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$400 eGift Card for HCF Family, Couple and Single Parent Health Insurance Policy ($120 for Singles) @ OneBigSwitch

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$400 eGift Card for HCF Family, Couple and Single Parent Health Insurance Policy ($120 for Singles) @ OneBigSwitch
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jdogg on 09/01/2020 - 15:06 onebigswitch.com.au (1355 clicks)
Last edited 08/05/2020 - 05:19 by 2 other users

If you take up the One Big Switch Health Insurance Offer with HCF, One Big Switch will send a Prezzee eGift Card to the value of $400 for families, couples and single parent families and $120 for singles. To be eligible to receive the Prezzee eGift Card you must take up combined hospital and extras cover with HCF via One Big Switch, your Policy Start Date must be between 6 January 2020 and 4 April 26 June 2020, 3 months must have passed since the Policy Start Date and the Policy must be current and paid up to date. Limit of one Prezzee eGift Card per policy. HCF reserves the right to end the offer at any time.

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closed Comments

  • jv on 09/01/2020 - 15:16

    How much extra will the policy cost though?

  • Wimma on 09/01/2020 - 15:32
    +1

    How does this work for existing HCF members? I want a gift card too!

  • isthisreallife22 on 09/01/2020 - 15:34
    +2

    I'd be very keen for this deal to spark a conversation about how best to assess value of PHI products and providers so we can all be in a position to make an informed switch before the tax cutoff

  • pyramid on 09/01/2020 - 15:38
    +1

    My current policy with Frank beats HCF for almost $70 a month. so not worth for $400 gift card.

    • BigLoveDeb on 10/01/2020 - 13:05

      Can you please share more info about the policy that you chose? Is Frank a private health insurance company? Looking to change providers. Thank you :)

  • [Deactivated] on 09/01/2020 - 15:41
    -2

    Got a quote to abuse the offer, not worth it. $135/month for a couple with bare minimum hospital and extras. Maybe if waiting periods were also waived.

    • twodollah on 09/01/2020 - 15:49
      +3

      How much are you paying now? $135/month for two people seem very cheap to me.

      • isthisreallife22 on 09/01/2020 - 15:50
        +1

        I agree. I pay considerably more than that with MBP

      • [Deactivated] on 09/01/2020 - 16:07
        -1

        $0/month. I only join to take advantage of offers and then leave. PHI is a scam.

        • alamodey on 09/01/2020 - 18:32

          classic ozbargainer

  • jonnoyeo on 09/01/2020 - 15:44

    Does anyone know if there's any negative consequences to churning PHI, like credit cards?

    • twitch1979 on 09/01/2020 - 15:50

      @jonnoyeo the only possible issue I could see is if you needed to cover ( IE in a private hospital ) during the time you changed providers part of your cover would be with one provider and part with the other . They may both have a different excess or exclusions.

    • alebox on 09/01/2020 - 16:04
      -1

      you'll be resetting the wait time each time i think. this is important if you are planning a child or major surgeries i think

      • Manny Calavera on 09/01/2020 - 16:08
        +5

        Nah, waiting periods are specifically transferable.

        • leeroys_dad on 09/01/2020 - 21:04

          Hospital waiting periods are transferred except for some things such as heading aids. Extras not waived by law but generally are.
          No financial credit check etc, safe to churn. It's community rated

  • Trishool on 09/01/2020 - 16:09
    +1

    The recent reviews here for HCF Health Insurance aren't great: https://www.productreview.com.au/listings/hcf-health-insuran…

    • jasonb on 09/01/2020 - 17:20
      +1

      Fair to say product review is going to attract a biased sample.

    • Maxxjet on 09/01/2020 - 17:32

      you can take comfort the other PHIs are not better at all…

  • kml22 on 09/01/2020 - 18:18

    Sign up and watch your Premium creeping up every year. I was with HCF for 10yrs, never again.

  • alamodey on 09/01/2020 - 18:33
    +1

    i've actually left HCF recently for another provider because the basic extras you get with HCF are so crap. might as well get more bang for buck.

    • alebox on 10/01/2020 - 10:53
      +1

      which other provider?

  • BigLoveDeb on 10/01/2020 - 13:02
    +1

    I'm currently with HCF and am looking for a better (and cheaper) provider. Who did you choose? Thank you :)

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