Summary:
I already purchased a block of land and 80% of people have said it was really stupid because i'm going to get into a scenario where I get married and she will steal half my investment.
Wanted to know others thoughts about this topic or if you have any previous experience/advise
certainly sucks that I invested 5 times the amount she did into our life starter, as well as pay for our wedding/honeymoon…
That shouldn’t suck. It’s just a part of finding a partner for life. Part of the problem is that some partners find financ a competitive thing when it should be a team effort.
We don’t even have separate spending accounts, just the one. We both buy stuff and trust each other not to waste too much. Others I know have their own little spending accounts and get all stressed when it’s not ‘even’, a sure recipe for fights.
I agree Euphemistic.
Also I never understand men complaining about their wives being poorer than them. If money matters that much then they should have only dated people earning above a certain amount in the first place. There are plenty of female lawyers, bankers, doctors etc out there.
You're starting a new second completely different and controversial topic with this comment. There was recently a thread on this forum about how couples choose to seperate/include finances, you should read that one. A part of finding the right partner can be having similar spending habits. If there is a large difference between the two peoples spending habits then there can be different ways to deal with each scenario and different things work for different situations.
Reading this and some comments we then wonder why there’s an incel subculture.
So your wife can take half your house even if you had owned before even meeting your partner?
So your wife can take half your house even if you had owned before even meeting your partner?
Hell no. They usually try and exclude non-matrimonial assets unless you can't cough up the money. They take into account your assets, your partner's assets, income etc.
This understanding of Australian family law is just plain wrong. All assets are pooled.
Son, we need a lawyer to answer this. I'm pretty sure they wouldn't destroy a person's life if they've only been married a year and the other partner decides to take 50%. I know the UK usually favours the female but they do take into account all the things I mentioned above.
@Numlock: The division (%'age) changes as a matter of discretion depending upon the relationship. All assets are identified in the pool however.
@Numlock: They look at the relationship holistically.
When you fill out the Application for Consent Orders they ask when the relationship started, date of marriage, separation & (if applicable divorce but you are better to get financials done before divorce).
They want to know about ongoing cases, orders, undertakings, parenting plans, agreements, family violence orders, child safety issues.
They ask what the financial agreement and superannuation agreement is and a dozen other questions. Mine was a 12 page document, single spaced, Ariel 9 point.
Both parties need to be in agreement about the financial and superannuation split. They look at what you brought into the relationship and what you will be going out with. If there are no children it's relatively simple but if person A came in with an apartment and a wad of savings and the other had the clothes on their back and Person A worked their bum off and Person B sat at home keeping house then don't think person A will walk out with the same assets as before. Person b has made a contribution in some form and they will get compensation for their time, presence and the fact that they were "off the market" while in the relationship.
My GFs previous bloke stuffed her around for 2.5 years and she'd been clear she wanted a long term relationship. That's what she was most annoyed about was the waste of precious time that you can't get back while your arse sags and and the wrinkles form.
I think if you go into a relationship wondering how much your partner will cost you when you split then they probably aren't the right person for you.
I think if you go into a relationship wondering how much your partner will cost you when you split then they probably aren't the right person for you.
You're a naive and not risk averse person.
@[Deactivated]: I don't think I'm naive. I've had several relationships, a marriage and a divorce and been around the block a few times. I have a good radar for shonkies but I also believe that most people are inherently good.
I do agree that I'm not risk averse. I don't gamble (in the traditional sense) but I'm always willing (after considering the risks and potential outcomes) to take a punt and see what happens. It's served me well so far.
Buy a house and call in the strippers whenever you like, and there'd be no upstairs/ downstairs to complain about noise. What's not to like?
Get double glazing windows keep them shut and that should be enough to keep your next door neighbors happy.
Don't get a girlfriend, don't get married.
Just keep on accumulating your wealth.
Problem solved.
Yeah with that mindset you should be forever alone. No need to worry about your loved one stealing from you.
What are your concerns with buying this block of land? At what stage are you with building, have you chosen a builder yet?
Marry a he
No would not have bought a house if I was single, would have continued living on the streets
Would You Ever Buy a House if You Were Single?
Where else would I live? I rented for about 7 years and I didn't like getting kicked out every few years because the landlord wanted to sell. Sometimes it was at the most inconvenient times.
I'm not going to let the potential for getting married stop me from living my life.
