HI guys,
Just as the topic, where would you invest with 100k n 2022? Sorry I hope this topic doesn't get repeated too often.
Cheers
What Would You Invest if You Have 100k in Cash in 2022?
Yaren24 on 31/01/2022 - 13:30
Last edited 31/01/2022 - 13:41 by 1 other user
Last edited 31/01/2022 - 13:41 by 1 other user
Comments
good joke
Surprisingly I got 2 negs, even tho yes it was a good joke comment :)
Look for a property fund that gives capital gain as well as income, and owns their own properties, such as Australian Unity Property Income Fund
Pamp it.
You wish
could be tricky … if it's literally cash, the bank gives you a funny look when you walk in with duffel bags :)
TSLA all the way!!
You follow too much news
If I listened to the news, Tesla should be bankrupt every week for the last 4 years by now, but its not.
Anyhow things that people say who missed the boat I guess?
You too could have turned your $100k into $200-500k or more by now! :)
My Tesla stock is up lots!!
Idk man, I am bit reluctant to touch anything with battery minerals.
@Yaren24: Tesla could drop 50% tomorrow and I'll still be up 6 figures from what I put in to it…. But yeah you know, each to their own! Play it safe. Its not like the world is moving to EVs or anything…..
but how does that apply now to Yaren24 ??
He claims to listen to the 'news', so knows better. Just saying I didn't listen to the 'news' and made out well! :)
@JimmyF: Uh nope, fail.
Yaren24 never claimed to listen to the hype (aka "news"). Read his comment.
He (jokingly) claimed that you did. But that's moot, and besides the point.In what way, does JimmyF being up 6 figures up, how does that apply to Yaren24 ?
To me this feels like giving advice, by telling him your winning lottery numbers, even though the ballot has been chosen. Unless you wanted to articulate something which I didn't understand.
@Kangal: Well they did, claiming I 'follow too much news' when I said invest in Tesla.
Anyhow, what hype in the media? Its all doom and gloom. As I said Tesla should be bankrupt every 2nd week if you listened to that 'hype'. Sounds more like Yaren24 and you listening to the 'hype', not me.
There is no hype for me, I did my own research a long time ago on market direction and invested. Tesla still has a lot of growth even at todays prices.
Who is 2nd place in the EV market? GM who sold 26 EV cars last qtr (yes 26 cars, not 26k, just 26). Ford? They just managed to break 10k units in the qtr. How many did Tesla do again?
Lots of sour people around who missed the 1,583.61% growth over the last 5 years, but you know, your choice and all. Bitcoin all the way!?
Anyhow how does this help Yaren24? Well in 5 years time we'll be talking about how their $100k investment could have been $500k and people claiming the same reasons to not invest. But by then, Teslas massive growth will have slowed, so you might be right.
@Kangal: You can always tell the 'sour grapes' people here who missed out. If Tesla is so bad, then go short it!
@JimmyF: .
I don't get why you're replying to me.
You didn't even answer my question. It was a basic question.TSLA stock has nothing to do with me.
@Kangal: I did answer your question, you assume there is no runway left for Tesla that is the problem.
@JimmyF: I mean, you called me a "sour grape".
Quote me, show me where I assumed there was "no runway left". I challenge you.
And saying TSLA went up 10% overnight doesn't say much. There's always going to be volatility in the market. Even when Bitcoin is crashing, it has days/weeks where it rises, like most other shares (speculative markets).
Now, let's be clear I am not being bullish or bearish on TSLA. I am asking a question that needs to be asked.
@JimmyF: Pretty easy to jump 10% when your down 30+% in a month. But hey, let’s all focus on the small gain and ignore the, still, 20+% loss (even accounting for the massive day gain).
@cloudy: A dip is a buying opportunity.
TSLA hasn't changed. They're the same business they were x months ago.
People that bought TSLA at $1,200 can now buy TSLA at $930. They can ladder in to bring the average entry price down.
