Looks like three different offers:
Spend $50 or more in a single transaction and receive a $20 JB Hi-Fi eGift Card*
Apply by 30 June 2023 and spend $50 or more in one transaction in the first 30 days from approval at any retailer which accepts Mastercard®.
Spend $50 or more at The Good Guys in a single transaction and receive a $20 The Good Guys eGift Card#
Spend must occur between 21 March 2023 and 30 June 2023.
Spend $50 or more at JB Hi-Fi in a single transaction and receive a $20 JB Hi-Fi eGift Card^
Spend must occur between 21 March 2023 and 30 June 2023.
Will Spot. Buy Now, Pay Later run a credit check on my application?
Yes. To ensure this product is appropriate for your personal situation, we will perform a credit check. It will be visible to other providers.