Speaking of which… marriage-wise, I'm either all-in or nothing at all. I just hope that I have made a good judgement call before I go all-in and I'll have to suffer the consequences if I don't. (At the moment, I'm nothing at all).
If that's what your worried about when you get married I wouldn't get married or have any sort if defacto if I was you
Also Sounds like you got some dumb friends and relatives if that's the advice they have you
Why on earth would you want to get married these days, you should look into the divorce rates atm. If you are male and have kids, you can expect her to receive residence of those kids after a divorce, she'll get almost the whole house and part of your super. Plus you'll pay approx 20% of your pretax income for the first child in child support approx 30% if you have 2 kids etc. Australia is a a funny place I'd NEVER marry an Aussie or even give them a chance to hold that over my head. Good luck!
I ended up with 48% of the assets which I thought was a fair but not optimum outcome. I chose to accept that rather than enter into protracted legal proceedings which only would have benefited our solicitors.
I thought the child support costs were quite reasonable in my case.
I had one child at uni so I wasn't obliged to pay child support but I did pay half her uni fees ($13500); lent her a car; do the services on it; pay the e-toll; pay her opal card; pay for food/outings when she comes to my place and all the costs when we have a yearly holiday together.
Child #2 was in Year 11/12 (final official payment was last month).
9 months of FY16/17 I paid $4000 in agreed voluntary contributions.
FY17/18 I applied to family Services for an assessment so that my ex couldn't claim I was short-changing her and paid $6578.73
FY18/19 was $5315.97
FY19/20 4.5 months was $1989.20
She's going to TAFE next year so i'll pay half of that and also give her a parcel of ETFs to compensate for no university fees
I've never paid more than 5% of my income.
If you have care of the child for more than 52 nights a year and your ex-partner continues to work then the cost is considerably less. I had heaps of good advice from the CSAs at family services because I made it clear I wanted to pay the right amount.
My eldest comes over once a week (works evenings). My youngest usually comes over 2 nights.
It's very likely they will increase that next year as I'm closer to where they work / do TAFE.
IT'S YOUR CHILD!!!
Your understanding of child support and child custody is a bit off. Default position on child custody is whatever is in the best interests of the child. Usually that's equal time / significant time in Australia. Your figures re child support are completely wrong too - free calculators online will easily demonstrate this.
Yeah but when your married with kids it costs 100% of your income haha
80% of your friends + you should never get marry and all rename to Gay Lord Mother Focker #1~ till the last focker.
Problem Solved
Note#1. Plus the guy above me.
You guys are idiots, if you think every aussie girls are like bogans or gold digger then you have clearly attracted to the wrong pool of women. There are so many nice aussie girls out there, just need to change your method of search criteria.
Quick stat off google,
In 2017 there were 112,954 marriagesin Australia.
In 2017 there were 40,032 divorces in Australia.
Don't think they are all bogans and gold diggers either.
Doesn't seem like an Ozbargain for the guys losing there homes most of livelihoods and kids in those numbers.
So which great nation women you are married to if you dont mind me asking?
If you dispute any of the information regarding outcomes of residence orders, child support, property settlements etc in Australia and the detrimental effects it has on men that's implied (so obviously strong it doesn't need explaining), make your case I'm willing to change my mind on fresh evidence, though I doubt there is any, I don't open my mouth without knowing what I'm saying. You seem like you don't want this information spread to other men. Don't worry there are sufficient numbers of men overwhelmed be their primal instincts for you to bend to your will.
@simonjb: Of course not, just that you are representing the other sex makes your argument one sided.
Stats do not lie but there are alot of underlying information that cant be seen or can be misinterpret.
E. G. They all have in common with high % have parents divorce at a young age and etc.
Yes there are those who cheat and unfaithful, but remember you are the one who choose the person as a partner.
If you cant see the person's characteristics, attitude, behaviour b4 you get married then its a gamble.
@luffyex2010: If my point is one sided, present the other side then. I haven't even touched on the huge volumes of guys I know that are stuck in a marriage with quite nice wives, just realising that they are bored and stuck.Living in what I call 'silent desperation' knowing they lose their kids house and retirement if they leave.
@simonjb: Marriage is like a contract. We agreed on this and we are building a family or we will live till old age together.
Then of course later months/years the itch kicks in, oh I wish I had more my own private time, I wish I am in bed with that girl/guy, oh me gosh someone attracted to me should i bang him/her or not.
