$100 Cold Hard for New ING Direct Savings Maximiser Accounts

306

$100 Cold Hard for New ING Direct Savings Maximiser Accounts

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Magnate on 21/06/2012 - 13:25 ingdirect.com.au (1502 clicks)
Last edited 21/06/2012 - 15:42 by 1 other user

INFOCHOICE

MOD: It appears that this promotion is only available to those who have received emails, i.e. not available to everyone.

If there are any ozbargainers out there who haven't yet got free money off ING Direct, then here is an offer for you. 1500 accounts available, that's a potential $150,000!

Exclusive $100 cash bonus offer

Apply online today using promo code INFOCHOICE (in capital letters), deposit $100 and maintain a balance of $100 or more by 28 June 2012. To help kick start your savings we'll match the deposit with a $100 cash bonus. But hurry, this exclusive offer is only open to the first 1,500 new Savings Maximiser customers.

For a $100 bonus & a warm welcome rate:

Apply online and open a Savings Maximiser with promo code INFOCHOICE (in capital letters).
Make your first deposit of $100.
Maintain a balance of $100 or more by 28 June 2012.

Important Information

The variable welcome rate is current as at 4 May 2012 and is subject to change. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time. The variable welcome rate is available for new customers and is subject to change. To be eligible for the $100 cash bonus you must deposit and maintain a balance of at least $100 by 28 June 2012. One $100 bonus cash payment per account (including joint accounts). The $100 cash bonus will be credited to your first account opened within the first two weeks following your first deposit being made. A tax liability may exist with the payment of the cash bonus. The combined offer is applicable to new ING DIRECT customers (including joint accounts) and is for a limited time only. Combined balances up to $250,000 per customer are guaranteed by the Australian Government. Any advice in this email does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Savings Maximiser you should read the Savings Maximiser Terms and Conditions booklet. To view this document you may need Adobe Acrobat. Savings Maximiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. ING DIRECT's colour orange is a trade mark of ING DIRECT and the ING Group of companies.

Financial Bank Account Savings Account

28 Jun 2012

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[Deactivated] on 21/06/2012 - 13:31

I'm interested but have never opened an online bank account before. Can anyone give insights or precautions on what I should look out for? Thanks :)
- Magnate on 21/06/2012 - 13:36
  
  Pretty easy, just fill in the details and go to the post office to verify your identity. Have a look under the FAQs
  - [Deactivated] on 21/06/2012 - 13:37
    
    If you verify it electronically do you still have to go in person for anything?
  - Holysmoke on 21/06/2012 - 16:23
    
    i assume they need to post out some docs to you before you can go to the post office. so can all of this be done before 28 june?
    - retiredfeline on 21/06/2012 - 16:27
      
      No, the online process generates a page you can print which has a barcode. You take it to the PO and they verify you then scan the barcode. The result is electronically sent to ING and completes the application. Presumably Auspost forwards the annotated page or an image of it to ING also.
- retiredfeline on 21/06/2012 - 13:38
  
  Nothing special. Just that you fill in the forms online and they may ask you to get your identity verified at a PO. To deal with the bank, use the Internet or phone, no bricks and mortar branches. Honestly I don't remember the last time I walked into a bank.
- IVI on 21/06/2012 - 13:55
  
  +1
  
  Don't use WiFi connected Internet to do online banking.
  
  ING Direct is -GREAT- value…
  
  If you're happy to let your payments (salary, eBay, etc.) go directly into your account, & take funds out via EFTPOS (at Coles, Foodland, Woolies, etc.), you'll do much better with ING Direct.
  
  Get $0.50 paid -to- you for each $200 withdrawal via EFTPOS.
  
