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1% Cashback on Gas, Electricity and Water Bill Payment by BPAY or Direct Debit (if Eligibility Requirements Met) @ ING

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1% Cashback on Gas, Electricity and Water Bill Payment by BPAY or Direct Debit (if Eligibility Requirements Met) @ ING
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capslock janitor on 11/01/2023 - 15:08 campaigns.ing.com.au (2108 clicks)
Last edited 13/06/2023 - 12:55 by 1 other user

Every month you deposit $1,000 or more from an external source to any personal ING account in your name (excluding Living Super, Personal Loan and Orange One) and make 5 or more eligible ING card purchases that are settled (not pending) you will qualify to access this benefit in the next calendar month.

Reminder.
A mode of getting some money back if you choose to utilize.

Previous

benefit for Orange Everyday card holders who meet the bonus criteria.

paying by BPAY or direct debit (using BSB & Account no.) can get you up to $100 per financial year cashback on gas/water/electricity bills

Participating utility providers

That's billing up to $10K per FY.

Financial Bill Payment BPAY Cashback Direct Debit

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Comments

  • jv on 11/01/2023 - 15:19
    -3

    paying by BPAY or direct debit can get you up to $100 per financial year cashback

    compared to how much would you lose with the 55 days interest free credit cards and missed reward points?

    • HardQuiz on 11/01/2023 - 15:23

      Assuming $10,000 in bills eligible for cashback?

    • [Deactivated] on 11/01/2023 - 15:26
      -4

      most of the time you're paying extra fees to use a credit card which negates those benefits even without the 1% from this offer

    • tharlow on 11/01/2023 - 15:33
      +13

      There are so many advantages of being with ING — but the benefits from continually jumping through hoops keeps one young, fit, and healthy

      • foursaken on 11/01/2023 - 15:50

        Virile. You forgot virile.

        • drfuzzy on 11/01/2023 - 16:04
          +1

          @tharlow was castrated young

        • tharlow on 11/01/2023 - 16:11
          +2

          ING, sadly, can’t help with fertility (or virility). There are some things hoops can’t fix. For everything else, there’s ING

    • furakoph on 11/01/2023 - 16:09
      +1

      Reward points are never worth 1% of your transactions.

      55 days is a maximum if you pay the bill at the start of your credit card cycle. It'll probably on average only end up like less than a month's worth of savings interest (1/12th of 4%).

      • ezzaf on 11/01/2023 - 16:42

        You could get close with an ANZ Black Card, 0.8% value back in points (provided your monthly spend is under $5k). Add on interest saved and you'd be over 1% in value. You're still out the $375 annual fee though, so unless you already have the card and are covering the annual fee some other way this deal is better value.

      • jv on 11/01/2023 - 16:57
        +2

        (1/12th of 4%)

        I use multiple cards with different statement dates.

        • furakoph on 12/01/2023 - 09:17

          You'd be saving cents on the dollar a year at this stage lol

      • sena86 on 11/01/2023 - 17:27
        +1

        There are definitely cards out there where you get back 1% or even more. An example (not the best example due to the high annual fee) is the Amex Platinum which returns $1 for every $88.89 spent on the card (this assumes you convert points to cash instead of to an airline).

        • ezzaf on 11/01/2023 - 17:48

          That's if you can pay the bill without extra fees for Amex. A lot of utility bills will not accept it or charge more.

        • furakoph on 11/01/2023 - 19:17

          Amex Plat costs $1450 a year too…

      • silenthillrocks on 11/01/2023 - 18:07
        +2

        Coles platinum card is 1%

  • OzBurger on 11/01/2023 - 15:55

    Thanks for this. I'm with Red Energy and didn't know about this. Will switch tonight.

    • jv on 11/01/2023 - 16:58
      +1

      I'm with Red Energy

      So you're already paying too much.

  • maxedin on 11/01/2023 - 16:10

    I always forget to make 5 eligible transactions. Any ideas how to make it easy? Ideally, these transactions need to be tiny or refundable (credited to other bank)

    • tharlow on 11/01/2023 - 16:12

      Get off the couch!

