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$3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

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$3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ
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Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 16:12 anz.com.au (152 clicks)
Last edited 29/11/2022 - 16:01 by 2 other users

Hi OzBargainers,

I hope everyone is keeping well!

ANZ have just advised us of a new PURCHASE rebate for first home buyers effective 1st of December 2022).

Summary of the Eligibility Criteria:

  • Apply Date - From 1 December 2022 (Note: Offer may be amended or withdrawn at any time)
  • Drawdown - Drawdown within 180 days from Apply date
  • Loan Purpose - Purchase or Construction of Residential Property for Owner Occupation (First Home Buyer)
  • Applicants - Must be an Individual
  • Minimum Loan Amount $250,000 or more (New to ANZ Lending)
  • Included Home Loan Products - Owner Occupied Home Loans: Standard Variable Rate Home Loan, Fixed Rate Home Loan and Simplicity PLUS Home Loans

If you would like an estimate of applicable rates please feel free to call/text/email me with your deposit amount and how much you're looking to spend, as all rates will depend on LVR and Loan Size

Further to ANZ's offer I can confirm I would be happy to offer you a broker rebate based on the metrics below: (Rebates will be calculated on funds net of offset)

$500,000 - $750,000 = $500
$750,000+ = $1,000

If you are not a first home buyer please see this UBank rebate offer

Please feel free to email me at [email protected] or text/call me on 0422 699 383 and I would be happy to answer all finance related questions. We do work with a panel of over 40 lenders and will be able to find a home loan tailored to you.

Kind Regards,
Nicholas O’Sullivan
ACL: 389328
Azura Financial

Financial First Home Buyer Home Loan Loan Rebate

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ANZ
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closed Comments

  • RDY4ME on 24/11/2022 - 16:25
    +3

    Whenever I go to a broker, the first bank they suggest for a refinance is ANZ. They must pay fantastic commission because their rates/offers are not actually the best.

    Refuse to go with them as their customer service is shocking.

    • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 16:27
      +2

      Hi RDY4ME,

      Can't say they're the first bank I'd recommend.

      Always happy to work in your best interest to make sure you're getting the best deal hence my plug of the UBank offer within this post!

    • mr_asstight on 24/11/2022 - 17:04

      This!

  • kerfuffle on 24/11/2022 - 16:29

    Nick, you've been posting here for three years now. You should know to mark yourself as a third-party by including the website by now i.e. you can't vote on your own post.

    • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 16:32

      Hi Kerfuffle,

      Association was missed. This has been updated!

      Appreciate you letting me know

      • Moderatormoocher on 24/11/2022 - 16:36

        You should not be checking the association checkbox for ANZ, just add a link to https://www.azurafinancial.com.au/ at the bottom of the deal description and the system will automatically mark you as 'third-party'.

        I've now set this up on this deal.

  • Royale with cheese on 24/11/2022 - 16:33

    Isn't ANZ giving 4k?

  • Tleyx on 24/11/2022 - 16:35

    Whats the clawback if i leave within threee months?

    • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 17:06
      +1

      Hi Tleyx,

      Would probably recommend going direct to branch if you are looking to refinance so quickly.

      The bank have infinite resources whereas we are limited and are here to make a living

  • darque on 24/11/2022 - 16:36

    I might already know the answer to this, but what if one partner on the application has previously bought while it is the first home for another? Are we still eligible for this?

    • Pecan on 24/11/2022 - 16:52

      No, all parties need to be first time buyers.

  • Carrian on 24/11/2022 - 16:52

    WHERE WAS THIS 4 MONTHS AGO.

    FFFFFFFFFFFFSSSSSSSSSSSS

    • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 17:07

      You can look at refinancing and making this money back through refinance rebates!

      Are you on a fixed rate?

  • jjj123 on 24/11/2022 - 17:06

    Is ing rate ok? Should I go to anz or ubank?

  • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 17:08

    ING's rate is highly competitive + they are offering a $3,000 rebate at the moment for lending over $500,000.

    If you'd like to email me with specifics I'd be happy to point you in the right direction

  • Yve on 24/11/2022 - 17:08
    +1

    Remember that you can apply through any broker, they’re not obligated to offer you the best interest rates as there’s a slight collision of interests. It’s ultimately your responsibility as the consumer to find the best rates and you definitely won’t find it walking through the banks.
    Many bad brokers in the industry opt to dump your plan into a low security plan as income assessment criterion are easier to appeal and processing your plan is faster, allowing them to process a much higher volume of loans.
    Better brokers opt to find you the best rates for your plan, but it is time consuming on their end. Such that the industry is filled with bad faith brokers.

    • Store RepNick-AzuraFinancial @ Azura Financial on 24/11/2022 - 17:14

      Hi Yve, all true however with the royal commission a couple of years ago there is a massive focus on BID (Best Interest Duty) now.

      When providing options to each client we MUST provide the 3 most competitive options (unless a customer advises they wish to proceed with a certain lender) to show both yourself and our aggregator that we are acting in your best interest and providing more than one option.

      Due to the volume of business we do as a company we take this stuff very seriously.

  • Jazza2400 on 24/11/2022 - 17:31

    Reading thru ubank t&cs I don't get this part

    "The cashback payment cannot be used towards the total loan amount or application income of the home loan application."

    How does it work? You get approved, you transfer your cash over and you get cashback credit towards the account?

    • Store RepNick-AzuraFinancial @ Azura Financial on 25/11/2022 - 10:58

      Hi Jazza,

      This means the funds can't be used to reduce your Loan to Value Ratio at time of settlement.

      These rebates are typically paid prior to your first repayment being made!

      Any further questions please feel free to get in touch,

  • Oz8argain on 24/11/2022 - 21:21

    the govt also loans first home buyers 15% deposit right?

    • Store RepNick-AzuraFinancial @ Azura Financial on 25/11/2022 - 10:56

      Correct, this is under the First Home Guarantee in which only a 5% deposit is required!

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