It all comes with consequences, trust, faithfulness and of course most important communication.
Simple rule if you break a contract then pay the penalty.
Note: Not saying its all the guys fault its both sexes.
I am old enough too and I have many friends whose dad have affairs outside but not so much on the moms, but its all the same the itch, boredom will come. The blaming game begins, choices that will maybe or not cause a chain reaction via your offsprings.
Plus dying alone at old age sux, I know as I have seen them.
@luffyex2010: "Simple rule if you break a contract then pay the penalty" And there you have it! As men pay a FAR greater penalty, men are waking up to this con. Sorry. Not Sorry.
@simonjb: There you go one sided comment again.
Lol you manipulate my statement but all good cheers to you. Free country 😁👍
@brad1-8tsi: Geez thanks mate, I'm not bitter, just because I say things how they are and don't lovey dovey them up for you. I love my life, I don't like seeing men kill themselves over those things which is happening everyday in this country. I'm sure some percentage of women suffer in divorce, yes. Personally I don't think people that keep getting married and divorced should give advice to someone trying to avoid losing their assets in the scenario, but hey if you must, go right ahead.
people that keep getting married and divorced should give advice
I'm not sure who you are referring to here. If it's me then marriage = 1; divorce = 1; assets at end of divorce = more than I need but $130k less than what was fair.
Maybe I was just pragmatic and knew when to hold 'em and knew when to fold (thanks Kenny) when dealing with a seasoned negotiator (my ex). I spent $6k on legal fees but did the property transfer and divorce application/filing myself. I'm not sure why other guys seem to take a bath in the property split.
@simonjb: I'm a happy man.
I think one of the huge problems in a divorce is that both parties talk to their friends and the friends keep giving them stupid advice and revving them up. Some of the solicitors are pretty good at giving their clients unrealistic expectations too.
My solicitor said at the first consultation "If you can agree on a figure I'll charge you $6k. If you can't agree you both have the capacity to fight this in the courts as long as you want. That will run about $150k each, maybe more." For me, conceding $130k was cheaper than a combined $300k spend on legal fees and the associated mental strain, wasted time, etc.
@brad1-8tsi: I believe you 100%, I know this outcome I've seen it dozens of times around me, it doesn't sound very appealing to the OP I'm sure
@simonjb: Wow I can't imagine why their wives aren't much fun anymore with them moping around in silent desperation…
Put the property in a Trust. Problem solved.
how does this work?
It does not work. Trust property if controlled by the parties is included in the pool.
Would this be done the same if the property was in the OPs parents names and the OP is paying the mortgage?
@mikec: Such situations are likely to result in a claim that the property is held by the parents pursuant to an implied trust and in the property pool. Literally the family courts can do almost anything. If you have the foresight to do this then may as well also get a prenup.
Just wondering if one had investment property through a self managed superfund or some other type of fund, would that also be split up in the event of a divorce?
Yes.
Na.
I'd like have flexible living arrangements if I was single. As an investment? Sure, why not.. if the numbers line up.
I think it's the best plan; I bought my house when I was single and housing prices went like crazy that if I didn't buy then, I'd be pushed out to further/more affordable areas.I respect those renting but if you have the finances, it just pays off to buy your own place. I ended up marrying a lady who owns her own property too, prenuptial agreements were on the table (more due to the in-laws) but we figured we were balanced with assets anyway.
Congrats on the purchase! Better investing and building a future than drinking/partying it all away like most young Aussies.
Just a word of advice, if you ever get a partner….. CHOOSE carefully and pick a down to earth person (rare but not impossible). The wrong choice and you WILL be paying for it for the rest of your life and its not just in terms of $$ but in terms of family and friends too.
Yeah this is the truth. Do not choose a low quality partner (short term flings acceptable, just be careful you don't "fall in love") it is that simple.
If you marry a high quality woman then she is not going to screw you over. And if it's you that (profanity) things up, well then you only got yourself to blame.
You never truly know your wife until you meet her in court.
Don't get married because they might take some of your assets and on no account have children because they will take even more.
Just remember, if she gets 50% of your land, you'll become neighbours.
What makes you so certain that your future partner will bring less assets into the relationship? Women earn money too and have the ability to save and invest. In many cases they are more frugal and make better decisions with money than many men.