  We recommend it!
  - prisonerzero on 21/06/2012 - 14:13
    
    +2
    
    Internet banking traffic is encrypted, and hopefully your WiFi traffic is encrypted as well. I think it's extremely unlikely that someone could get anything meaningful by capturing your wireless packets. Perhaps if you are really paranoid, change your WiFi password as often as you want.
NigelTufnel on 21/06/2012 - 13:35

Damn I openned one about a month ago for a lousy $30.
Might have to get the wife to open one especially for this
- Magnate on 21/06/2012 - 13:37
  
  +1
  
  Both me and my wife have already already got one too unfortunately…so this one's over to you mate!
jesseboy89 on 21/06/2012 - 13:38

Thanks OP, done.
CyberMurning on 21/06/2012 - 13:38

hurry, this exclusive offer is only open to the first 1,500 new Savings Maximiser customers.
anything to tell us if we still part of 1500 ?
- furyou on 21/06/2012 - 13:49
  
  +1
  
  they can't tell you. guess you just have to decide if 5 pages of setup is worth trying
Austin 316 on 21/06/2012 - 13:47

Can I close this account once I get the $100 bonus. Is there a cancellation fee or any other hidden charges? If not, I am very tempted to do this. Can somebody please update me soon?
- IVI on 21/06/2012 - 13:57
  
  +1
  
  Of course not…
  
  …this is a BANK, -not- a MOBILE CARRIER or an ISP. :-)
georgedn on 21/06/2012 - 13:48

Magnate, where did you find out about this? Is there a link to the terms and conditions?
virtualds on 21/06/2012 - 13:49 Comment score below threshold.
- Magnate on 21/06/2012 - 14:23
  
  +2
  
  Isn't the idea of this website to help you find deals that may not necessarily be widely advertised. Gee Whiz
AL008 on 21/06/2012 - 13:51

Is this cash bonus considered interest from the bank, as in you will need to declare this on your tax return as your income?
- BrisbaneBargainer on 22/06/2012 - 15:21
  
  It is considered as taxable income - It must be declared in your financial returns.
xotic on 21/06/2012 - 13:53

Is this for new ING customers or for new ING Savings Maximiser account holders only? I have an ING Orange Everyday account so am I still eligible?

Would appreciate a link to the terms and conditions?
Austin 316 on 21/06/2012 - 13:57

+1

Just had a chat with the bank's online chat facility. The rep told me that this promo is only available to those who got the email about INFOCHOICE promo, so I am not eligible :(

Let me know if someone has got a work around ;)
- virtualds on 21/06/2012 - 14:05
  
  +2
  
  same here. It's not open to everyone
  - Kirsty on 21/06/2012 - 14:20
    
    Ditto, was just about to post this fact.
IVI on 21/06/2012 - 14:00

Interestingly, current members recently received a Customer Satisfaction Survey… w/ chance to win an iPad or iPod for taking the 20 minute survey online.

The Bank's being competitive, I guess…
virtualds on 21/06/2012 - 14:08

Confirmed with Bank…It's not open to everyone. The offer applies to anyone who has has received an email about it.
- CyberMurning on 21/06/2012 - 14:23
  
  damn! i just opened !
  but how they will know?
  - Magnate on 21/06/2012 - 14:24
    
    +1
    
    They can't possibly know. The email is a generic subscriber email for infochoice. They have no way of tracking
    - Devils Advocate on 21/06/2012 - 14:30
      
      I'd say when you put in your email address as you are filling out the form they will check if that is one of the email addresses that they sent the promo to. Shame though, I just signed up without the email
    - cloud226 on 21/06/2012 - 14:33
      
      there are ways to track who they sent their email to…
    - Magnate on 21/06/2012 - 14:51
      
      Given they ask for so much information…
      http://www.vision6.com.au/em/forms/subscribe.php?db=189908&s…
      Fools!
morpheu on 21/06/2012 - 14:16

it seems the days of free $100 cash to anyone opening a new account are limited, ING are obviously targeting a specific demographic…
ps at least you now know why they want your email address, to send you offers!
Magnate on 21/06/2012 - 14:21

T&C added to the post. I can't see any way they are going to track it, it's clearly not a unique promotion code. Just tell them you got the email and run with it.
- Austin 316 on 21/06/2012 - 14:29
  
