• expired

Spend $50+ on Groceries for Your First Zip Pay Transaction and Receive $10 Credit @ Zip Pay

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Get $10 credit back on your groceries when you sign up for Zip Pay, and make your first transaction at Woolworths, Coles, Aldi, IGA or Harris Farm. Min spend $50.

Terms and conditions
1 September 2021

*Sign up for a Zip Pay (“Zip Account”) and spend $50 AUD or more on your first transaction at Woolworths, Coles, IGA, Aldi or Harris Farm (“Participating Retailers”) using your Zip Account to get $10 AUD credit back to your Zip Account (“Offer”). This Offer is only available between 12:01AM (AEST) Wednesday 8 September 2021 and 11:59PM (AEST) Tuesday 14 September 2021 (“Offer Period”).

To be eligible to receive this offer you must, during the Offer Period:

  • Sign up for a Zip Account during the Offer Period;
  • Spend $50 AUD or more on your first transaction at a Participating Retailer using the Single-Use Card or Tap & Zip functionality on your Zip Account. (“Eligible Purchase”).
  • The credit back is capped at a maximum of $10 AUD per Customer (i.e. you can only redeem this Offer once).

The $10 AUD credit back will be applied to the Zip Account from which the Eligible Purchase was made within 21 days of the purchase being processed. The credit back shall appear as a transaction on your applicable Zip statement with the following description; ‘Zip Grocery Credit Back’.

This Offer is subject to your Zip Account (used to participate in the Offer) remaining open and being kept in good standing for the duration of the Offer Period and until the credit back amount is applied to your Zip Account. Any credit back amount applied to your Zip Account will result in a reduction of the amount you owe to Zip. You will not be able to withdraw the credit back from your Zip Account or convert to cash, any credit back on your Zip Account can only be used via your Zip Account.
Your participation in the promotion must be made in accordance with these terms and conditions, your Zip Account terms and conditions, and (where applicable) the Single-Use Card Terms and Conditions and/or the Tap & Zip Terms and Conditions. This Offer cannot be used in conjunction with any other offers. No promo code is required to claim this Offer and this Offer cannot be used in conjunction with any other offers.

Should any transaction be cancelled, refunded, or varied in any manner the credit back will be adjusted in accordance with the cancellation, refund, or variation. If at any time Zip reasonably believes that you are engaging in this promotion through fraudulent, deceptive, or dishonest actions or means, or you violate these, or your Zip Account terms and conditions, we reserve the right to block the release of any credit back, deduct any credit back from your Zip Account, or cancel or block your participation in the promotion.

Zip does not make any warranties or representations on the delivery, service, quality, quantity, merchantability, suitability or availability of products sold at any of the Participating Retailers. Nothing in these terms and conditions is intended to exclude, restrict or modify any non-excludable right or remedy you have under law including the Australian Consumer Law. Any disclaimer, exclusion, or limitation as provided for in these conditions applies to the full extent permitted by law and subject to any non-excludable right or remedy.

Zip reserves the right to vary the terms and conditions of the Offer and Offer Period at its reasonable discretion by publishing revised terms on zip.co/au/promotions/v2/groceries-0921, including (but not limited to) cancelling or in any way modifying this Offer or Offer Period. This Offer is being made by Zip Money Payments Pty Ltd ABN 58 164 440 993.

^Available with Zip Pay only. Use the Zip card everywhere Visa contactless payments are accepted. T&Cs apply. Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC. VISA is a trademark owned by Visa International Service Association and used under license. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Referral Links

Referral: random (255)

$10 for referrer & referee, if referee applies for account within 10 days of invitation and completes a transaction within 14 days of account approval.

Related Stores

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closed Comments

  • Gift cards?

    • -1

      If at any time Zip reasonably believes that you are engaging in this promotion through fraudulent, deceptive, or dishonest actions or means, or you violate these, or your Zip Account terms and conditions, we reserve the right to block the release of any credit back, deduct any credit back from your Zip Account, or cancel or block your participation in the promotion.

      • +1

        geez buying gift card is fraudulent what a world we live in hey

    • Don't see why not, they can't see what you buy

  • +12

    no thanks not worth your credit rating with $10

    • -3

      They don’t do credit check like LatitudePay.

