$3k to Spend for Myself

Unacceptable on 12/09/2020 - 20:26
Last edited 16/09/2020 - 10:02

Thank you all for your contributions.
So after reading all comments below are what I am leaning towards getting;

  • iPhone 12 (thanks to 'Tech and Cars' comment)
  • Aldi MTB bike (thanks to 'imnotgoingtopayrrp' comment)
  • And Coleman Instant Up Gold tent 6P for family camping.

++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

So stressful these days (both work and family) and trying to adapt myself to the New COVID norm, I need something to reward myself.

I just received tax return of $3k, I want to spend for myself. I was thinking of getting g a nice bike but being a casual rider an expensive bike won’t fulfil me.

Any recommendation?

General Discussion

Comments

                • [Deactivated] on 14/09/2020 - 23:58

                  @[Deactivated]: Yes, hence my comment, if I donated all my spare cash I wouldn't have been able to gain the thousands that I have to put me in a comfortable position to donate the cash.
                  Volunteer work is free for the most part and helps a lot so that's something he can do while investing.
                  Currently the govt. is helping more than it ever has and is putting these people in a position where they can actually finally afford food without the need to steal from self service checkouts

                  Your logic is flawed, I just stated it's a smarter move on his behalf to help out more in the long run than a short term payoff, I don't have any interest in flexing how I've been able to donate more than you have by doing this but it makes more sense.

                  Do you need assistance with anything? I'm more than happy to help you out with clothing, food, bills, anything you need paid ?

                  • [Deactivated] on 15/09/2020 - 08:10
                    -1

                    @[Deactivated]: Like I said, OP thought he'd have to fork out nearly 6k for dental work, he's already in a position and probably has everything he wants, hence this post. That to me sounds like a comfortable position to donate. You don't need to wait until you're a millionaire.

                    So how does one turn $3000 into millions?

                    No I'm good thanks, I have everything I need.

                  • mapax on 15/09/2020 - 14:30

                    @[Deactivated]: Dang, kinda disappointed no one fell for the bait and e-begging with ridiculous requests. Guess I’ll have to change that…

                    I ‘need’ a new rifle scope, that counts as a need right?
                    I’ll show myself out…

                    • [Deactivated] on 15/09/2020 - 22:26

                      @mapax: Sure, send me a PM and I'll have a look for ya

  • jason101 on 14/09/2020 - 19:56
    +2

    Not sure why but I thought of this video. https://www.youtube.com/watch?v=btAbU1sPqIM (before reading the above comments - so it appears I’m not alone, there must be a few other married mid life crisis brethren amongst me tonight)

  • LXE3 on 14/09/2020 - 19:56
    +1

    Where do you live? Maybe arrange a little in State holiday with your family. It’s great to get away from things, particularly if you’ve been working at home. We took our tribe up to Cairns a few weeks ago. Flights were about $1200 for 5. We hired a 6 berth camper for about $110 a night and did the Great Tropical Drive.

  • canberrascooter on 14/09/2020 - 20:16

    Mental accounting at its finest.

    That's CFA level 3 (behavioural finance) needs to be taught at high school guys.

  • Andy22 on 14/09/2020 - 20:49

    BIG corona house party!

  • FireRunner on 14/09/2020 - 21:05

    $3000 worth of fortnite skins
    /s

  • The Value on 14/09/2020 - 21:21
    +2

    Hey everyone,

    None of you know me personally but I want to ask you thousands of people what I should buy myself with $3000.
    Also, I like cycling but don't want a bike.

    Get a mirror, take a look at yourself and make a change.

    • Frayin on 14/09/2020 - 21:26
      +1

      someones grumpy they don't have $3k to spend on themselves.

      • The Value on 14/09/2020 - 21:28
        +1

        Just a little bit.

        • klownvandamn on 15/09/2020 - 08:10
          +1

          He is sour .

          Profile pic checks out.

  • cenakhoa on 14/09/2020 - 21:33
    +1

    Buy some decent tool sets from Leatherman!

    https://leatherman.com.au/

  • imnotgoingtopayrrp on 14/09/2020 - 21:43
    +1

    If you can wait the best deals are the Aldi mountain bikes (rebranded Polygon for about $3-400 ish now, not the crappy $89 ones). Other than that, you only need to spend around $6-700 for a great bike from polygon/cell/trek/giant/apollo/avanti etc.

