 days ago, and might be an out-dated deal.

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[NSW, ACT] Scan Registered Flybuys Card & Get 10% off $100 & $250 Coles MasterCard Gift Cards ($5/$7 Activation Fee) @ Coles

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From the new Coles catalogue. If you're feeling left out, they're also offering 1,000 Flybuys points on $100 eBay gift cards, among others.

  • Buy $100 gift card for $94.50 ($90 for the card and $4.50 for activation)
  • Buy $250 gift card for $231.30 ($225 for the card and $6.30 for activation)

Limit of 5 Gift Cards per Flybuys account per day. 10% discount will be applied to the value of the card including the applicable activation fee. Total cost for $100 gift card is $94.50 ($90 for card and $4.50 for activation fee) and for $250 gift card is $231.30 ($225 for card and $6.30 for activation fee). Offer valid only in store at Coles Supermarkets in NSW & ACT only (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes all other States. Excludes $50 Coles Mastercard Gift Cards. While stocks last, no rainchecks. To qualify for this offer you must present your Flybuys card at the time of purchase. Coles Mastercard Gift Cards cannot be used to purchase any other gift card sold at Coles. Offer valid from 26/4/23 to 2/5/23. Refer to individual gift card for terms and conditions. Flybuys’ privacy policy applies. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Coles Mastercard gift cards are issued by Heritage and People’s Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au. ^Fully-registered Flybuys members must have joined the Flybuys program via the Flybuys app or flybuys.com.au, provided their first and last name and verified their registration with a mobile number and email address. This can be done instore via the QR codes available, following the ‘sign up’ prompts. This promotion requires full Flybuys registration and is not available for use with an unregistered temporary card or for partially registered members.

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      • I don't think it'll work. Otherwise, it is vulnerable to hacking.

      • +1

        That cannot work for a multitude of reasons:

        • When you go to add a card on Beem It, it will ask for a card number, expiry date and CVN. The issue is that Perfect EFTPOS gift cards only have a card number printed on it.

        • Beem It only accepts Australian-issued debit and credit cards. Perfect EFTPOS gift cards are prepaid cards, which are not accepted on Beem It.

        • Perfect EFTPOS gift cards only supports card-present transactions. Beem It would be a card-not-present transaction.

  • Are these cards normally something that are restocked?

    • It depends on a number of factors:

      • Store management would need to place an order for additional gift cards with Coles head office.

      • Coles Mastercard gift cards are sent to a store via courier, and who knows how long it will take between placing an order and actually receiving the order.

      • Coles staff are the ones who restock the gift card shelf with new stock, although store management may decide to keep the gift cards at the service desk.

      One of my local Coles stores has restocked $250s every day except today, whereas the next closest Coles only restocked $250s today.

      • +1

        Thanks. So worth a try still over the next two days

  • +1

    One piece of advice is to check your receipt before leaving the store. As soon as the cashier handed me the receipt, I noticed 1 of my cards had shown (12) Declined on the receipt. Got a $257 refund in cash (paid via credit card) which is even sweeter than picking up the card itself! Happy days.

    • +1

      $25 profit aye

      • +1

        Yep, standard profit is $18.70, this one was $25.70. So in reality, the bonus is the $7 activation fee which you get back without dealing with any activation. Although the argument is you need to be reimbursed the replacement cost.

    • +1

      Nice. In my local store, if a card is not activated successfully, they replace it with a new card which they put through payment as ‘cash’. Which to be honest make more sense, but of cos a refund will be nicer for us.

      • +1

        @magwri - that's exactly how they processed for I as well. Except I was given the cash to then go buy a replacement which I didn't bother since I had maxed out my Flybuy(s) for the day. It's better to take the cash and go 😉

  • Interesting many different approaches. I had 2 failed cards. At one they credited $257 to my CC at the other they credited minus the activation cost and tried to deduct the FB points which they could not and told me not to buy another card as I had reached the 5 card limit.

    • Depends on who you get. More senior staff are likely to do $231.30 refund only. Surprisingly over the past 48hrs, the load fail has been 6.67%, which is quite high. Per Wookie's advice, won't be posting any expiries but this is happening across both new GC expiry dates & old ones (saw stock at one Coles that was even older than what they had in Oct 22).

      • +1

        I wonder if it's possible that these cards had been hacked prior to activation, and that is why they fail to load.

        • +1

          That's what I think as well. The card number was tampered as if someone had opened the packet and tried to use it without activation.

          • @Neoika: @Yola @Neoika - good point but I still doubt it. My doubts are (a) someone has to be stupid enough to tamper the card to attempt to use without activation. You'd need to know the system first before you can design the method to take advantage of it, and logically speaking if the value isn't loaded, why bother attempting to use it.
            (b) one of my cards which failed to load was straight out of the box and wrapped in the plastic packaging (packs of 10)

            Although these scams are still highly plausible. If someone can remove the card, capture the deets, repack, you're basically a goner the second you activate.

            • +3

              @nsingh21: Scammer didn't physically get the hand on it. That's why I said "as if".

              • +1

                @Neoika: hmm, that'll be interesting. From my own large sample size, and others reporting here on OZB, seems like whatever the issue, it's happening on a big scale.

