Seen this offer when logging into AfterPay. Some exclusions do apply (eg. consoles) but unsure what they include as been unable to locate the offer again. If anyone can check their Afterpay and provide more details that would be great.
Mod: T&Cs per Facebook Ad state excludes clearance, gaming and gift cards. It does work however on already discounted items.
I have the same as soon as I opened the app. It doesn't link to any T&C's, just takes you to Targets site
Target won't let me apply the offer because my cart doesn't meet the terms and conditions, but they aren't posted anywhere!
I got the code to work by removing sale items from my cart and adding stuff that's not on sale. However, it now won't allow me to complete checkout using Afterpay. I assume that there's some issue that they will soon fix.
Still busted.
Can’t wait to see what whacky offers Z1p offers this year to go up against afterpay
I'm holding out for 100% cashback on all purchases.
110%
How is Z1p going to get to $10 by Xmas 2021 ?
One of us!
ASX_Bets
@pull the lever: Hah I cashed out of xrp when it was on the way out. Deciding if I should yolo my profit into something like WTG now.
I feel so sorry for your dad
I pulled out completely from APT and went all in on Z1P. Hoping to see double digits this year!
good luck degenerates! Stonks only go up
100% cashback up to $5 sounds about right.
hoping for another round of 10% cb super saturdays again
iirc there was a time when supermarket chains in the UK kept pricing each other down on the price of can of baked beans, a staple in the UK. The price of a can of home brand beans got so low that it ended with a supermarket actually paying you a few pence for each can of baked beans you bought, probably with a limit on the number of cans you could buy. Looking for a wikipedia article on the great baked bean wars but there's nothing.
You jest, but having worked at a company that ran product at cost for three years straight just to kick a competitor in the nuts I would say never underestimate just how petty management can get.
Thanks for this! Am about to buy 2 bikes for the kids and now saved 50 bucks!
No trouble refinancing with Athena last month with afterpay transactions in my credit card history. Normally considered a strict lender as well.
It's a pretty dismal amount of credit, if you can demonstrate you use it for budgetting/saving purposes there'd be no issue.
It doesn't. Zip pay does. It'll be assessed when you're applying for a loan but if you pay on time you'll be fine.
My credit score is over 800 but I would've spent $10,000+ on afterpay.
Incorrect. Afterpay does not conduct credit checks.
For now.
Given that this is a key differentiator that Nick Molnar & co goes to market with I can't see them implementing hard credit checks unless they are forced to by regulation.
FWIW they have proven superior credit risk management through their own credit decisioning model I don't think there's any extra value from a backwards looking traditional credit check.
Afterpay doesn’t touch your credit file - even if you pay late. They stop you from spending if you are late, but they don’t report to the bureaus.
They don’t chase debts too I’ve heard. You can AP and not pay lol
Proof or gtfo
What is AP?
Account Payable
Associated press
After pay
Sorry I correct my wording of don’t chase to can’t chase. They can of course ask.
And where did I hear this from, here
To those who negged, do you know anyone that owes AP money and chased by debt collectors? I’ve searched, haven’t seen any online comments as such I last looked. I’d like to know, I’m sure there’s thousands of people owing money to them everyday.
On the first page of the Google search results for "Afterpay debt collection": https://www.reddit.com/r/australia/comments/gjjzem/what_happ…
They can chase but they have no legal right to enforce or report to credit agencies — this is how themselves get around the legal obligations of being a "credit" provider
oh boy… cloudy u have opened a can of worms. Wonder if AP will get ozbargained and brodened soon LOL!!!
@WillKillfor5Cents: I certainly not claiming it’s right, I just said I heard, from someone I regard as intelligent and doesn’t speak publicly fleetingly. Many people just speak without thought online, hempton isn’t one of them so worthy of my ears.
Where have you read that? That's not what they say in their policy.
From time to time, Afterpay may disclose your credit-related personal information to CRBs for purposes permitted under Relevant Laws. For example:
• If you request Afterpay Services from us, we may check your identity and/or request a credit report about you from a CRB to help us assess your application for credit.
Can you buy something worth $200 and then return it?
You're paying with afterpay so you will be refunded the amount you paid.
If you buy Target brand items you can conveniently lose your receipt and get it back as a returns card.
Then sell the returns card on the OzB forums for $150. Stonks.
@AngryAlfred: I am more inclined to use that card to buy stuffs which you can't use codes on, such as gaming stuffs. However if you really wanna cash it out, just use it in an online order and most cashiers can return it to ur debit card with the online receipt.
What if I return part of my order?
If you just wanna make up to the $200 target it is much easier and safer to just return without receipt. You get to keep your cashback too.
Amex? Why on earth would anyone poor have a card that often cops a surcharge or is refused?
Obviously new here!
Hey Google, Show me examples of Superiority complex
Guess you've never heard of the black Amex aka Centurion
Its not working
Thanks OP grabbed a new airfryer and a cheap shirt and saved $50.
Which air fryer did you go for? I’m thinking about getting one too.
Yes which air fryer?
So it only works on full price item right?
Confirmed works on an item marked as discounted.
at what point do we use the code? on target website or afterpay website?
Target checkout page. There's a bit you can add promo code.
@[Deactivated]: hmmm, it isnt accepting the code. i have xbox controller, game and charge kit. dunno if they are excluded
Right on time when I wanted to buy a car seat as a gift for my cousin. I wish one was priced at around 200ish. Besides, what's the difference between those different ranges of car seats by Mother's Choice?
If you're asking these kinds of questions, sorry to say but you shouldn't be purchasing a car seat for them. Give them a $150 gift card instead.
There are a tonne of variables to consider when purchasing a baby car seat.
You are right. I shouldn't be the one buying them the car seat.
Thank you for sharing the resource. It definitely helped.
I logged in but can't see the offer. Is it targeted?
Check the app, not website
I did both.
I don't think it's targeted, you should be able to check by adding items to your cart and applying the discount but not fully completing checkout
Can you buy $200 worth of gift cards?
I can't find any gift cards through target online
They have gift cards on store tho
Can you pay using afyerpay in the store?
You can but you can't apply the code instore
LoL you can pay with any other payment method except AfterPay. Just paid with Zip 😄
I found out the same, the discount code works with any payment method.
I used PayPal with the discount code and the order is in review now lol. no doubt its gonna get rejected lol..
is there an end date for this?
Not working please help me
Looks like gaming in general is excluded
Apparently you can use the code multiple times
Gaming is excluded
aaaaand not interested in this deal.
Great deal, thank you! picked up a Fujifilm Instax Printer and some film.
Begun, the short term credit wars have.
What to buy? Hmm
2x sets of bamboo sheets for $150 delivered, cheers
Thank you. It actually does not work with any items that are on sale.
it worked on discounted mug 5 down to 3.
but doesn't work on stick vac
Who's paying for this, target or APT.
Maybe it's just me, but I'm getting the feeling that these BNBL companies are trying considerably harder to get more business. This is a pretty good offer.
Idk what they are playing at, trying to get more record growth. I personally don't think it's about the SP, I think it's more to do with growth and just on-boarding as many users as they can. Maybe they think regulation is round the corner.
At the end of the day, no one gives money away unless they are getting something out if it…….
target had 50 off 200 spend before… maybe a collab deal borne by both
I got some after but cant find the terms and conditions anywhere gah!