  Yeah. I am interested in this and other options like forwarding the email(if available). Although I am not eligible, I wouldn't neg this deal as its great for anyone who is eligible.
- CyberMurning on 21/06/2012 - 14:29
  
  i kind of agree (and hope) with him. you can signup with completely different email, name etc to infochoice, and then use real name to open account. still the same person. there is none mentioned in the email offer taht we must use the same name or email add, Magnate?
  - Magnate on 21/06/2012 - 14:49
    
    Email is below. No mention of using same details like I said. IMHO it's open slather
- hardik1us on 21/06/2012 - 14:30
  
  Thanks OP for this post. Is it possible for you to attach link to email if you have received email and email is available online. This will really help if just in case ING ask for email details.
shopbot on 21/06/2012 - 14:36

So the OP received and invite. Could u help us in as u why u got it and no one else does? Do u have a debit card with them and use it regularly? Salary to ur card? Etc…
- Magnate on 21/06/2012 - 14:40
  
  I must have signed up to infochoice at some stage. I got the email from infochoice not from ING Direct.
Magnate on 21/06/2012 - 14:44

+4
Alright you doubters

————— Forwarded message —————
From: InfoChoice Team
Date: Thursday, June 21, 2012
Subject: Get a $100 bonus for opening a Savings Maximiser
To: [email protected]

Dear InfoChoice subscriber,

The Savings Maximiser is a high variable interest online savings account with no ING DIRECT fees ever, no hidden catches or minimum balances. Your savings are also guaranteed by the Australian Government.

As a new customer you'll get a fantastic variable welcome rate of 5.60% p.a. for the first 4 months from account opening on balances up to $250,000.

Exclusive $100 cash bonus offer
Apply online today using promo code INFOCHOICE (in capital letters), deposit $100 and maintain a balance of $100 or more by 28 June 2012. To help kick start your savings we'll match the deposit with a $100 cash bonus. But hurry, this exclusive offer is only open to the first 1,500 new Savings Maximiser customers.

For a $100 bonus &
a warm welcome rate:

Apply online and open a Savings Maximiser with promo code INFOCHOICE (in capital letters).

Make your first deposit of $100.

Maintain a balance of $100 or more by 28 June 2012.

Important Information
The variable welcome rate is current as at 4 May 2012 and is subject to change. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time. The variable welcome rate is available for new customers and is subject to change. To be eligible for the $100 cash bonus you must deposit and maintain a balance of at least $100 by 28 June 2012. One $100 bonus cash payment per account (including joint accounts). The $100 cash bonus will be credited to your first account opened within the first two weeks following your first deposit being made. A tax liability may exist with the payment of the cash bonus. The combined offer is applicable to new ING DIRECT customers (including joint accounts) and is for a limited time only. Combined balances up to $250,000 per customer are guaranteed by the Australian Government. Any advice in this email does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Savings Maximiser you should read the Savings Maximiser Terms and Conditions booklet. To view this document you may need Adobe Acrobat. Savings Maximiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. ING DIRECT's colour orange is a trade mark of ING DIRECT and the ING Group of companies.

Unsubscribe
You have received this email as an InfoChoice user. We respect your preference not to get news from us in the future. Please use the unsubscribe link below and we will remove you from our distribution list.

Important Notice
Nothing in the contents of this email should be taken as constituting personal advice. The content of this email has been prepared without taking account of your objectives, financial situation or needs. Because of that you should, before taking any action to acquire any financial products mentioned in this email, consider whether they are appropriate having regard to your own objectives, financial situation and needs. You should read the InfoChoice Financial Services Guide and the relevant Product Disclosure Statement and consider them carefully before making any decision about whether to acquire a product.

