This was posted 1 year 10 months 13 days ago, and might be an out-dated deal.

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Australia Post Car Insurance: 15% Cashback @ Cashrewards

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Australia Post Car Insurance: 15% Cashback @ Cashrewards
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nivurek on 09/01/2023 - 08:21 cashrewards.com.au (925 clicks)
Last edited 13/01/2023 - 01:44

Came across this cashback offer from cashrewards while looking for a cheaper insurance policy. Stacks with the $100 off first year offer that ends on the 16th of January.

Works out roughly to be $130 cashback for a $1000 insurance premium (after GST and other fees).

Australia Post Insurance is underwritten by QBE Insurance. Although their policy ended up being the cheapest for my car, please compare with other insurance provider's policies as the premium varies for each individual.

$100 off first year T&C's
Policy documents
QBE Insurance reviews
(IMO serves as a better indication on what to expect with Australia Post Insurance)

Referral Links

Referral: random (3757)

$10 for referee and $10 for referrer, after referee makes $20 purchase within 14 days.

Financial Car Insurance Cashback Insurance

Related Stores

Cashrewards
Cashrewards
Third-Party
Australia Post
Australia Post

closed Comments

  • ozbar on 09/01/2023 - 08:48
    +3

    Wasnt this posted before that even with discount its still the more expensive insurance. All gimmicks tricks.

    • CaptainHoltisDad on 09/01/2023 - 09:59
      +7

      That's a very generalised statement. It will be cheaper for some, more expensive for others. Always shop around.

    • MeesusEff on 09/01/2023 - 16:40

      Just renewed my car insurance last month, with cashback this would have been cheaper

    • Gyr on 20/01/2023 - 15:34

      This deal was the cheapest for me

  • HardQuiz on 09/01/2023 - 08:53
    +1

    Insurance, something you buy, but hope not to use.

    • Magicmannn on 09/01/2023 - 09:53
      +5

      and when you need it the most, they'll do their best to weasel out of it

      • M00Cow on 09/01/2023 - 10:26
        +1

        Yep and AusPost is QBE, and they're ok, better then Coles, AAMI but worse then Budget Direct, RACQ.

  • bohn on 09/01/2023 - 09:09
    +5

    I signed up with Aus Post last year and selected an agreed value for my car.
    Went through their online quote for a new quote, and see they've removed that option.. will only do market value. Noticed some others have done this also. Kind of annoying considering how low their 'market value' is compared to the actual market value of used cars.

    tldr; (profanity).

    • M00Cow on 09/01/2023 - 10:35
      +7

      Well Market Value is negotiable. Red Book is the usual place they get values, but we've previously argued (successfully) that CarSales is the place where you get market value from, since it's an actual market. Like any car dealer, insurance will always lowball you. But if you have the time & patience, just keep hassling and keep notes of conversations (I always insist on email conversations for negotiations so there's no ambiguity).

      Insurance industry motto: Delay, delay and hope they go away.
      mine: It's best, it's best to be a pest, for you will get your way.

  • ozmaxz on 09/01/2023 - 09:46
    +1

    it is not good as it was before. $100-$150 cashback..

  • BBF on 09/01/2023 - 09:46
    +1

    My quote was ridiculous.
    The only option for my car was Third Party. No comprehensive and no fire & theft add-on.

    The premium for TP only was higher than my comprehensive with highest agreed value quote that I'll buy on Friday from a diff insurer.

  • jace88 on 09/01/2023 - 10:09
    +3

    I wonder who thought Australia Post was a brand name worth sticking onto an insurance product…

    • Igaf on 09/01/2023 - 13:26

      Massively overpaid AP management did. Cashing in on their trusted (by some) brand. There must be good profit in it.

  • WorkingLowJam on 09/01/2023 - 11:11

    Still $100+ more expensive than my RACV insurance (before cashback but after $100 first year discount). Not worth the hassle and the poorer service.

    • furakoph on 09/01/2023 - 13:18

      RACV was 50% more expensive for me even after 10% multi policy discount

      • bohn on 09/01/2023 - 13:38

        Racv was more expensive for me also, multi discount plus a discount based on years with them.

  • Junk Sifter on 09/01/2023 - 12:37

    Does this apply to CTP? Pretty devo as I just purchased directly through QBE last week.

    • CVonC on 09/01/2023 - 12:39

      Damn never knew they did CTP. Is this recent? Didn't come up in the government comparison site when I did mine last October.

      • Junk Sifter on 09/01/2023 - 14:17

        Must be, AusPost still doesn't come up and certainly didn't when I used this for comparison last week. Gamechanger if the cashback works!

