$57 for StartHere (Founder Level Members) or $53 Buckscoop Cashback (Everyone) for St George Maxi Saver Accounts

Related Stores

St.George Bank

Buckscoop

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  csg001 on 09/04/2012 - 23:11

  Actually it's $57 cashback from starthere for Founder level members (ie. those ported over from MBC)

  • 

    neil on 09/04/2012 - 23:15

    Ah yeah, you are right. Had to log in to see that. Even better, have edited description.

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  pinktasha on 10/04/2012 - 00:06

  thanks, just signed up for an account.

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  [Deactivated] on 10/04/2012 - 00:25

  EDIT: Note there are no fees associated with being a Starthere/Buckscoop member.

  I believe there's a $10 annual fee for Starthere that gets deducted out of your earnings. I can't find it mentioned on anywhere on their site using Google, but it was deducted from a recent transaction of mine:

  (from my Starthere transactions history) "$-10.00 annual membership fee on 24-Feb-2012"

  and also mentioned in their email when they gave me Founder status:

  "You will receive the highest possible refund - it is even higher than our top level Black Member level for the same low annual membership fee of $10."

  EDIT: Hmm, since I still can't find reference to a fee anywhere on the the Starthere site, is the membership fee just for Founder level members who got migrated from Moneybackco?

  • 

    neil on 10/04/2012 - 08:55

    Moneybackco had a $10 fee. Starthere doesn't as it works on taking a different percentage out of the rebate. The more you spend the higher the percentage back is for the user.

    • 

      tanoshiiki on 10/04/2012 - 13:04

      I got a $10 fee taken out recently at Starthere, as described by soakwashrinsespin. If there shouldn't be a fee, I'd love to have the $10 back!

      • 

        neil on 10/04/2012 - 14:11

        That's strange. They switched over in Nov 2011. Best to chase it up on the Moneybackco/Starthere forum.

      • 

        [Deactivated] on 10/04/2012 - 16:00

        @neil

        Steve, the Starthere rep, confirmed in one of the comments in the thread you linked to that the $10 fee is only for Founder members and not for other Starthere membership levels (as I suspected in my comment above):

        "No annual fee for new StartHere members, same deal for Founders, $10 annual fee from earnings." http://www.ozbargain.com.au/node/58468#comment-683378

        No complaints from me, as the $10 fee was disclosed in the email when they switched me from MBC to Starthere, and the fee and payouts are the same as the old MBC. :)

      • 

        camelgrass on 10/04/2012 - 16:17

        Founder members should get a higher percentage of the rebate back if that is the case.

      • 

        tanoshiiki on 10/04/2012 - 20:48

        Yeah, I'm a founder member.

      • 

        camelgrass on 10/04/2012 - 21:30

        I was charged only 50 cents for membership fee. Probably because I only have $1.00 in my account. I'm sure that as soon as I earn more they will deduct more from my account.

        $-0.50 annual membership fee on 26-Jan-2012

  • 

    c64 on 10/04/2012 - 13:17

    are there any fees for just plain 'buckscoop cashback'?

    • 

      neil on 10/04/2012 - 14:01

      No fees that I know of. There maybe a fee associated with cashing out via say Paypal. You'd probably have to check.

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  c64 on 10/04/2012 - 02:14

  +1

  .3. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George working account with your name in the title. Fees and charges may be payable on your eligible working account.

  • 

    neil on 10/04/2012 - 08:58

    When you apply for the Maxi Saver, you will be asked to open up a transaction account at the same time. Waiting for account to be approved and I'll see what happens next.

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  c64 on 10/04/2012 - 02:19

  sounds complicated with a third party involved. has anyone actually received payment previously?

  • 

    sash213 on 10/04/2012 - 09:40

    Not for this deal but I have received payments from buckscoop (or as auto-correct likes to call it bucks poop) but starthere aka MBC didn't pay me my big cashback from Dell so I don't use them anymore as their track record is 0 from 1

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  pinktasha on 10/04/2012 - 11:27

  Just checked my buckscoop earnings, and its in my payments as being tracked but the payment is $46.50 total.

  • 

    c64 on 10/04/2012 - 12:03

    why is it not $53 as advertised?

    • 

      neil on 10/04/2012 - 14:02

      Best to post on that Buckscoop thread and ask. I went through Starthere and nothing showing as of yet.

      • 

        camelgrass on 10/04/2012 - 21:34

        Does it show yet on your Starthere transactions, Neil? Neg. here.