My ex brought just as much into the pooled assets as i did and earnt more than me in salary than I did throughout our relationship. I earnt more in non-salary income, so we were fairly equal in the final split (although she wouldn't admit this if you asked her now).
My current GF also has similar assets to me (house, reasonable superannuation, equities and savings) and also earns a lot more.
I get married and she will steal half my investment.
If you go into a serious relationship thinking the love of your life will steal from you then you probably shouldn't be going into that relationship. If she truly is "the one" then you'll share everything with her (and vice-versa) without a second thought and if you split then it's payment for all the good times.
Sign "Binding Financial Agreements" before your marriage. It could protect both parties.
Sadly I got divorced earlier this year. I kept my properties to myself and she kept her properties to herself. However, the properties with both our names on it had to be split up. In the end, I lost a few hundreds of grand just because she did not want to give me back 100% of my share of properties in cash.
FYI, she cheated.
I lost a few hundreds of grand just because she did not want to give me back 100% of my share of properties in cash.
Could you elaborate on this one? The split properties which sold, she kept more than 50% of the cash?
If so, how did this happen?
I assume they were sold meaning that commission and sale expenses were incurred, and that they might not have been fully sold for value.
Nah, it was a different story.
Well, without going to family court, the only option you have is to arrange an additional financial agreement with your partner.
Everything will get nasty and lengthy once the court is involved, so I simply agree to get a smaller share on the properties in order to get her to leave my life as soon as possible.
You can't imagine how mentally unwell I was after I found our her cheating. I'm only in the mid-20s. so in other words, I pay her to keep her away from my life.
Sorry to hear. Hope you are better now.
I've read all the comments here now, mostly they are women perpetuating 'the con' or suckered guys. The others are talking from experience and wanting to keep you out of trouble. Listen to your parents. It is a good Idea to buy a house when you are single, my advice is build the house and never tell anyone about it. Use it as an investment. Only if a nasty piece of work were to do some searches in a separation would they find but they would need to think you were hiding something to even think to look. It will put you on a much more steady ground knowing that you don't lose everything as a consequence of leaving said nasty and you can live and think freely. Don't listen to the judgy moralists or hopeless romantics. they won't be around when you lose your hard earned.
What happens 3 years in if they want to get married? And if they're together for 10 years and have kids? Is there a point in your scenario where OP eventually reveals that these assets exist?
If so, how will that go down?
"What? I had to wait 1 year for the surgery in the public system because we didn't have any money, now I'm blind in my left eye! If you'd paid for me to get it done privately, the optic nerve could have been saved!" (or some other financial strain with long-lasting side effects).
You'll find derogatory and negative statements about skill levels of surgeons in public hospitals vs private hospitals incorrect.
And if you haven't paid for private health insurance or have savings after 10 years of marriage to cover some financial emergency, it will have nothing to do with him having an investment before marriage particularly if the 'wife' came to the partnership without equivalent assets. It would be more the result 'of' marriage being that he was able to acquire assets prior and not after the marriage to dispose of to cover the emergency.
If the optic nerve was indeed at danger/risk (despite the horrible situation with the ophthalmologists right now mostly choosing to do private across the board), you would have been treated at a public hospital almost immediately.
All trainee specialists are required to work in public hospitals.
You got me, I'm not a very good creative writer.
The point was if some financial emergency were to come up, would OP be expected to reveal and liquidate the asset, or tough it out?
@idonotknowwhy: Depends, has he had to live under the threat of being kicked out of his own home? Even once and her new nickname is lefteye.
as i understand during the discovery stage of divorce you have to disclose your assets — If you do not disclose this asset i suspect you are lying on court documents and can be jailed. If a ex ever finds out they could take you back to court and your screwed.
I love when women threaten state violence if I don't bend to their wants. Very attractive.
Easy to hide assets.And I teach this to men I know to protect themselves against the corrupt Australian legal system. You or any forensic accountant would never find them. Sorry, not sorry.
You absolutely should never marry a woman, no-one should ever be married to someone who thinks of them the way you think of women. If you're open to it and you view them in higher esteem, perhaps men would be more your type.
@Miss B: Offended that another person protects their assets because you think you deserve those assets because you had a romance with them. And you think I'd take relationship advice from someone like you. Haha. Just woke sweety.
