[Hack] Get ~%2 Utility Bills Cashback from ING with Programmed BPAY Payments

L[Deactivated] on 17/01/2023 - 17:59
Last edited 17/01/2023 - 18:56 by 1 other user

Moved to Forum: Original Link

ING %1 cashback on bills is rounding UP the cashback amount, so you could potentially pay your bills in multiple $0.51 BPAY transactions and get $0.01 cashback for each payment.

You can write a little script to automate the payments on web interface and double the cashback on your bills.

ING would probably change it to a round down calculation if they see this is abused. I wouldn't suggest doing this if you are using ING as your main bank. You might get your account locked.

Financial Bill Payment Cashback ING Utilities

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Comments

  • douevenozbargain on 17/01/2023 - 17:59
    +44

    You have got to be kidding me. Go to bed

    • lachhelix on 21/01/2023 - 01:54

      Oh I hope this comments wins a 2023 award 😂😂

  • dm02 on 17/01/2023 - 18:02
    +12

    Let's say each BPAY payment takes a minute, that's 60c an hour you're saving. I'll beat that by hiring you at a dollar an hour

      • Kyle-K on 20/01/2023 - 23:02

        Seems like a lot of work and effort to go to to for a max out at $100 a year.

  • ilovefullprice on 17/01/2023 - 18:02

    Is it possible to write Python scripts for this? Or usually just JS?

      • ilovefullprice on 17/01/2023 - 18:09

        Ta!

      • qldmike on 17/01/2023 - 18:11
        +1

        Yessss*
        Quirky post. Love it 😂

  • chmod on 17/01/2023 - 18:02

    Nice

  • GoIdDigger on 17/01/2023 - 18:04
    +19

    If someone asked me what OzBargain was, I'd show them this post

    • ATangk on 17/01/2023 - 18:08
      +3

      I liked the old maccas hacks

  • Ehty on 17/01/2023 - 18:05

    True Bargain, Well done on spending your time for us to save $$

  • dextertheboygenius on 17/01/2023 - 18:07
    +1

    This should be in forums.

  • SBOB on 17/01/2023 - 18:07
    +10

    You were so preoccupied with whether they could, you didn’t stop to think if you should…..

  • Usemame on 17/01/2023 - 18:10

    Now just need someone to call the ING Customer Service line

  • Clear on 17/01/2023 - 18:13
    +4

    Have to admit it's pretty smart to figure that one out

  • 0 0 0 on 17/01/2023 - 18:16

    Virgin cracked down on this. Results in a threatening email then ban

    • El-Rhi on 17/01/2023 - 19:44

      Were you doing the 1c BPAY to get the 8 rewards points?

  • screensaver on 17/01/2023 - 18:17

    I once paid over 500 by mistake at bPay to electricity, got the cashback and later the company refunded me

  • Neoika on 17/01/2023 - 18:20

    Don't you know some Prepaid cash card deals from time to time? Most energy providers should accept this.

  • Blokeinhisundies on 17/01/2023 - 18:21
    +4

    I bet your account is closed within hours. Something like this would trigger an internal account block almost immediately. Besides the bizarre amount of small transactions it also costs them money to process bPay payments.

    This is the type of stupid crap that ruins deals for normal people.

    • scuderiarmani on 17/01/2023 - 18:24
      +2

      100%

      Have some common sense before you post a deal.

      Imagine that on your record…. For such trivial shit.

      • CurlCurl on 17/01/2023 - 19:00
        +1

        Are you bored with life?

      • douevenozbargain on 17/01/2023 - 19:53
        +1

        what is wrong with you?

  • CuriousMeerkat on 17/01/2023 - 18:22

    Who wants to be a millionaire tonight?

  • randomusername2017 on 17/01/2023 - 18:23

    $100 max benefit..

  • Karijini on 17/01/2023 - 18:33
    +1

    Talk about abusing the system.

  • payless69 on 17/01/2023 - 18:33
    +1

    And the Narcissist award for January goes……

  • Kelpei on 17/01/2023 - 18:35
    +3

    And this is why good things must come to an end

  • Guybrush57 on 17/01/2023 - 18:37
    +3

    It irritates me that you put the percentage sign before the number.

  • Unorthodox on 17/01/2023 - 18:43
    +2

    They've banned/blacklisted people for abusing the previous EFTPOS withdrawal rebate and even people splitting taps for the card use requirements.

    Doubt you'll be able to make it worthwhile

    • JIMB0 on 18/01/2023 - 09:10

      My account only got closed after I stopped abusing it when they discontinued it.

  • silenthillrocks on 17/01/2023 - 18:54
    +3

    ING will close your account in 5, 4, 3, 2, ….

  • Jono05 on 20/01/2023 - 22:42

    What’s %2 meant to be?

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