    • [Deactivated] on 11/01/2023 - 16:15

      can try beem it

      • Moo Deng on 11/01/2023 - 16:32

        Nope Been It no longer eligible with ING

    • Flowerbomb on 11/01/2023 - 16:16

      Go to coles self-check out, buy 5 items individually. 10 mins. Done

      • Davelovesdealz on 11/01/2023 - 16:27
        +8

        Do this but don't do separate transactions - do your normal shop then split payment by card for $0.01 - do 5 times then pay the balance of your shop with your preferred CC/GC.

        • Flowerbomb on 11/01/2023 - 16:35

          Even better, i'll try this next time!

          • Davelovesdealz on 11/01/2023 - 17:05
            +3

            @Flowerbomb: Means you dont have to carry much balance in your current account - $1 does me almost 2 years :)

    • csaiki on 11/01/2023 - 16:16

      Probably the best way is to buy some gift cards via shopback

    • whatyouwant on 11/01/2023 - 16:17

      Add the card to your android/apple wallet and use it as a spending account. I buy my daily coffees with mine.

    • bdl on 11/01/2023 - 16:40
      +5

      I just make a payment of $2 five times to my water bill each month (via my water provider's online portal)

      • maxedin on 11/01/2023 - 16:53

        but you're losing 1% cashback on $2 x 5. Not in the spirit of Ozbargainer :)

        • bdl on 11/01/2023 - 17:57

          I know I have to pay for water no matter what, and the stress of not having to worry about the transactions every month is fantastic!

          ING was also cracking down on 1c transactions, the $2 hasn't attracted their ire the past few years :)

    • maxedin on 11/01/2023 - 16:50
      +1

      I mean something automatic reoccurring, effort free :)

      • bdl on 12/01/2023 - 15:01

        I like to manually do my payments early in the month soI can check ING's app a few days later to make sure they've registered and I've accrued the benefits for next month.

    • brendanbren on 11/01/2023 - 18:07

      What i do at either coles or woolies at the start of the month is buy some things at the self checkouts and pay via split payments. I pay $0.50 then $0.40 then $0.30 then $0.20 then $0.10 with ING card (tap 5 times) and This way i know ive done my 5 transactions, Then the balance is paid with another card ie HSBC 2% cashback card. This way i get 2% cashback on the balance of what i buy aswell :)

    • Ruckmauler on 12/01/2023 - 19:19
      +1

      I buy 5 X $1 Amazon gift cards - easy as if you're already using Amazon……

  • kipps on 11/01/2023 - 17:06

    This is significantly short of their previous PayWave cash back offer, with a heap of conditions. ING keeps taking things away. It’s a real shame.

    • ezzaf on 11/01/2023 - 17:49

      On the other hand, you can use HSBC for 2% contactless cashback, and get this rebate too.

  • Wolfenstein98k on 11/01/2023 - 18:22

    Do you reckon this is for the Orange One credit card, or only the Everyday debit?

    • bdl on 11/01/2023 - 18:52
      +1

      Only Everyday

  • Ryk on 11/01/2023 - 18:22

    damn, I just paid the water bill today on the citi diners card via paypal.

    • bdl on 11/01/2023 - 18:53

      Don't stress too much, there's an $100 rebate annual limit per financial year so you can just pay your bill next cycle.

      • [Deactivated] on 11/01/2023 - 19:21
        +1

        lol at 1% pretty easy to hit $100

  • payless69 on 12/01/2023 - 02:56
    -1

    Sounds like a double Dutch roll:
    Give you 1% to take the 4.5% away…..

  • mikeadwell on 14/01/2023 - 12:43

    How long does it take for the cashback to come through after paying a bill?

    • sleepy929 on 21/02/2023 - 13:25

      Normally pretty instant
      However I had some occasions that it was missed..
      ING told me may take up to 30 days

  • barseeker on 30/12/2023 - 18:47

    anyone bpay qld rego and get cash back via ing or zip? ing pdf terms says utilities only like gas water power . QLD rego says bpay must be from a savings or cheque account not credit card so i wonder if ZIP would work?

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