Pretty easy to jump 10% when your down 30+% in a month. But hey, let’s all focus on the small gain and ignore the, still, 20+% loss (even accounting for the massive day gain).
Math isn't your thing I see. That aside, the OP wasn't asking to invest a month ago, but on the day the stock was DOWN. So yeah if the OP invested then during the DIP, they would be up 10%. Not that hard to work out ;)
@JimmyF: lol, if there's one thing I've never been accused in life is being bad at maths. The fact you can come to that conclusion says more about you than me.
That aside, the OP wasn't asking to invest a month ago
OP is asking for investment advice for 2022. Not on the 1st of Feb. If you think, its that simple to give advice on returns each and everyday, lets go.
Get your crystal ball and give me the returns of Tesla for the week and lets see how smart you are. Anyone worth their salt will know they can't guess day to day returns, so to claim brilliance you have done so says you are not worth listening to for advice.
lol, if there's one thing I've never been accused in life is being bad at maths. The fact you can come to that conclusion says more about you than me.
Well down 30%, then up 10% isn't a 20% loss as claimed ;) So yeah math isn't your thing.
OP is asking for investment advice for 2022. Not on the 1st of Feb. If you think, its that simple to give advice on returns each and everyday, lets go.
Yawn….. the up 10% was for the haters like you claiming 'but but but it was down 30% from its 'high'.
Get your crystal ball and give me the returns
See the comment below for the haters, I recorded the share price, lets come back in 12 months time :)
Well down 30%, then up 10% isn't a 20% loss as claimed ;) So yeah math isn't your thing.
shame, you can't read.
I said 30+% down, which it was. Today, when i google, it's YTD current -22.38% (which is what I said 20+%).
The yawning, the BS talking about how much you made and how it makes you smart, that's typical newb investing psychology. Clearly, nothing to see from this guy.
I recorded the share price, lets come back in 12 months time :)
If you want to spice things up a bit, how about a little game.
If Tesla does not beat the S&P 500 by end of the year, you change your name to something of my choice.
If Tesla does beat the S&P 500 by end of the year, I change my name to something of your choice.Given how bullish you are on Tesla, the index should be an easy push over :P
I said 30+% down, which it was. Today, when i google, it's YTD current -22.38% (which is what I said 20+%).
LOL changing what you said… Nothing about YTD, you said MONTH, go read it again. But sure sure. You smart man now who know math real good! Happy?
The yawning, the BS talking about how much you made and how it makes you smart, that's typical newb investing psychology. Clearly, nothing to see from this guy.
I'm happy with my investments, are you?
If Telsa does not beat the S&P 500 by end of the year, you change your name to something of my choice.
If Telsa does beat the S&P 500 by end of the year, I change my name to something of your choice.Sure, but you have to change your name for 1 year min.
LOL changing what you said… Nothing about YTD, you said MONTH.
Oh my, you got me, I originally said January and now I used January plus 1 trading day. Such a MASSIVE difference! Lol. Seriously, inclusive or exclusive of 1st if February everything I said still holds true, so your argument is really clutching at straws mate.
I'm happy with my investments, are you?
My investments are on the record, and yes, many 6 figure gains. And they were on the record at the time of investment, not the old “oh look how much I have made in the past”.but you have to change your name for 1 year min
Accepted, you too.
So Tesla is currently 931.25 and SP500 is 4546.54.
@cloudy: Can you guys set something on your calendar? I'm eager to see how this friendly wager goes. And to see who is true, and who is a list against their word.
Also, if it's a tie. You both have to change your names!
So Tesla is currently 931.25 and SP500 is 4546.54.
https://ibb.co/CnVtrzS
SPX/TSLA <5.08 = @JimmyF wins
SPX/TSLA >5.08 = @cloudy wins
SPX/TSLA 5.07 = A Tie
@Yaren24: There's going to be plenty of safe options, some slightly risky, and some very risky. If 100k is a lot of money, diversify it.
My Tesla stock is up lots!!
You would have made a lot more investing in property with significantly less risk.