© InfoChoice Ltd ABN 93 061 105 735 AFSL 349445 ACL 349445 FSG Terms of Use

This email was sent by InfoChoice Ltd, PO Box R145, Royal Exchange NSW 1225 to [email protected]
- Holysmoke on 21/06/2012 - 16:09
  
  Thanks, can you check if there are any special links in the email to apply ie, does it take you to any specific application page or the generic application page on the ing website.
jimmyliu513 on 21/06/2012 - 14:54

+1

Cilla: Hi, you are chatting with Cilla.
Cilla: Hi Jimmy.
You: Hi Cilla. How are you. I have just opened an maximiser account, and insert the promo code of "INFOCHOICE"
You: I want to check if the code is valid and the next question is how I can transfer the money to that account.
Cilla: In relational to this promotion did you receive an email informing you about the account.
You: I found the poromo code online, it says $100 Cold Hard for New ING direct Savings Maximiser Accounts.
Cilla: Unfortunately you are not eligible for this promotion. This promotion was targeted to certain customers, and is only eligible to those who received the email.

You: okay. thanks.
jimmyliu513 on 21/06/2012 - 14:57

You: but if the promo is available for public view, how come it is not vaild for new customers.
Cilla: As mentioned it is a great account.

It shouldn't be available to the public and it looks like a few shopping website have posted the information without permission. We are currently attempting to have it removed.
- dmc900 on 21/06/2012 - 15:07
  
  Because of what you have said I've decided to neg this, if you sign up for this account and they find a way to see that you didn't get the email you will most likely not be eligible for a cash bonus when their is a genuine offer for the same account type.
  - Magnate on 21/06/2012 - 15:43
    
    And how are they going to do this? Where does it say you must use the same email you subscribed to infochoice to sign up? Where does it state that you are only elegible if you have received the email?
    No my friends, ING Direct have screwed up here and now will have to cough up.
    - jimmyliu513 on 21/06/2012 - 16:01
      
      +1
      
      Anyway, I agree with you. ING Direct have screwed up.
leeanne75 on 21/06/2012 - 15:04

you are very very naughty, what is your punishment??
leeanne75 on 21/06/2012 - 15:11

ING shouldn't give Magnate the $100

kiss it goodbye for making it public
- Magnate on 21/06/2012 - 15:42
  
  +2
  
  I can't get it mate, already got my money from ING a long time ago when the deals were still good. Just trying to share the love, sounds like plenty of people round here need some!
firepowered on 21/06/2012 - 15:21

How long does it take to transfer money to other bank accounts?

I have everyday and online with ANZ atm, and I can transfer funds between accounts instantly.

When I transfer to my NAB account, takes 1 day before funds move/show up.

How about ING? Are they "associated" with any banks such that transfers are instant?
PlagueistheCheap on 21/06/2012 - 15:25

-2

Not open to everyone
- Abbi on 21/06/2012 - 16:12
  
  -1
  
  Ridiculous to neg such a good offer. Just because it's not available to everyone doesn't mean the offer is not a good one. Plenty of people can still take up this offer.
  - gamernz on 21/06/2012 - 16:24
    
    -1
    
    It's only available to people who received the email. Which means it's pointless to be posted here.
    - Abbi on 21/06/2012 - 16:30
      
      -1
      
      Not at all pointless, it brings awareness. It prompts people to look at their email whereas otherwise they may have simply discarded it. Iirc we also had another ingdirect deal that invited people through emails only.
Gomo on 21/06/2012 - 15:34

Commonwealth bank have similar offer on at the moment but you get $40 and have to wait until September! I'm not to fussed
[Deactivated] on 21/06/2012 - 15:38

I got this email but I'm already an ING customer (did get some money for open both the cash and savings account)
Maybe I can "lend" my email address to my friend
Explosions_Hurt on 21/06/2012 - 15:46

-4

I signed up for the offer, but was just told by the representative on the phone that the deal "is more of a targeted promotion, and not open to everyone". Negative from me because it was not made clear in the original post, and now I'm stuck with the account.
- Abbi on 21/06/2012 - 16:14
  
  Do you trust all your finances on internet advice without reading the fine print and T&C? The op has provided you the link and knowledge to investigate further, he/she is not here to spoonfeed because you did not read about what you are signing up for. negging it for your reason is just ridiculous.
  - Explosions_Hurt on 21/06/2012 - 17:24
    
