This was posted 3 years 2 months 6 days ago, and might be an out-dated deal.

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2 & 6 Month Waiting Periods Waived on Most Extras @ Medibank (New Customers)

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2 & 6 Month Waiting Periods Waived on Most Extras @ Medibank (New Customers)
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me1stt on 16/09/2021 - 11:09 medibank.com.au (584 clicks)
EXTRAS

Just noticed that Medibank extended this offer again.

Join eligible extras cover by October 31 and we'll waive your 2&6 month waiting periods so you can use extras like optical and general dental.‡

‡ For new members on new memberships who join and start eligible extras cover from 1 September – 31 October 2021 and who have not held Medibank health cover in the previous 60 days. Must quote promo code EXTRAS and set up direct debit when joining. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

Health & Beauty Health Insurance Insurance

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closed Comments

  • gimli on 16/09/2021 - 11:17
    +1

    Did you waive back?

  • jv on 16/09/2021 - 11:27
    -1

    on Most Extras

    Can't use 'most extras' due to lockdowns…

    They should be giving refunds to existing members…

    These funds are making a fortune from the lockdowns !!!

  • Sydney-bargainhunter on 16/09/2021 - 11:28

    What stops people from joining, using a few hundred dollars in extras and then cancelling straight away? How do funds make money with these deals, just hope that people don't cancel?

  • LittleTicket on 16/09/2021 - 11:30

    I’d highly encourage milking the extra component and then churning. You don’t need to hold extras for tax purposes, nor do you need to hold a combined cover.

    • alo1234 on 16/09/2021 - 12:00

      Bear in mind that the amount used on your extras will carry over to the new provider, at least that's what happened to me on PeopleCare anyways.

      • nightelves on 16/09/2021 - 12:06
        +1

        That's if you mentioned that you previously had health insurance cover. Nothing stopping you from not declaring.

        • LittleTicket on 16/09/2021 - 12:06

          Yeah. Just don’t declare. They don’t need to know.

    • PainToad on 16/09/2021 - 12:45

      I’d highly encourage milking the extra component and then churning.

      And drive up the prices for others who actually pull their weight and contribute.

      You don’t need to hold extras for tax purposes, nor do you need to hold a combined cover.

      Health insurance isn't just about avoid paying tax.

      • LittleTicket on 16/09/2021 - 12:59
        +3

        Health insurance is a shocking proposition. If you ever have a heart attack / urgent cancer care, you’re going public. They literally milk you and try to avoid paying out on as much as possible.

  • froddo on 16/09/2021 - 11:50

    Do they have 4 or 6 weeks free? As well

    • gimli on 16/09/2021 - 12:26
      +3

      Hey frodo!
      Nit sure they will cover damage from having to carry the ring

      • nuts on 16/09/2021 - 13:13
        +1

        I laughed way too hard at this exchange. Well played.

    • Gandalf the Grey on 16/09/2021 - 14:30
      +1

      All we have to do is decide what to do with the time that is given to us.

  • Garagesale on 16/09/2021 - 11:56

    Make sure they aftuallly do put the waiver thru.
    Mate joined and the online idiot hadn’t processed it and he had to pay full price at the dentist of $1200. Then after 30 mins on phone they claimed it was fixed but it still wasn’t. Nightmare of a company to deal with if things don’t go to plan

  • TEER3X on 16/09/2021 - 12:09
    +1

    Initially read the title as "Mouth Watering Periods"

    Otherwise, I'd say I'm a pretty normal person. Apologies in advance.

    • gimli on 16/09/2021 - 12:26

      Its too late to apoligise

  • lilchonk on 16/09/2021 - 12:22
    +1

    This reminds me that I need to cancel my extras cover. What a waste of money.

  • Lexan on 16/09/2021 - 12:56

    Does it mean I can start claiming on optical glasses today?

  • Jakedamusss on 16/09/2021 - 13:05

    Unfortunately dental is a 12 month wait.

    • nuts on 16/09/2021 - 14:23

      Is that not just orthodontics? Or you can see specifically dental somewhere else?

      • Jakedamusss on 16/09/2021 - 15:42

        Minor and major dental I'd a 12 month wait. Scroll down and under Ambulance is the dental parts.

    • me1stt on 16/09/2021 - 15:49

      I joined in July. And there’s no waiting period on General Dental Services and Preventative Treatment.

      • nuts on 16/09/2021 - 17:07

        Good to know, cheers.

  • staden on 16/09/2021 - 13:10
    -1

    I only hope other insurance companies start doing the same thing.

    I am sick of paying for my Car insurance, then having a crash 5 months after I paid for coverage and them saying sorry it was within the waiting period. No cover for you.

    Or when I pay for my home and contents insurance and my house burns down after 11 months after paying 11 months worth of cover and them telling me that I would have to wait another month before I could claim so bad luck.

    The sooner these insurances companies catch up the better. It is hard paying for a years worth of coverage and not being covered.

    /s

    • b0b0 on 16/09/2021 - 21:25

      The waiting period for Car insurance and Home insurance are never that long, are you being sarcastic here? :O

  • Robin2012 on 16/09/2021 - 21:49

    how about existing customer?

  • pixxelpusher on 18/09/2021 - 01:50
    +1

    Anyone recommend a health fund that does well with dental, including major stuff like root canals and crowns? Medibank really doesn't seem the best cover there

  • Top G on 19/09/2021 - 04:43

    Nice

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