      • 

        neil on 10/04/2012 - 23:15

        Nope, nothing showing up. Strange that it would show up via Buckscoop but not Starthere as they both use the same affiliate network.

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  Reveen on 10/04/2012 - 11:42

  +1

  Does anyone know if Maxi Saver is merely a new name for the original Direct Saver, or a completely different account? Asking because I earned cashback via Moneybackco on the latter.

  NB: Logging on to St. George online banking still lists the account type as Direct Saver. Not the same product.

  • 

    csg001 on 10/04/2012 - 17:59

    I remember Westpac had/has a high interest savings account called Max-i, so maybe this is the same thing, seeing as Westpac gobbled up St George a while back.

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  Reveen on 10/04/2012 - 11:50

  +1

  You will need to open either a Complete Freedom Account or Express Freedom Account as the linked account for the Maxi Saver. Fees and fee waiver conditions are:

  Open your new Maxi Saver Account

  To access the money in your St.George Maxi Saver Account, you need to have another St.George Transaction Account.

  To make this quick and easy for you, simply choose one of the transaction accounts on this page and we will open both your Maxi Saver and your transaction account at the same time.

  and

  …access your money through a Complete Freedom Account
  Flat monthly service fee of $5 each month
  Pay no account service fee if you deposit $2,000 by the last business day of the month or if your home loan repayments are automatically deducted from this account

  or

  …access your money through an Express Freedom Account
  Low flat account service fee of $3 each month
  Pay no account service fee if you deposit $1,000 by the last business day of the month

  Screenshot: http://img42.imageshack.us/img42/9563/38875925.png

  • 

    sorga on 10/04/2012 - 12:51

    In that case, I won't bother applying. Thanks

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  camelgrass on 10/04/2012 - 12:49

  Neil wrote:

  It costs nothing to start/maintain a Maxi account so worth a punt.

  BUT THERE ARE costs associated with the linked account that you are required to open in order to open a Maxi Saver account.

  • 

    neil on 10/04/2012 - 13:59

    +1

    Yeah, that's right. But I wonder if you can just not activate the transaction account but activate the saver account. When my bank charges fees, it usually deducts from my account. If there is no money in there I wonder if they will seek out the charges or the charges don't appear until there is money in there.

    Without risking the above, you may need to transfer 1 or 2K back (depending on the transaction account opened) and forth to fulfill their fee free requirements.

    • 

      csg001 on 10/04/2012 - 18:05

      +1

      2 years back I had a Freedom Student account with St George, that I ended up not using and emptied all funds from it. When my student status expired, they converted it to the Complete Freedom account and charged me $5 fee. But since there was no money in it, they charged me about 8c in interest as well on the debit balance, and wouldn't let me close the account unless I paid the $5.10 (rounded UP from $5.08!). I had a big argument with them at the branch to no avail, and ended up paying it off just so I can close the bloody account.

      Moral of the story is, yes they can deduct money from your account even if you have no money in it, AND they will charge you interest on top of it.

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  c64 on 10/04/2012 - 14:25

  do these other st george promos work as well? http://www.buckscoop.com.au/search?status_filter=All&search=…

  how can you tell if they are expired?

  for example you could open a transaction account first for $50 and then a maxi-saver later on for $53

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  camelgrass on 12/04/2012 - 10:37

  +1

  Can anyone that signed up confirm the transaction has tracked and appeared in their Starthere account?

  Also, if you are a Founder member do you keep that member level for life?

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  freemoneyhunter on 18/04/2012 - 02:43

  Yeah I did this same thing with buckscoop, get $50 to open a stgeorge account, never got any money for it, infact I opened two accounts and nothing ever showed up on my tracking. If you can get it to work, good on you, but I am not going to waste my time again.

  Well I'll look into it, I might do it, will think about it.

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  c64 on 18/04/2012 - 13:37

  i opened a express freedom account via buckscoop yesterday and it is showing $50 tracked today.

  i created a new profile in firefox with no adblock/noscript etc and made sure it accepted all cookies as buckscoop mention they track the referrals using cookies.

  i will also open the maxi saver account now for $53. 5.70% for 3 months isn't too bad for a savings account which i can instantly access.

  i previously had a bank of melbourne account from earlier on in the year which i just closed so they already have my details on file.

  • 

    camelgrass on 19/04/2012 - 05:49

    You might risk losing your cashback if you open 2 accounts, there is something about 1 per member.

    NVM, saw your post on BuckScoop, all should be okay - good luck!