    I don't usually rely on financial advice from internet people, but I trust ozbargain.
    - Abbi on 23/06/2012 - 06:50
      
      You are crazy if you trust internet advice for your finances. Period.
- Magnate on 21/06/2012 - 17:13
  
  +1
  
  Where in the email I received did it state that the offer is targeted and only available to those who received the email? The whole thing is posted above. Negative to you mate.
  - Explosions_Hurt on 21/06/2012 - 17:23
    
    -4
    
    AND A NEGATIVE TO YOU TOO, MEAN PERSON!
kiwipride on 21/06/2012 - 15:49

Does anyone know if there is an age limit to open an account? (thinking my two boys, as I already have one)
Commonwealth Pig on 21/06/2012 - 16:06

-4

Not available to everyone.
Holysmoke on 21/06/2012 - 16:10

I suspect they will just say that they have reached the 1500 limit and not pay anyone!
T_double_U on 21/06/2012 - 16:53

+2

To those saying 'i rang up and they said it was only for eligible customers' could they just be saying that to discourage the 'non disirables' from signing up?? just a thought.I did sign up just in case and even if it doesn't go through i'll still be getting 1.1% more then i'm currently getting well for 4 months at least anyway.
- CyberMurning on 21/06/2012 - 17:04
  
  +1
  
  thats the spirit!
  
  btw, ubank give 5.51 without "first xx months"
  - T_double_U on 21/06/2012 - 17:51
    
    Cheers,i'll move it over when the ING rate goes below ubanks rate.
unity1 on 21/06/2012 - 17:05

+1

Unfortunately, now if a real offer comes up, open to everyone, I won't qualify because I have signed up to this offer possibly for zero reward.
- dexy on 21/06/2012 - 18:40
  
  +2
  
  Thanks for taking one for the team :)
hotwinter on 28/06/2012 - 12:44

-2

Not open to everyone. No deal at all.
tohara on 28/06/2012 - 18:26

Has anybody received the $100?
- kds123 on 30/06/2012 - 13:23
  
  Just emailed ING and got quoted for payment after 2 weeks from initial deposited IF eligible.
- furyou on 05/07/2012 - 14:42
  
  nope.
  nothing. nada.
hardik1us on 06/07/2012 - 15:58

+1

Just to let you guys know, I checked my account today and saw that bonus 100$ is credited on 3rd July. I deposited 100$ on 26th June. Pretty Happy. :)
- Jabei on 06/07/2012 - 16:57
  
  I got $100 today as well. I opened the account on 22 June.
rocket-tear on 06/07/2012 - 21:07

I got $100 bonus interest too.
kds123 on 06/07/2012 - 21:35

Awesome, got $130 bonus interest.. $100 from this and $30 from another promotion maybe?
zhfs on 07/07/2012 - 00:56

130 bonus for one account credited on 3rd. Still waiting for another account to be credited.
Holysmoke on 07/07/2012 - 11:33

Did you guys get the original email or did you just use the code from here?
dvd107 on 07/07/2012 - 21:13

got the $100 :) did not get original email, ozbargained
CyberMurning on 09/07/2012 - 13:52

got $100 too, never heard about it until see from ozb. hehehe
but what is ppl talking about $130???
regenade on 09/07/2012 - 17:07

Got 100$..awesome :D
whats this extra $30 about ?
T_double_U on 09/07/2012 - 21:18

Got mine :D
Thanks a million OP!!
- al2011 on 10/07/2012 - 16:30
  
  Or is that thanks a hundred?
  Got mine too :)
cashless on 12/07/2012 - 11:05

+1

Got my $100 thanks OP and Baaahh to all you doubters!
leyton01 on 16/07/2012 - 16:16

Got mine - $100 richer :):)

(hadn't received the email - just used the code)

Thanks OP
mparf on 17/07/2012 - 12:12

Got mine too!
Thank you so much OP!
It's gonna come in hand for my holiday next month!

This was posted 12 years 5 months ago, and might be an out-dated deal.

$100 Cold Hard for New ING Direct Savings Maximiser Accounts

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