                • +1

                  @nsingh21: I purchased 10 cards. None failed and none were the subject of fraud. I have exhausted all the credit now.

                  • +1

                    @YesPleaseThankYou: Yep, I totally acknowledge your comment. My load fail rate was 6.67% between Sun-Mon. Applying ~6% to 10 cards is <1 card, so hit and miss. I think it were only certain batches that had this issue. People from other states have also reported the same issue.

                    PS: Good job on exhausting all cards ASAP!

  • +1

    Purchased a $250 gc on Sat evening. Checked card balance today Mon morning, all ok. Added card to Paypal account. Purchased Woolies Wish card via NSW Seniors 5% discount link, and used the M/C on Paypal to pay for it. Everything went smoothly. Received $263.15 Woolies gc for the $250 mastercard. Happy chappy.

    Just by the by - back in Oct last year, added previous one of these M/Cs to Paypal and stupidly clicked on the "confirm card" option to incur the $2 fee. That fee wasn't refunded until 16th Jan this year, 10 weeks later. Didn't fall for that trap today!

    • If you check your statement and confirm the 4 digit code, that $2 is refunded within 5 days, other that'll be refunded 10 weeks later and result in your card remaining unconfirmed in PayPal.

  • +4

    Hello fellow Ozbargainers trying to buy these gift cards. Castle Towers Coles has about 5 boxes of the $250 by the customer service counter.

    They pulled them off the shelf due to some cards being declined, but they’ll still sell them to you if you accept the disclaimer about the declines cards.

    • +1

      what is the disclaimer about the declined cards?

  • Sometimes my card works, and sometimes not. I am very confused. Should I 'tap', 'swipe', or 'insert'? Thanks.

    • +1

      Swipe

      That means that if you are at a merchant that does not accept magstripe payments in-person, the gift card is basically unredeemable at that merchant.

      (Mail-Order/Telephone-Order - MOTO - is always an option, but good luck finding a merchant who will let you do that for in-person payments.)

  • hi how do you check card balance? the website on the back of the card aka colesmastercardbalance com au does not work any more. Some one on OZB advised a website called mybalance. is it legit?

    • +2

      https://www.colesmastercardbalance.com.au/ actually redirects to https://www.mybalancenow.com

      Both websites are legit. However, if you search for mybalancenow on a search engine, it looks like a lot of the top results are not legit, so only go to mybalancenow via the URLs above.

      Alternatively, you can call the phone number on the back of the gift card and have the automated telephone service (with the really annoying voiceover) tell you a gift card's balance.

    • +1

      I just use the phone number on the back. The website is trash, sometimes works, most of the time doesn't.

  • +2

    I had no problem 'converting' these cards into Woolworths Gift Cards (with additional discount). Payment was made via PayPal.

  • How do you use them for online payment ? The payment page is asking for "name on card".
    Thanks in advance

    • You can use any name you want.

      • Thanks and it would work fine ?

        • +1

          It has for me.

    • +1

      Yep. Put the name you like. Have run through 100s of cards online w/o any issue.

      • @maverick1 - how'd you use 100s of cards? PayPal transfers or something better?

        • +1

          Usually tax and stuff.

  • So when is this promo predicted to happen again?!

  • A lot of my unused cards no longer seem to be working (ie. declined when used, can’t log in to check balance,). Anyone else?

    • +1

      What happens when you try to check the balance over the phone? If the automated voice tells you that there is an issue with the card, it means that InComm (the gift card scheme owner) has blocked it. If you then opt to transfer to a human, they will probably tell you it was due to “suspicious activity” and you will need to talk to them to get it unblocked.

      • Yep, I was on the phone for 40 minutes to get a human to manually re-activate 10 cards before I ran out of time.

        • Oh wow, that’s quite efficient.

          I was on the phone for 25 minutes to get one card unblocked…

          • @WookieMonster: What took you so long?

            • +2

              @haru: The staff member was sceptical of me, because they could see that the gift card was purchased in one state very early that day, but then I flew interstate and used it later that same evening, then I tried to use it again the next morning after changing the PIN online and it caused the gift card to be blocked. They kept asking questions about what time I made purchases and the names of merchants I used the card at, when I tried to change the PIN… then they kept putting me on hold then would ask more questions. It was weird.

  • +1

    I have bought many of these cards over several years thinking the scam will never happen to me.
    So today I went to use the card and came up as invalid.
    Long story short is it was blocked by Master Card after they noticed 14 small donations over three days.
    Don't think it will not happen to you…IT WILL.

    • +5

      My view is these cards should be purchased only if you can use them immediately—in the hours or days after purchase. Otherwise, the risk is too great, particularly if you are purchasing in volume.

    • +1

      Update.

      Lodged claim at 12 noon yesterday and received claim APPROVAL for replacement card just after 1 am today
      Must be some type of record although in one of my 4 emails I did respectfully ask them to find someone with a brain to attend to the matter which they obviously did.

    • Does it change your view in buying them in the future?

  • +1

    yes…. usually buy 25 on the promos
    which gives a good return but I will not risk it again.

    Plus of course all the running around etc and approaching 80. becoming more difficult

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