Do You Store Your Banking/Credit Card Details in A Password Manager?

Succulent on 03/09/2021 - 14:53
Last edited 04/09/2021 - 14:09 by 1 other user

I read about Bitwarden lately from OZB community and i think it is much better solution than how i am managing my logins now.

Just want to get an idea on whether ozb community is trusting enough in storing the banking login details/credit card in bitwarden (assuming you have a strong master password and have a very good knowledge/alertness to protect yourself from for a social engineered/phishing scam).
If not, why?

As a bonus question, do you also store your email login details in bitwarden?

Currently I am thinking of memorising my email and banking login details, and everything else go to Bitwarden.

EDIT: Thanks for your input all, I think I will just use bitwarden for a non financial logins.

Poll Options

  • 41
    Yes I trust Bitwarden + my ridiculous master password to protect my hard earned wealth
  • 15
    Of course not!! Someone will need to extract them out of me!
  • 16
    Umm.. What is Bitwarden?
Computing Bitwarden Password Manager

Related Stores

bitwarden.com
bitwarden.com

Comments

  • Hybroid on 03/09/2021 - 14:58
    -1

    I don't believe in using a third party application to store sensitive data like passwords or especially banking details. That's just asking for trouble.

    I'm ok with Firefox storing some passwords for low risk stuff.

    • CyberMurning on 03/09/2021 - 14:59
      +1

      Lol its kind of i dont want to get hit by truck on the road but gentle touch from hundreds motorcycle bike is okay

      • md333 on 04/09/2021 - 16:45

        Yeah, imagine the horror if someone stole your ozbargain password and messed with your settings. You could miss this weeks eneloops!

    • adam on 04/09/2021 - 13:24
      -1

      If you can remember your password it's not strong enough. Think through the risks and you'll come to the conclusion that using a password manager is the safest way to manage your passwords.

  • freefall101 on 03/09/2021 - 15:07
    +1

    I feel like this post is social engineering in itself. Smarter not to tell someone what email provider, banking and password protection apps you use :P

    I highly recommend switching to a banking app that has proper (not SMS based 2 factor authentication) because if you get hit with proper social engineering they'll install malware and it's game over whatever you use. Keylogger, capture your login to either your bank or password manager or whatever and it's game over.

    Good 2FA though is something someone can't grab easily. A very simple scam is stealing someone's phone number and using it to start picking away at your accounts, but unless they come and hit you over the head for an app on your phone or a 2FA token you're pretty safe, especially once the zillion of email alerts start flowing in and you realise your phone doesn't work anymore.

  • bazingaa on 03/09/2021 - 15:31

    Umm.. What is Bitwarden?

    • Clear on 03/09/2021 - 15:59
      +4

      Open source password manager. It's really good.

    • Twix on 03/09/2021 - 16:05

      An app that automatically creates and stores strong passwords for your accounts.

  • Gareth on 03/09/2021 - 16:20

    I have a two-level thing going on.

    For most day-to-day stuff I use 1Password (essentially BitWarden equivalent), but for more secure passwords (eg primary e-mail accounts, bank details, top-level accounts for some cloud hosting) I have a separate Keepass database.

    This way isn't quite as convenient, but I feel it reduces the potential risks of an unlikely compromise.

  • boomramada on 03/09/2021 - 16:38

    Banking/Credit Card Details

    As in online banking password? Or actual credit card number, expiry date and code?

    • Succulent on 04/09/2021 - 14:10
      -1

      I heard some people are storing both the online banking password and the actual credit card details (not sure if bitwarden can store CC details though)

  • skid on 03/09/2021 - 16:42

    I have memorised my banking details. Everything else goes in Notepad.

  • Godric on 03/09/2021 - 17:58

    I keep my CC details to my wallet

  • BHR on 03/09/2021 - 18:09
    +1

    Bitwarden for financials with 2FA, Bitwarden for everything else. If the bank can’t do 2FA memorise…

  • verio on 03/09/2021 - 19:03

    Password managers are not bad compared to personal finance apps that “connect” to banks. Only recently banks in Australia have started providing proper Open Banking APIs, before that aggregators like Salt Edge or Plaid used to store internet banking credentials on their servers. And nobody cared.

  • John Kimble on 03/09/2021 - 19:17

    Yes

  • ShannonN on 03/09/2021 - 20:51

    no I won't use any password manager too riskiy

  • jonagrah on 03/09/2021 - 21:00

    I started using Bitwarden a few months back, so hopefully I don't regret it. I was pretty bad at using the same or a slightly different password for everything.

    • Skullz on 13/04/2023 - 22:07

      Hi there, did you regret or change pass manager?

  • ECE on 13/04/2023 - 22:12
    +1

    Apple's keypass

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