@jv: No.
TSLA has been one of the best performing large cap for the past 12Y. It has 2x eight times (+22172%) since 2010.
$100,000 invested 12Y ago at today's price of $846 would be ~$5,834,736.
You would have made a lot more investing in property with significantly less risk.
If I purchased a property back in 2010, would that property have gone UP 21,940.36% since then?
How about a property purchased 5 years ago? Would it have gone UP 1,583.61%?
Yeah didn't think so.
What risk? I'm up bucket loads! If it crashes 50% tomorrow, I can still cash out with a 6 figure profit! from a very little investment!
If your property drops 30%, can you say the same?
Only time I see Tesla in the news is when one of their cars kills someone in autopilot mode lol
People that play silly games wins the jackpot.
George Brian McGee, a finance executive in Florida, was driving home in a Tesla Model S operating on Autopilot, a system that can steer, brake and accelerate a car on its own, when he dropped his phone during a call and bent down to look for it.
Neither he nor Autopilot noticed that the road was ending and the Model S drove past a stop sign and a flashing red light. The car smashed into a parked Chevrolet Tahoe, killing a 22-year-old college student, Naibel Benavides.
https://www.nytimes.com/2021/08/17/business/tesla-autopilot-…
So for all the haters playing along at home, if the OP put $100k AUD into Tesla yesterday, 24 hours later it would have been worth $110k.
At the time of posting yesterday Tesla was $846.35USD/Share.
So $100k AUD at the time is ~$70,500 USD. So OP would have gotten ~82 shares after fees etc.
Ok OP, lets loop back in 12 months and see how your virtual 82 shares went :)
Don't worry.
Sacred money gets 0.00% on their savings in a bank account.
This post has not aged well :)
TSLA ?
sure for optimists - looks like it's testing the support line ready for a breakout upwards
in other news, if you bought on 3 Jan 2022, you'd only be looking at a 22% loss (on paper) at the mo' …
pays your money, take your choice, spin the wheel … next !
in other news, if you bought on 3 Jan 2022, you'd only be looking at a 22% loss (on paper) at the mo' …
Lucky the OP wasn't asking back in Jan hey!?
sure for optimists - looks like it's testing the support line ready for a breakout upwards
Tesla goes up, tesla goes down, tesla goes up some more. That is kinda how the stock works.
pays your money, take your choice, spin the wheel … next !
Pretty much all stocks these days ;)
-22.0% is a bargain for a high conviction asset and a good time to buy.
some say it's undervalued, some say it's overvalued, am torn
Well any value investor will tell you that it is well overpriced. In saying that I guess there is no real ceiling to how high the price will go… Just know that the company's earnings do not justify its share price at all… Warren Buffett is the best and generally only invests in companys with P/E ratios of 20. Teslas is 185. For Warren to buy Tesla the price would need to come down to around $98 (assuming that he would ever invest in the company).
Toilet paper
We are not in 2020/21!
It's 2020 two…
with 2020 vision, this year is looking 22 much - here are some codes
YYUR, YYUB, ICUR YY4ME - https://acronyms.thefreedictionary.com/YYURYYUBICURYY4ME
Is that you Pam?
Invest in RATS or Pfizer and then get attacked for profiting from human tragedy, its really fun
Broad index fund without fees because this is the most profitable over the long term with the least risk. It's also set and forget.
No fees happens in a fund where you own the fund by investing in it so there is no incentive to charge fees.
I would go long on US dollars.
Stonks
How is everyone doing? Ready for another day of green markets?
Did nicely buying NIO at the bottom of pre-market (exactly $21.00)!!
NIO +17.33% today.
👍 job.
BBOZ
Lithium, Nickel, Manganese, Cobalt, Rare Earths
Your investment could easily go over $1M in 2022What is the best / easiest way to get into this?
