md333 » user profile
Member Since | 25/10/2018 |
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Last Seen | 20/11/2024 |
Badges | 1 1 |
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In a way it is fair, as in the worst case when you lose your licence due to demerit points incurred on a bike, you are still no worse off…
md333 replied to Freddies on Boost Mobile $230 Pre-Paid SIM Starter Kit (6/1/2025 Expiry) for $180 Delivered @ Auditech eBay
It's still a different provider and requires porting a number, so is eligible for these sims. In practice some people have hit technical…
md333 commented on Are There Any Banks with Minimal Hoops That Do NOT Force You onto "App-Only" Access?
I think ME Bank announced a web platform for ME Go just last week, so you probably don't need to move at all. That said, UBank have less…
When I compared 'pay with points' was slightly worse value than gift cards. Transfer to flybuys, then pay with flybuys points was slightly…
I only really noticed the shutdown due to the sales. Moto G54 for $9 because I happened to have a spare sim in an old phone.
That's not what the product web page says. How do you get it waived? https://www.ing.com.au/credit-cards/orange-one-platinum.html
md333 commented on Credit Cards with Rewards and No International Fees
The ING Orange One Rewards Platinum could be a candidate. Rewards are a direct cashback at 1% which seems to be about double typical…
Its missing free international transactions, which is a bit of a pain because I often need to use it for overseas transactions to qualify…
I pay more attention to the written review than the ratings, they seemed to reflect well on the tyres, including comparisons with more…
I put GoodRide AT tyres on a Delica since they had good reviews, and was reasonably happy with them. They did get a bit slippery cornering…
Your next car can still be an EV even if you've already had several.
You don't want too many tyres in that price range, because you have to pay to dispose of each tyre when it dies. (made the mistake once of…
md333 commented on Do I Need to Get Private Insurance?
I've been in a similar situation a few years ago. Caught up to the MLS threshold again at around 50. Even with the loading I am saving a…
If they are not around that long, they'll pay even less loading, don't have to pay it any more after you are dead.
I worked out my savings from a couple of years without insurance more than makes up for the extra loadings.
md333 commented on Neighbour Calling My Dog a B*Itch to My Kid
You could let the neighbour know your bitch's name so he can use that instead of the generic term.
>Nickel is the only winner as we start to see cheaper battery technology I'm just working on a closure plan for a Nickel Mine today, very…
As a single data point, I made a claim for a written off car (parking brake not applied properly) and it made no difference to my premiums.…
md333 replied to itsfree on [Refurb] Apple iPad Mini 4 (Space Grey, Wi-Fi, 32GB) $135.15 ($131.97 with eBay Plus) Delivered @ Mobile World AU eBay
Switched from a 4 to a 5 as a DJI drone display recently and all the random flight control app bugs seemed to just go away.
Probably best to buy from sites that provide actual measurements of the shoes. I did that recently but unfortunately didn't pay attention.…
md333 replied to endotherm on Free 3 Months Amazon Prime (or $15 Amazon Gift Card for Existing Member) with Latitude 28 Degrees Credit Card @ Mastercard
I cancelled mine when they dropped the free overseas ATM cash withdrawals. Switched to Bankwest for fee free foreign transactions and free…
But if handing it out to Real Estate agents, it may be an advantage to be able to run out of credit.
md333 commented on Cheap eSIM for Calls/Texts Only
Amaysim are pretty good. $10 per year for their as you go plan. May not be great if planning to make a lot of long calls.
md333 commented on Novated Lease Used Tesla Benefits?
I did something similar. For me the NL seemed to be about a 10% benefit compared to buying outright including not paying the GST. Could be…
md333 commented on What's The Best Way to Get Cheap Netflix, Now That Most Options Have Been Nerfed?
The price doesn't seem too bad if you only subscribe one month per year. I guess that doesn't work so well if you somehow manage to find…
md333 replied to EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
I had the opposite problem, they were prioritising members financial returns over environmental benefits. Probably legally obliged to so I…
I think one of the advantages of an SMSF over a pooled fund is the tax advantage in not paying CGT as you go. I think you would miss out on…
And if you are already retired with no dependents and a healthy super balance, your needs are likely nothing.
md333 replied to EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
I think I'm in a similar situation to you. Stake SMSF didn't seem to have a good cash option. I went with Grow SMSF, which are a little…
In my case $3500 fees from Aust Super vs $1,400 with grow SMSF with a similar amount. Probably not worth bothering just for the fee saving,…
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