@simonjb: You clearly don't view women as actual people, they're a collective evil to you. I don't want anything from anyone. I'd say the same thing about any woman who doesn't view men as actually people and thinks they're all just evil. No man should ever be married to someone like that.
My boyfriend and I do our stuff separately and it works for us, we're quite independent, shared expenses we just put in our share. We respect each other as people though, it's not thinking the other is somehow out to get us, like apparently all women are, we just like having 100% say in what we spend our disposable income on and we don't have kids. Obviously if the other needed something we'd help each other, but otherwise we just choose to spend our money as we see fit.
@Miss B: So you don't have kids expenses are equally shared and your boyfriend keeps his finances separate from you. He sounds smart.
As far as making the topic about me I'm none of the things you accuse me of, so you sound dumb, so stay on topic. Again, if you think having a romance with someone entitles you to their assets I disagree. Regardless of any Law.
@simonjb: My boyfriend is smart, but I've always chosen to keep my finances separate in relationships. Whatever money I have earnt has been enough to support me, so I have no use for anyone else's money or assets. My current boyfriend doesn't earn as much as me and has less assets, but even those who made considerably more or had more assets I didn't want to combine finances.
Things get more complicated for couples who have children, where one person is expected not to work, or one person financially supports the other while they are studying and they later earn more, or something else. If someone has less money or assets in part due to being in the relationship or having children with someone, then potentially it may be reasonable for them to be compensated for that if the relationship ends. In my experience this has been how these things are assessed. Assets from prior to the marriage are usually considered differently, but if their partner contributes to or adds value to the asset it gets more complicated - legally how long they have been together may be part of the assessment, whether that's right or wrong.
You keep bringing up your issues with women, you probably shouldn't if you don't want it to be part of the discussion.
@Miss B: LOL you wish I had a problem with women that would make this more palatable. I just don't agree with giving away someone's assets that they had prior to a relationship because they had a romance. What you perceive as what occurs in a property settlement is totally incorrect, read the experiences that people here posted. I doubt you brought any major assets to your relationship and then might think much harder and deeper about what I'm saying. So, separate finances, shared bills, no kids, you actually sound like you are doing your best to avoid a property settlement, good on you especially if you don't want to steal someone's prior obtained assets because of 'romance' you're not the majority though. If you read the OPs post he basically says everyone he knows including his family agrees with my sentiments. Do you have a cavoodle yet?
You're not wrong to consider potential issues down the track.
It's not the right attitude to assume that your potential love of your life will burn you, and you do have to have trust in them, otherwise the relationship will fail.
But, some people don't show their true colours when dating, and in other cases people do change, and some will go for the jugular in a divorce in an effort to ruin you - it's not a maybe, it's a fact thay some people are pieces of shit, and you can't always pick it before settling down with them.
All of those people who do get cleaned out in divorce by a personality they almost no longer recognise "thought" the person they were marrying was trustworthy.
Put your assets into a trust. That way, it's not technically "yours", but, depending on the setup, you do control it. Therefore any partner won't have any claim over it when splitting assets. Ideally though, it never comes to that and you find a great partner who's trustworthy and you both live happily ever after.
Lol suddenly i felt i have join the divorcee chat group. Sorry guys… I must leave this topic must… Not hurt you guys more after what you have gone thru.
Poor souls…salute
PS: Get a dog to heal the soul it will stay loyal.
True dogs are loyal.
It's the false ones you have to be wary of.
Ha, ha this made me laugh………."she will steal half my investment."
First she steals your heart, then she steals everything! That's how they get you, watch out!! :)
you forgot the part where the government then fu*** you with their CGT.
edit: then you think to yourself, that's not bad, i get 25%
You forget about the stamp duty and interest rates.
Not bad 5%.
5% over 10 years. At which point a dog comes and shits on your property.
marry someone with a trailer, so you two can live in the said trailer on said land together.
1: Your "investment" is yours to keep… purchased b4 the Barbie.
2: Barbie's brain has been hard wired with images of white knights upon horseback. Mention to a woman you have a horse, and then snap your fingers to being them back into the here and now.
All the heroic imagery Barbie has ever thought of is now manifested in you and your horse. It is you Barbie feels certain will whisk her away from the ogre father or equally oppressive workplace environment.
Speak of building "yourself" a nice homestead with a "white picket fence" — some where where your children can play and grow in the healthy fresh air… snap your fingers to bring Barbie back into the here and now.
