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Westpac Altitude Rewards Black Card: Bonus 180,000 Reward Points ($6,000 Spend in 120 Days), $49 1st Year Fee (Westpac Customer)

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Westpac Altitude Rewards Black Card: Bonus 180,000 Reward Points ($6,000 Spend in 120 Days), $49 1st Year Fee (Westpac Customer)
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Ash-Say on 09/11/2021 - 14:26 westpac.com.au (1184 clicks)
Last edited 11/11/2021 - 00:31 by 1 other user

I was looking for churning card and came across Westpac Altitude Black card which is offering 180,000 points with $6k spend in 4 months.180,000 points equal to $750 in gift cards.

You only get charged $49 fee if you are existing Westpac customer. $99 annual fee (1st year) if non-Westpac customer. $250 thereafter.

Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 12 months.

Minimum income: $75,000.

Min credit limit: $15k

Platinum card is also available with zero annual fee for Westpac customers. It provides 130k points with $3k spend in 3 months

https://www.westpac.com.au/personal-banking/credit-cards/rew…

Financial Credit Card MasterCard Reward Points Westpac

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closed Comments

  • Homr on 09/11/2021 - 14:27
    +1

    Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 12 months. T&Cs apply.

    • nightelves on 09/11/2021 - 16:56

      This is an insane offer. Basically $900 cashback

      • demiurge on 09/11/2021 - 19:09
        +2

        For a 6k spend this is actually pretty poor. ANZ Black is 180k points for 2k spend.

      • ryantsang713 on 20/11/2021 - 14:27

        may I know how to get $900 cashback?

        according to their website, 28200 points = $100. 180,000 = $638
        https://www.altituderewards.com.au/rewards/phoenix/altitude/…

        Thanks

        • marc171 on 01/12/2021 - 15:05
          +1

          redeem the annual fee which is a lower points cost but apparently works the same way as credit

      • Midcrown on 04/01/2022 - 00:36

        Hello, how did you come up with $900 cashback?

        • rictee on 08/01/2022 - 20:54

          Once you get the Altitude Rewards points you can redeem it to pay for your card's annual fee, which they just credit as $ to your account.

          • Ash-Say on 08/01/2022 - 21:06

            @rictee: Can you tell which option to select?

            Can't find any way to redeem points as card annual fee

            • rictee on 08/01/2022 - 21:21

              @Ash-Say: I think you go Gift Cards & Cashback then Financial Services. It should be called Annual Fee Rebates

              • Ash-Say on 09/01/2022 - 09:28

                @rictee: Thanks got it

                • knebnn on 04/02/2022 - 19:41

                  @Ash-Say: Hi, did the $900 actually just credit your account for any spend or is it really only used for the annual fee?

                  • CodeXD on 04/02/2022 - 19:44
                    +2

                    @knebnn: It shows up as cash back so just free money. I did the same thing for a different westpac card but spending points at shop is all the same.

                    • knebnn on 05/02/2022 - 09:44

                      @CodeXD: Ahh ok then you for confirming!

                      • LightMoon on 22/02/2022 - 11:38

                        @knebnn: Have you redeemed them as "Annual Fee Rebates" yet? if so, can you please also come as cashback credit?

          • Grazz989 on 18/01/2022 - 17:08

            @rictee: That's great for the first year's $100, but kinda useless unless you intend to keep the card for many years after that (and why would you)?

            • rictee on 19/01/2022 - 08:33

              @Grazz989: You can redeem more than the annual fee amount

              • knebnn on 19/01/2022 - 17:59
                +1

                @rictee: So its literally $900 credit on the card?! Still seems a bit unbelievable!

              • sugardumpling on 16/02/2022 - 15:10

                @rictee: Hey… Has anyone tried to redeem $900 cashback?
                Because it said on the website " Please note you are allowed to make only one annual fee redemption per card per year. The Fee Rebate process is automated. Cardholder will not receive a voucher, the fee is simply credited to your credit card account."

                • CodeXD on 16/02/2022 - 17:47
                  +1

                  @sugardumpling: It worked for me. Just appeared as cashback.

                  • Ash-Say on 16/02/2022 - 17:50
                    +1

                    @CodeXD: Just did $1000 successful in a week. Got extra points due to spend on this card.

                    • eastmeetswests on 16/02/2022 - 18:23

                      @Ash-Say: What was your extra spend in order to redeem $1000? That's 200k points in total right ?

                      • Ash-Say on 16/02/2022 - 19:12

                        @eastmeetswests: $6000 was already spent to meet bonus points eligibility requirements. I also had medical expenses and then Coles latest Vanilla card promo also helped.

                    • sugardumpling on 16/02/2022 - 20:39

                      @Ash-Say: How long did it take for the cashback to appear in your account?

  • cheaponos on 09/11/2021 - 14:29

    $99 annual fee (1st year) if non-Westpac customer.

  • mrhorse on 09/11/2021 - 14:29

    Min credit limit: $15k

    • [Deactivated] on 09/11/2021 - 14:45

      And only 75k income to serve that… Goodluck for one just made the min threshold.

      • buckethat on 09/11/2021 - 16:13

        Well.. just dont max out your credit??

        • [Deactivated] on 09/11/2021 - 16:30

          Only if everyone is that disciplined

          • buckethat on 09/11/2021 - 20:25

            @[Deactivated]: Oh well.. It's thanks to those people that the rest of us can take advantage of these cash backs.

  • blahhhh10 on 09/11/2021 - 15:53

    Good find, thanks!

  • skinny on 09/11/2021 - 16:22

    can you convert these to Qantas or Velocity points?