      • +2

        They may do a credit check unlike Afterpay

      • They do, I somehow got denied 😂

        • Weird. I signed up last year and no credit check at all. Account created instantly.

          • @hawkeye93: Yeah. Everyone I know has had theirs approved instantly. I reckon I’m the only guy declined. They won’t even have a bar of me either :(

    • +6

      Zip is the best of all the BNPL companies IMO. Lots of promotions and good, responsive customer support. LatitudePay is awful, i'll never use them again.

      • Zip is good. Their customer service is based in Australia, not like Afterpay, their customer service is in Manila. It's a nightmare to have to contact them as they don't care. Deleted my Afterpay account

        • +1

          Yeah I can totally relate to the Afterpay support, i.e. it being total crap. unsure about ZIP though never used it, waiting for a bigger signup incentive, (i.e. so it can offset any possible credit checks)

          • +1

            @USER DC: zip support has been great and prompt everytime. I've contacted them twice in the past month to close the account and reopen which they got back to me same day for the close and next day for the reopen and all resolved within 2-3 days.

      • No love for existing users.

      • And it's small things like their virual credit cards for one of payments where you don't want to use your own due to possible fraud. Great idea, use it all the time

    • +1

      Was going to say this, will reflect poorly like you can't afford $50 groceries

      • Not really, normal people dont buy groceries on timing set up BNPL services, they buy groceries when they need/want to. So not using this promo is in no way reflection of people cannot afford $50 groceries.

        • I mean when a credit check is done upon your credit history it will show you put groceries on Zip pay. Thus negatively affecting your score.

          • @[Deactivated]: No it won’t. All creditors will see is that you have a line of credit with Zip. Just like a credit card.

          • +1

            @[Deactivated]: Yes in that way correct it can negatively affect credit rating

            Source

            This might positively increase your credit score
            Avoiding small, short-term loans including Buy Now, Pay Later (BNPL)

            Surprisingly enough getting a credit card might increase low credit scores too

            Applying for credit with larger banks and more reputable lenders

            I assume all top 6 Aussie big banks, and like AmEx to be larger and reputable lenders

  • Does it work like Google pay? You tap your phone using NFC?

    • +3

      Yes. Select Zip instead of credit or debit cards.

      • Oh right, thanks just did it with afterpay :-)

    • +1

      Yeah, add to your google pay or Apple wallet and tap.

  • Have just gotten approved for CBA CC deal- $200 Cashback with $1000 spend, may be not the best idea to signup to Zip pay now ? only to get denied on their Credit Check.

    • Lol there's close of 0 chance of getting rejected by Zip. In fact you could even use your CBA card to pay off your zip balance 😉

    • +1

      hehe just applied. thanks!

  • The virtual card can also be used at more online retailers now. So if you are shopping with Woolworths or Coles online the transaction will get through.

  • +4

    So only available to new customers?

    • pretty useless offer

  • -2

    AND BTW what's the point of this deal ? 1 DAY remaining must have completed it by 14th. So technically not possible- can be denied Credit check or something else.

    • +1

      This Offer is only available between 12:01AM (AEST) Wednesday 8 September 2021 and 11:59PM (AEST) Tuesday 14 September 2021 (“Offer Period”).

      You can go to the shops on Tuesday?

  • +2

    I signed up to Zip when they had 'super saturdays' last year which offfered a decent cashback. Since then I've been quite disappointed with offers, nothing compared to Afterpay who have quite a few promotions.

    • I would never even look at that rubbish company again, AFTERPAY is total crap

  • To be eligible to receive this offer you must, during the Offer Period:
    Sign up for a Zip Account during the Offer Period

    Well, I guess that's that then! No love for existing customers that haven't even used it yet. meh

  • +4

    Honestly, groceries on BNPL?? This is pay day lending.

    • Yep absolutely agree, gonna be a bad time.

  • +1

    Z1P investor day tomorrow … Marketing is already starting to work.

  • +1

    For new customers only ?

  • Bring back 10% cash back on Tap & Zip

  • Zip actually has the buyer protection so you can dispute if something’s wrong with the purchase (just like Paypal). Also there’s the one-time use card for trials or promos requiring new card details.

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