  • bmerigan on 14/09/2020 - 22:28

    Holiday. With the family.

  • [Deactivated] on 14/09/2020 - 23:03

    Vanguard ETF's, or if you want a quick return invest it in DDD.

    • [Deactivated] on 16/09/2020 - 21:56

      DYOR - this is not financial advice

  • koalabargains on 15/09/2020 - 01:34
    -2

    Put it in your super.

    Don't buy a bicycle that loses 60% of its value once you've opened it.

    • ilikeradiohead on 15/09/2020 - 02:26
      +3

      Buy a second hand one for 60% off?

    • Orico on 15/09/2020 - 11:49
      +2

      Put it in your super.

      Stuff that. Who gives a shit about losing value? You wouldn't tell someone to not go on a holiday because it's money you're never going to get back.
      He wants to enjoy himself not keep money he won't see for decades.

    • [Deactivated] on 15/09/2020 - 13:29
      +1

      See the key to bikes is to leave them closed. Once you open them, it's pretty hard to weld them back together.

  • fredk1000 on 15/09/2020 - 08:17

    Hey Op,

    Watch Italian Job (2003) movie, be like Steve.

  • adn on 15/09/2020 - 08:59
    +2

    Buy a new turbo.

    • Orico on 15/09/2020 - 11:49

      i second that

  • peterw1 on 15/09/2020 - 09:39

    as other posters have written, super, mortgage or buy some quality wifi high end headphones. You'll appreciate the difference in sound and you can 'get away' whenever you want.

  • frewer on 15/09/2020 - 09:54

    Buy this cooker https://gosun.co/products/fusion. They do ship to AU

  • sbot on 15/09/2020 - 10:09
    +1

    What's a treat to one person isn't a treat to another!! Is there anything you've always thought 'man it would be nice to have that…?'

    Recently my treats to myself were high quality headphones, an expensive tablet stand to help make it easier to draw on my laptop, and an exxy collectable figurine. They made me happy, but couldn't possibly say if they'd make you happy!

  • Mokr on 15/09/2020 - 10:15

    Big Mac meal everyone day for a year.

  • cameldownunder on 15/09/2020 - 11:46
    -1

    Netflix? Till you know, and don't have to ask on OZBargain, what you want.

  • Orico on 15/09/2020 - 11:49

    Go on a holiday man. Best treat ever!

  • cameldownunder on 15/09/2020 - 11:57
    +1

    Buy a 3D printer and quality filament if you're skilled with 3D design. It's ton of fun.
    Printer I recommend is Anycubic i3 mega upgraded about $300 and geetech or esun filament and some spare parts.
    PM me if you need more details

  • TKC on 15/09/2020 - 13:26
    -1

    upgrade your car audio system

    • [Deactivated] on 15/09/2020 - 13:28
      +1

      Make if fully sik bro, with minky darbs, double pumpers and a beefy rear end. Beefy.

      • mapax on 15/09/2020 - 13:47

        I don’t speak hektic, but aren’t double pumpers and a beefy rear end pretty much synonyms?

        • [Deactivated] on 15/09/2020 - 13:56

          Are you starting something bro?

          • mapax on 15/09/2020 - 14:27

            @[Deactivated]: Hmm, hopefully I’m not mixing dialects but let me try this.

            Are ya * ya *? Ya single spinning piece of * can’t keep up with me locked and blown * magnet. I’ll meet you at melts and we’ll * sort this * *. You’ll * embarrass yourself and my something something will pull all the *…

          • Hangryuman on 15/09/2020 - 18:17

            @[Deactivated]: wot choo looking at … !?

  • juicy j on 15/09/2020 - 14:26
    +1

    I'd say Bose headphones 🎧👌
    Mine cost about $500 and worth every cent..

  • sarahlump on 15/09/2020 - 14:44
    -1

    Dyson hand held vacuum cleaner

  • PaperplaneXXX on 15/09/2020 - 15:44
    +1

    Buy a nice Bang Olufsen speaker for music

  • SupeNintendoChalmers on 15/09/2020 - 15:52
    +1

    Donate it to a charity you really believe in, and one that is responsibly stewarded

    • gimme on 15/09/2020 - 18:00

      I'm (genuinely) struggling finding one that's responsibly stewarded. Can you provide any tips?