3: So yes, you need this horse. The horse is your EGO, and you are its ID.
4: But obviously, all that you have built by hand will eventually all be Barbie's…. but at least you have the trusty steed to ride off into the sun set.
Id be more worried about gypsies setting camp there
With reference to the comments about stealing - So you can’t buy a house because of the insecurity feeling that she will steal or wouldn’t like ? Where is freedom of thought and freedom of life ?
JOKE!!!!
If you're going in to a relationship thinking this person is gonna take my sh1t I would suggest finding a partner you like.
Ah, the great Australian dream, owning your own block with nothing built on it.
You should use it as a pickup line, "I've got my own land ladies"
Also, the reason to not get married if you are a male, is because you will lose all ambition/creativity. Every single great invention was invented by an unmarried man. As soon as they got married, 99% of their brain cells disappear. Fact.
Young single men can afford to take risks - like quitting your job to work on an invention in the garage.
Older married men with families to support are much more risk adverse, you gotta keep the kids fed and a roof over their little heads. So it's time to sell that motorbike and have a steady job.
if anyone should know, it's Walter.
There is always going to be a risk to your assets when you get married, but the type does not matter - house, cash, or any other investments are all up for grabs!
But honestly man there are a lot of risks in life and if you want to get married and start a family someday then this is one you have to take.
Just make sure you choose a high quality woman, it's on you really if you pick a dud.
Just make sure you choose a high quality woman, it's on you really if you pick a dud.
Two duds sometimes make a perfect fit. I know lots of scum bags at work with partners who are equally disgraceful people.
My understanding is that you don't instantly lose half your assets as soon as you marry or get into a de facto relationship.
So it's really a matter of making sure your partner is "the one" as soon as possible. If you break early it's most likely just a payout to the other party for their "contributions".
Once you're married for like 5+ years OR have kids then yeah you're stuffed.
Bought a house 2 years ago while i was single at 23 put 60k deposit that was all saved while earning under 40k a year at woolworths. Only have 150k left on the mortgage now.
Have a girlfriend that lives with me and puts her money into my account.
7months living together is all it takes in a defacto relationship to be in a situation to half your investments if you ever get into a bad situation like that. just dont cheat on her and it'll be all good.
You have a roommate that pays rent. Repeat, roommate.
Do 80% of the people you know share just the one brain cell? This is one of the stupidest things I have ever read and a good example of what happens when you let LNP voters breed. No, I can't think of a single reason at all for not buying a property while single. Ridiculous.
Sometimes I get/understand why things have trigger warnings.
I often think they are weak.
I don’t know your background HardlyCharly. Maybe it’s as diverse (or more) than mine.
I remember the only time my Pop talked to me about the racism he experience in his life as black (African) man here in Australian during the 10s-90s. The racism he mentioned that was spoken was usually I reference to breeding. “breed them strong but dumb.” “Stupid boong*, not a smart bone in his body”. My Pop went to Canterbury boys, was an accomplished runner during his time their, achieved good marks, he worked hard to support his family. He tried to sign up for WWII but was rejected because of the colour of his skin and his surname. His brother wasn’t discriminated against (another enrolment office. However he copped it when Singapore fell and he became a pow under the Japanese. They also judged people because of their breeding.
Breeding is always the common denominator of racists and bigots.
I guess thankfully you haven’t said that LNP voters shouldn’t breed but it’s not really a fine line with bigotry.
My pop’s name was Andreas Pedro Santos. He was born in this country to an immigrant from Cape Verde Islands and an Australian whose heritage was Jamaican.
I don’t care if I get band from this site, but you are a bigot and have touched a nerve with your breeding insult.
*Strangley they used aboriginal derogatory terms even though he was African.
Consider splitting the mortgage / debt if you get divorced. I think you're stupid if your criteria is depended upon future divorce settlement.
All G, maybe worded incorrectly, absolutely no resentment, but when you go ~$500k / $60k at 30years old you can't help but think "what happens if we got divorced down the track?"
Note - we weren't married when we bought the house, we have no agreement in place, all our money goes into a joint account where all joint finances come from.
FWIW, there was not even a second of hesitation - I love my wife, and couldn't wait to buy a house and start our life together. You'd have to be a very chilled out person to be in that situation (and before you've had too much life experience) and think absolutely NOTHING of it.