    • nivurek on 09/01/2023 - 13:10
      +1

      I don't see why it wouldn't. Just keep in mind the $100 off offer doesn't apply to CTP. Also QBE has a 3 week cooling off period so you can cancel and repurchase :)

      • Junk Sifter on 09/01/2023 - 14:38

        Just I rang QBE as their website says I can't cancel a CTP. They told me there's no cooling off since it gets sent to ServiceNSW instantly, though can be cancelled only if the vehicle has not been registered using it but instead another CTP policy.

        Luckily, I haven't paid the rego so I'm going to be the guinea pig - purchase another CTP through AusPost and register the car using it, then call QBE back for a refund for the one I purchased last week. Wish me luck the cashback tracks and gets approved.

  • Igaf on 09/01/2023 - 13:38

    Those reviews! I've been with QBE for 4 years and did notice a significant drop-off in service when I claimed for hail damage last year. Didn't know they'd moved their call centre OS. Long story but fortunately I now have the local rep's contact details.

  • adilaksh on 09/01/2023 - 14:39
    +1

    Get an insurance with fully loaded pack (No excess windscreen damange, Choice of repairer, Hire car) etc with minimum excess to get more cashback from Cashrewards. Later give a call to Auspost and modify the policy to get the difference refunded!

    • shap08 on 13/01/2023 - 08:52

      Does this really work?

      • adilaksh on 13/01/2023 - 10:53
        +1

        Yes, it did work for me.

        • shap08 on 13/01/2023 - 11:05

          thanks! Ill max the insured market value as well and change that after.

  • ph81 on 09/01/2023 - 15:44

    Is the cash rewards discount in addition to AusPost $100 off?

    • bohn on 09/01/2023 - 16:23
      +1

      yes
      the deal used to be better though - $100 cashback not 15%

  • bohn on 09/01/2023 - 16:52

    It's now 10% cashback

    • ph81 on 09/01/2023 - 22:18

      Partner came home and cost me 5% 😂

  • meteoraman2 on 09/01/2023 - 17:23
    +1

    I signed up in September last year, after shopping around AP insurance was significantly cheaper for me. The extra cashback was a nice bonus. It hit my account relatively quickly too.

  • bohn on 13/01/2023 - 11:53
    +1

    how long does tracking usually take for this?

    • nivurek on 13/01/2023 - 13:55

      For me, it took a few hours for the tracking email to come in.

      • bohn on 13/01/2023 - 15:55
        +1

        got the policy at 11.30ish today, thought last time it was fairly quick but got nothing yet.

        • shap08 on 13/01/2023 - 16:06

          Yeah same as you, still nothing.

          • bohn on 15/01/2023 - 08:43

            @shap08: bleh. still not tracked.
            not looking good.

            • shap08 on 15/01/2023 - 08:47

              @bohn: Same, I did another order via the app, I'll call and cancel the first one Monday.

              • bohn on 15/01/2023 - 08:48

                @shap08: yeah maybe I will do that.
                did the other one track straight away?

                • shap08 on 15/01/2023 - 08:49

                  @bohn: Yup 5-10mins. I didn't want to risk the deal running out.

                • shap08 on 17/01/2023 - 16:06

                  @bohn: Get it sorted?

                  • bohn on 25/01/2023 - 13:23
                    +1

                    @shap08: Yep, cancelled my old one

  • sicinadan on 13/01/2023 - 14:26

    It was 10% 2 days ago, I just got a new policy. Cheers OP

  • FrugalDealSeeker on 14/01/2023 - 10:33

    Even with ALL the discounts on my V6L Accord, it's 2x Woolies. :|

  • DeeCee on 24/01/2023 - 12:41

    Thanks.. The 15% CB is back now… and it was the best price as well.. So win/win..

  • rysith on 24/01/2023 - 12:55

    Anyone else received cashback tracked yet? Started a policy on 17/1 and nothing yet.

    • bohn on 25/01/2023 - 13:29

      Mine didn't track.
      Did a second policy, tracked in 5 mins. Cancelled the first

      • Mr BoMBAStiG on 30/01/2023 - 09:38

        Any fees on the cancellation? ProductReview says $40 cancel fee?

        • bohn on 30/01/2023 - 09:43

          There is a cooling off period.

  • kickling on 03/02/2023 - 16:59

    Just FYI for those who didn't get tracking. Lodge a claim. It will be dealt with.

    Response from their team :

    Thanks for your prompt response.

    Our team has submitted an enquiry with Australia Post Car Insurance in relation to your cashback which now displays in your Cashrewards account as pending. Any transaction we query with our partnered stores can take from 30-90 days to resolve and this time frame can vary significantly from store to store. The transaction will automatically be updated once the store has confirmed your cashback.
    ​
    Ozbargain is handled by other team and is aware of the issues that arises therein and are working on it diligently.

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