  • chartparker on 15/09/2020 - 15:58

    Hookers and Coke (no sugar)

    What about a camera? Take up an expensive hobby

  • Baa on 15/09/2020 - 16:31
    +3

    Take the $3000 to the bank and have them convert it to 5 cent coins.

    Take those 60,000 coins and fill up your bathtub.

    Proceed to dive into it like Scrooge McDuck.

    Whenever you are feeling down go for a swim in your wise investment.

  • Trioboy on 15/09/2020 - 16:43

    Get a Motorcycle :)

    • Hangryuman on 15/09/2020 - 18:16

      live fast, die young - I nearly did - had my major bike crash …

  • mitmiu on 15/09/2020 - 17:04
    +1

    Buying gifts for other. FYI more satisfying when you make other happy than buying your own gift.

  • Hangryuman on 15/09/2020 - 18:15

    If you consider the time value of money - you could think about where you spend the most time

    e.g. I rarely drive so for me I don't wanna spend on a better car

    but as a retired person I spend many hours a day sitting on my fattars

    in which case my getting-worn-out recliner armchair/workstation (lap desk) could do with a major spend upgrade

    last week we ventured out to some furniture stores to check recliners - the most standard recliner from $3-400 delivered - probably fakelite leather from China - was comfy and good as it didn't stick out much from the wall for our limited space - but was unknown quality on the internets - and like 3 months delivery - order now for xmas …

    what I could get next day delivery was much more expensive, took up a lot more space, and wasn't quite the size/shape I wanted - so meh

    OTOH - there's a new iPhone just released o/s - and I do carry and use such everyday - not ALL the time but I take lotsa photos as a hobby - so that could be an easy $3K spend if that's your wont …

  • Fobsessive on 15/09/2020 - 18:30

    Car modifications?
    - wheels
    - exhaust
    - intake
    - tune

  • acersaurus on 15/09/2020 - 20:00
    +1

    Save it for a holiday to Beechworth when you are able.

    Beechworth makes everything better.

  • contro3ler on 15/09/2020 - 20:22

    Gaming PC/Laptop. For a few extra dollars (compared to the 3000) get a few steam games. Days, maybe even years of entertainment.

  • Tech and cars on 15/09/2020 - 20:53
    +1

    I consider the items below treat yourself type items. There definitely are cheaper alternatives/ and you can probably live without these items…

    1.) A nice phone. I usually average 3 hours per day on my device. I think it's worth spending the ~$1500 for a flagship with a flagship level display and good amount of storage. Realistically it's ~1100 hours a year, or 45 days spent on it. This would be a nice 'treat' to myself. Usually a $80 p/m contract covers you for this with ~40gb data provided.

    2.) A good wireless headphone set to complement the phone. Airpods Pro/QC35 etc.

    3.) Move away from pen / paper note taking to a device like this this: reMarkable 2

    4.) A kindle + some books. Reading on a non illuminated display. (also nice if you have the wireless headphones to listen to some whitenoise style music while reading).

    5.) An apple watch/android equivalent watch. I've really enjoyed mine for the health, find my phone, and general ability to control siri everywhere. Spend $100 more and get a really nice band for it too. For apple watch, jump on etsy for some super nice leather bands.

    6.) Not sure if you sit and listen to music, on PC, but a dac/amp for your computer :) something like a creative x3.

    7.) If you work from home, move to a full USB C type setup with your monitor / keyboard mouse. So get a dell d6000 or similar type docking station. It's nice to be able to plug 1 cable and disconnect my work laptop and plug in my personal laptop.

    8.) Some good branded tools (cordless drills, socket sets, high pressure washer etc). You'll keep it for the rest of your life and you'll be happy you spent the money on the good stuff everytime you use it.