    • douglasac10 on 09/11/2021 - 18:04
      +2

      Qantas, no - you need to get the Qantas direct earn card for that with Westpac. (It has a deal running at the moment, though.)

      Velocity, yes - Each $1 spent gets you 3 Altitude Points, which are worth 0.66 Velocity Points. If you hold on to your points until the 20% transfer bonuses run (as they are now) this becomes 0.792 points per dollar which is a touch more than the Velocity direct earn Altitude Black card (0.75 points per dollar).

  • txb on 13/11/2021 - 17:04

    whats the altitude pt to airline point redemption rate? 3:1?

  • Ash-Say on 13/11/2021 - 17:26

    Did anyone got approved?

    • EELS on 24/11/2021 - 16:12

      Yes was approved last week!

      • Ash-Say on 23/12/2021 - 16:53

        Did you get outcome on the spot?

        I applied today and status is "Referred".

        • EELS on 24/12/2021 - 00:22

          I didn't, I forgot what status it was but when i finished my application it said someone will be in touch and they called me 1-2 days later.

  • endolphin on 25/11/2021 - 10:10

    excellent timing, my 12 months exclusion period is almost over :)

  • Unclebully on 02/12/2021 - 15:22

    Is it a Westpac account only? Or can you be with the other subs owned by Westpac to qualify?

  • oswade on 06/12/2021 - 18:47

    Anyone got points yet?

    • EELS on 24/12/2021 - 00:23

      I got my statement last week and noticed that my bonus points was posted the this week.

      • oswade on 06/01/2022 - 21:07

        Thanks. Still waiting for my points sadly

  • beankurdt on 05/01/2022 - 16:41

    Can anyone confirm whether paying council fees or other bills via Sniip can be counted towards the 6k spend? thanks!

  • Ash-Say on 22/01/2022 - 08:47

    How long does it take to receive bonus points once you have met eligible spend criteria?

    • nightelves on 01/02/2022 - 17:03

      Should be within a day.

      • Ash-Say on 01/02/2022 - 17:28

        Didn't get the points and I am sitting on $11k spend.

        Probably I will need to ring them

        • nightelves on 01/02/2022 - 17:29

          If you want to know if you have met your spend correctly you might want to check how many points you have earned to date.

          • Ash-Say on 01/02/2022 - 19:19

            @nightelves: My point balance is 14k

            • nightelves on 02/02/2022 - 10:52

              @Ash-Say: Probably best to give them a call just to check

              • Ash-Say on 02/02/2022 - 11:52

                @nightelves: Just rang - I closed previous Westpac card in Dec 2020 which is still reflected as active in rewards account. Luckily I have closure letter.

                They have escalated to back office team to look into it.

                • nightelves on 02/02/2022 - 12:08

                  @Ash-Say: Makes sense. Hence I normally make sure I check with the agent before applying for mine just to make sure I'm outside the exclusion period.

                  • Ash-Say on 03/02/2022 - 07:53

                    @nightelves: I referred to this closure letter before applying.

                    Letter dates 21 Dec 2020 and I applied on 23 Dec 2021 so it's over 1 year. No card was appearing in my Westpac online banking account and didn't receive any statement. Not sure why the old card is still active in rewards account.

                    Anyways let's see what they say.

                    • JohnSy on 09/02/2022 - 13:18

                      @Ash-Say: How much annual fee were you charged? Was it the discounted amount?

                      • Ash-Say on 09/02/2022 - 14:47

                        @JohnSy: Card fee of $49 was charged which is definitely discounted fee.

                      • Ash-Say on 09/02/2022 - 16:04

                        @JohnSy: The points have just been allocated manually.

                        Just received confirmation via email.

                        • JohnSy on 10/02/2022 - 15:42

                          @Ash-Say: Thanks for the reply - i think I am going to find that I will be in exactly the same situation. Co-incidentially I also closed my last altitude account on 21 Dec 2020, and opened the new one on 23 Dec 2021 also. Minimum spend was achieved on 31 Dec 2021. No points credited yet. $49 annual fee charged. When you called customer service did they say it can take 3 months for points to be credited?

                          • Ash-Say on 10/02/2022 - 16:01

                            @JohnSy: They said they will raise with back office team and it got fixed within 5 business days.

                            • Ash-Say on 25/02/2022 - 14:29

                              @Ash-Say: Update: I was offered extra $350 as an apology.

  • chris172 on 12/02/2022 - 20:56

    Hi - My wife has a WBC Black card and i am an additional cardholder. Anyone know if i am eligible for the signup offer? hard to see in WBC fine print

  • auxilrod on 20/02/2022 - 12:12

    Does anyone know whether a land tax bill is eligible towards the 6k spend?

    • CodeXD on 20/02/2022 - 12:31

      I've had success using beem it to bpay bills and I received points for it.

      • eastmeetswests on 20/02/2022 - 13:34

        Can u use it to bpay credit card bills to hit the spend?

        • CodeXD on 20/02/2022 - 13:36

          I didn't try this.

        • Fusakin on 22/02/2022 - 17:58

          Beem It won't let you BPAY to a credit card biller.

  • Fusakin on 28/02/2022 - 14:16

    1 Feb - applied online and didn't receive any correspondence from them.

    9 Feb - called them and they required payslips and bank statements - sent via email.

    23 Feb - received conditionally approved email asking for income information again. Called them and they now required a closure letter for recently closed credit card - sent via email.

    24 Feb - received email asking for closure letter again. Called them and told them to check their email and got approved whilst on the phone. Digital card was available a few hours later.

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