This offer is only available to new accounts opened by Monday, 1 August 2011, by applying online via the Apply Now button.
ANZ Online Saver with 6.25% Interest Rate
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Agree that those conditions suck. Sounds like rake them in and then drop the rates.
Agreed…Not sure why you'd pick this over ubank?
If RBA drops the rate by 0.25% next month, everyone interest bearing account will drop - I think the condition is in there for such a scenario!
(nop - I have nothing to do with ANZ)
ubank 6.51% - hence this is not a bargain
This is nothing new. The offer has been going on for ages (well, at least since 2010).
as said ubank is 6.51%
bankwest regular saver 7% beat that
Not bad, but these conditions are a little restrictive:
- deposit between $50-$500 per month with no withdrawals
- link your Regular Saver to an eligible Bankwest account
- Rate:
Interest when account conditions are met
7.00 % p.a.
Interest when account conditions are not met
0.00 % p.a.
http://www.bankwest.com.au/personal/savings-term-deposits/sa…
bankwest kids account.
deposit between $50-$250 a month and get 10%p.a.
this type of account is not readily advertised but go into a bankwest and ask. the interest rate varies but this was the figure quoted to me 2 weeks ago at Chermside. and was the figure quoted(approx) to me 2 years ago at northlakes.
you have to start a new kids account -showing childs birth certificate.
you can't chuck $20,000 in there there, you start from $0.
max $250 dep per month
min $50 (from memory) dep per month
25 minimum, my daughter has it.. yeah 10% but if you forget then it goes to pretty much nothing for that month, - also dont think it works if you take money out - also after one year it starts again. (eg it moves all the money to another account…) and you have to build it up 250 at a time… so you end up not getting the 10% interest on your full savings after one year.
i figure the way they've done it unless its a new account,with no $ and you want to use it like its designed (25-250 bux a month) then your going to loose interest on a bit of your money or have to have a second high interest account.
bankwest regular saver 7% beat that
you can only deposit a maximum of $500 per month, initial maximum deposit is $500. is it next to useless. just use ubank and have your money available at call & at a decent rate.
try citibank………
A great introductory rate of 6.40% p.a.1 for the first 6 months of your accounthttp://www.citibank.com.au/AUGCB/APPS/portal/loadPage.do?pat…
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Introductory Rate (for the first 6 months) 6.40% p.a.1
Standard Variable Ongoing Rate 5.25% p.a.1
A note to existing customers - call them up and ask why you shouldn't close your account and open one a uBank account with it's better rate. They'll inevitably try to sell you another product, but if you persist, they WILL give the promotional rate to existing customers.
This is for all new accounts, including existing customers.
As a existing customer, I got 6.25% straightaway.
same..just went in and they created new accnt and i just transfered. Ubank is good if u like your money tied up for 12 months and like filling out 20 ID forms. Lame
i created my ubank account online. no id verification at australia post was necessary. money in the account is essentially available at call (overnight).
at any rate, your 6.25% bonus rate is going to end in november and after that you are stuck with a very avergage 4.75%
mattgal - I suspect this offer will be rolled over, just like how NAB and CBA's offer. At end of Nov, just open another new account.
no need big ears! go in and they give it to u on the spot
HSBC serious saver is 6.5% pa
Maybe we should have an OzBargain wiki on banks high interest accounts special limited time offers.
Or maybe just a permanent link to UBank?
True, its hard to beat UBank, and popular with many ozbargainers.
UBank is also one of the few high interest accounts that has a pay anyone feature.
One thing I'll say in ANZ's defence - their online banking is very good.
Give me UBank.
"Rate is subject to change. This offer is only available to new accounts opened by Monday, 1 August 2011, by applying online via the Apply Now button. This offer adds 1.5% p.a. bonus interest to the standard variable ANZ Online Saver interest rate (which, as at Wednesday, 20 July 2011 is 4.75% p.a. but is variable and subject to change) (the "Bonus Interest Rate"). The Bonus Interest Rate (the standard interest rate component of which remains variable) will apply until Wednesday, 30 November 2011, after which time the Bonus Interest Rate will revert to the then current standard variable ANZ Online Saver interest rate."
I'll stick with UBank https://www.ubank.com.au/ub/web/home at 6%+