    I can probably go on for longer, but thought I should stop…

  • snoopster on 15/09/2020 - 22:18

    Maybe upgrade some of your technology if it needs it. New phone, laptop, speakers, headphones. Something that will give you good return and usage

    If you are into PC gaming we are heading into exciting times :) that could be an option

  • bigbadboogieman on 15/09/2020 - 22:34

    Get a big a$$ tv.. like an 86" or a 100" and connect it to an Xbox One X.

  • DiLs on 15/09/2020 - 22:38

    Toilet roll

  • annyfication on 16/09/2020 - 00:06

    A decent automatic/solar watch. Brands like Seiko or Citizen make fantastic watches at reasonable prices that lasts many, many years, or even a preloved designer watch like Omega on sites like Chrono24 can be obtained if you prefer more luxurious branding.

  • ClawShrimp on 16/09/2020 - 03:39

    Another ‘post and ghost’.
    OP is nowhere to be seen.

    • Unacceptable on 16/09/2020 - 06:04
      +1

      Am I invisible? I negged you so now you can see me. 🤣

      • ClawShrimp on 20/09/2020 - 21:16

        I’ve just upvoted your, because obviously I’m blind!

  • OG Puppy Banana on 16/09/2020 - 08:00

    I recently purchased a brand new $4k-ish bike setup and love it!

    For months I ummed and ahhed about cost, depreciation, insurance and high probability of stacking as I am a newbie with limited experience on trail, gravel, path and road.

    I have been happily riding more than I did on my old bike and haven't regretted my purchase at all. Better yet, with covid, cycling has been a great retreat from home and WFH.

    If you want a good bike, head to a bike store a try out a few bikes.

  • VincentNL on 16/09/2020 - 09:13
    +1

    Electric skateboard

  • ThePriceMatchGuy on 16/09/2020 - 09:27

    Are you a Gamer? The PS5 price and date will be officially revealed tomorrow!

  • nightqueen on 16/09/2020 - 09:30
    +1

    for 2-3k you can get a solid Electric bike and that will reduce your need for a car and to burn petrol, no insurance or rego required too.

  • Sid Delicious on 16/09/2020 - 10:19
    +3

    It's rare to have a few grand sitting around with no commitments, especially if you have a family too, so I'd advise investing that money in good quality things that you normally wouldn't have the cash for.

    Buy some good quality, well-reviewed pillows to give yourself a better night's sleep.
    Buy some quality leather shoes (if you need them) or a tailored suit.
    Invest in a KitchenAid, Le Creuset or a nice knife set if you like baking/cooking.
    Put it towards a new couch maybe or even some Art. All those things that will last you for a long time but you might not have the money sitting around to buy at other times.

    You don't want to look back on this time and regret spending it on frivolous things (or you might not care, I don't know - I don't know anything about you).

  • monky on 16/09/2020 - 12:29

    Get into Euro-rack modular synthesizers: It's a great way to blow stupid amounts of cash.

  • Frayin on 16/09/2020 - 14:35
    +1

    So after reading all comments below are what I am leaning towards getting;

    • iPhone 12 (thanks to 'Tech and Cars' comment)
    • Aldi MTB bike (thanks to 'imnotgoingtopayrrp' comment)
    • And Coleman Instant Up Gold tent 6P for family camping.

    So not:

    Runescape gold.

    That's a shame.

  • 2ndeffort on 16/09/2020 - 15:46

    Your first idea was the best idea. At the end of the Tour de France the bikeshops will have discounts. $3K will get you a road bike, get one of those.

  • macrocephalic on 16/09/2020 - 20:10

    Put it into your super and collect another $1000 tax return next year.

  • MessyG on 16/09/2020 - 20:15

    I'd get the sweetest VR setup and escape this world for a bit!

  • [Deactivated] on 17/09/2020 - 01:23

    pokies

  • [Deactivated] on 17/09/2020 - 06:19

    Neither to all 3 buy a Xbox Series X, ps5, furniture, new TV.

    Or mobile plan that supports Xbox gamepass cloud and buy a Asus Rog 3 phone

  • 2ndeffort on 20/09/2020 - 21:50

    Inspired by last night's drama at the Tour De France i went out this afternoon on my Trek Madone roadbike. Down some quiet suburban roads felt like I was floating, amazing feeling and one of the few pleasures left here in Iso Melbourne lockdown. Love my bike!!

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