Virgin Money - $0 Annual Fee Credit Card with 0% for 12 Months on Purchases and Balance Transfers*

This deal has been extended to 29 Jan 2021

No annual fee ever. Zip, Zero, Zilch, Nada

The Offer:

• 0% p.a. for 12 months on purchases* (reverts to ongoing purchase rate)
• 0% p.a. for 12 months on balance transfers* (reverts to cash advance rate). No interest free days apply while you have a balance transfer
• Get this great value card for no annual fee, ever.

Apply for the Virgin Money No Annual Fee Card today!

Important information:
Apply by 29/01/2021. T&Cs, eligibility and credit criteria apply. Credit provider and issuer Citigroup Pty Ltd ABN 88 004 325 080 AFSL/Australian credit licence 238098.

*Purchase and Balance transfer offer: Your total balance transfers may not exceed 80% of your credit limit. The promotional rate of 0% p.a. applies to balances transferred with this offer at point of application for the promotional period advertised. The promotional period commences once the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity Flyer Card and Virgin Money No Annual Fee Card. Interest rates are variable and subject to change. The interest rates are current as at 1 December 2020. This offer is valid until 29 January 2021. If we approve your credit card application, the Balance Transfer offer will be available for up to 90 days from the date your application is approved. Velocity Points are not issued on balance transfers. This offer excludes balances transferred from Virgin Money unsecured credit products. View more information about balance transfers.
The promotional rate of 0% p.a. applies to retail purchases for the promotional period advertised from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 20.74% p.a. on the Virgin Australia Velocity Flyer Card and 18.99% p.a. on the Virgin Money No Annual Fee Card will apply to any outstanding retail purchases and any new retail purchases. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. Minimum monthly payments required. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the Balance Transfer promotional period will be applied to the retail purchase balance before the balance transfer.