Hello OzBargainers,
Is your home loan fixed rate about to expire?
We have a panel of banks who offer very competitive fixed and variable rates, with $3K-$5K cashback incentive to win your business.
Plus until 30 June 2023, we can also give you the following BROKER-FUNDED CASHBACK, if you quote this OzBargain post when you first contact us:
| Loan Balance | Broker Cashback |
|---|---|
| $500K - $749K | $1000 |
| $750K - $999K | $1500 |
| $1.00M - $1.249M | $2000 |
| $1.25M - $1.499M | $2500 |
| $1.50M - $1.749M | $3000 |
| $1.75M - $1.999M | $3500 |
| $2M or more | $4000 |
Terms and Conditions:
- You need to still have the loan until the end of the lender's commission clawback/refund period, which is either 18 or 24 months. The broker cashback will be paid at this point.
- The loan balance applicable will be based on the lender's commission calculation method, which is generally the amount net of what's in your redraw facility & offset account.
- Applicable for either a refinance or a property purchase, where we don't need to extend the pre-approval or submit another application.
- Not applicable if the transaction involves a construction loan or a bridging loan.
- Application must be submitted by 30/06/2023.
Our $1000-$4000 broker cashback is in addition to any applicable lender cashback (typically another $3K-$5K).
Please refer to the lender's website for their cashback terms & conditions. Typically you cannot have received a cashback from the lender within the previous 12 months, and cannot refinance within the same banking group.
Our broker cashback offer can be used with any banks and non-bank lenders on our panel, including popular ones such as ANZ, Westpac, St.George, Bank of Melbourne, BankSA, ING, Macquarie Bank, Ubank, Suncorp, ME Bank, AMP.
Some popular offers we can get at the moment:
- ING: 2-year fixed rate from 5.44% (CR 5.30%), 4-year fixed rate from 5.34% (CR 5.30%), with refinance cashback of $3000 [Min Loan $350K]
- Macquarie Bank: 3-year fixed rate from 5.29% (CR 5.31%), with free rate lock after formal loan approval
- Westpac: variable rate from 5.14% (CR 5.47%), with refinance cashback from $3500 [Min Loan $250K]
- Bank of Melbourne: variable rate from 5.12% (CR 5.47%), with refinance cashback of $4000 [Min Loan $250K]
- ANZ: variable rate from 5.29% (CR 5.29%), with refinance cashback of $4000 (or $3000 First Home Buyer cashback) [Min Loan $250K]
- Ubank: variable rate from 5.24% (CR 5.26%), with refinance/property purchase cashback of $4000 [Min Loan $400K] or $5000 [Min Loan $1M]
We have very quick turnaround time and can generally submit your application to the bank within 1-2 days!
We look forward to helping you save money, or buy a property.
Arman Soetanto
M: 0431 825 128
E: [email protected]
W: www.lendingclinic.com.au
Lending Clinic Pty Ltd (Credit Representative Number 511270) is authorised under Australian Credit Licence Number 384704