I have suspected Lithium must be in demand & likely to increase due to supply / demand, but perhaps its too late now with much clever people thinking about this before me?Read articles on this site & educate yourself (ie: due diligence)
https://stockhead.com.auThen specifically for lithium, read this:
https://stockhead.com.au/resources/every-single-lithium-stoc…Then sign up with, say, IG Markets & buy stocks directly
Rare Earths has been my best investment thus far, LYC is at a pretty cheap price rn.
A crypto portfolio diversified:
25% Bitcoin
25% Etherium
20% Solana
20% Cardano
10% Crypto ZooDone.
OMI?
All worth hodl except for the 💩 token.
Thats why its 10% of the investment. I know EVERYONE says that their speculative coin is going to the moon but i'm fully accepting if it goes to Zero. The mechanics of it also being an NFT game and looking to be part of the metaverse means there is huge upside.
The fact that its Logan Pauls project means once he starts marketing, their will be a huge spike from the fan boy/girls anyway.
Bitcoin has no real future
Eth is good.
Solana has had too many outages and there is better coins.
Cardano is decent
Crypto Zoo is massive no no, it has no real world adoption don't buy shit tokens ever.Good flex boss
Congratulations on hodl.
Your bags should look greener than a ☘️ leprechaun.
Diversified? Aren’t they all 80-90% correlated to the BTC price movement?
ETF
Depends on how much risk I guess (how much you can afford to lose)
A decent portfolio that shows good returns is much better than bank and if you don't like risk usually pretty good value.
On a $300,000 investment in 2017 is was up ~$153k just before covid affected in 2020 (a free 50k a year is not bad).
TO BE FAIR COVID really screwed it and right now it's sitting at ~$140k up (so ~$440k total) but it's still $140k I didn't have before.
I used to say realty as I bought as block in 1992 for $98k and sold it in 2017 for $600k but potential growth seems to have gone out of that one.
Failing that a decent super fund.
Yes these are all lower risk - tried crypto but couldn't make it work. I only lost about $2500 though so lesson learnt.
You went for the doggy coin, didn't you?
No, XRP and PowerLedger :(
Short sell, property fund, or the ASX index.
Buy a few Mitsubishi Delica vans. They've doubled in price over the past two years.
Why is that?
Pretty much every used car has doubled in value, that doesn't make it a good idea to buy heaps now.
Not quite double, but have increase quite a bit.
Something that is being sold for 25-27k now used to be around 15-18k
In 2019 (when I was considering getting one) and the importers dont seem to have as many currently, compared to in 2019 (when I was looking at getting one)
Work on getting skills to become employable.
Invest in something that gives a great return, allows you to be your own boss and meet plenty of babes.
like drugs ? run your own business, splash the cash, be a big man around town
until you go to jail and get to be someone else's girlfriend
NoVax to not win the Australian Open
Noobs that haven't practised patience and can't stomach the ride up to the right.
https://twitter.com/crypto_birb/status/1488131470413737986?t…
the real question is why you have 100k cash,
doing some shady business?/sI'd buy a property in regional Australia. There are some terrific cities out there that will inevitably grow.
Where do you mean mate?
Areas like Griffith where crops are grown and where rental properties are in demand for workers.
Doesnt hurt to do some research and see if will fit your investment profile
Mining areas come and go but crops never and people need to eatHoly Shit! Used to live in Griffith and holy have the property prices rocketed!
Import a GTR R32
demand is crazy right now
Given that you're unemployed I'm going to assume it's not deliberate. Spend some money on improving your employment prospects; use that money to take courses or work for free/low pay to gain the skills you need to earn more.
As for investing, that depends on your time frame. If you can afford to leave it for 3+ years then I'd say just an ETF covering a big index - either the ASX (VAS), S&P500 (QUS), or the larger spread (VDHG). If you might need it sooner then you can put some of it into bond funds (VGB) - but you'll get a lower return in the long run.
Thank you!
Buy NFTs
It’s the future…. Get on or get left behind
I got some high value tulips you may like ….
not sure if you're serious or not… giving out your life savings for jpegs is the future?
Cardano :D