Benefits of this card:
75,000 bonus Velocity Points when you spend $2,500 in the first 3 month
Free return virgin australia domestic flight each year
2 virgin australia lounge passes each year
Fee-free foreign purchases (no overseas transaction fee)
Multiple insurances included.
Up to 1.5 ANZ Reward points per $1 spent on eligible purchases
Yearly fee of $225.
Agreed fantastic card. Good feature set with the free trip covering the yearly fee.
exclusion period?
What's the minimum income and is it gross or net income, can't see?
I cannot find that information anywhere either, as a current cardholder I remember it being somewhere in the 40-50k region.
They used to quote $35k+, but have changed it to "good credit" so I'd say number of cards and applications will also have a play in whether you'll get approved.
From previous deals the minimum income has been $35k. But it's probably not specified this time around for a reason.. that each case will be assessed on it's own merits.
offer expiry date in title would be handy
Might be a better option to go virgin credit card if you are purely after points.
$64 for 60,000 points (previously was 75,000 points) and $129 virgin voucher, so key difference being not having 2 lounge passes and fee-free int. transaction.
https://virginmoney.com.au/credit-card/compare-our-credit-ca…
Well it's $161 for 15,000 more points and a return flight (worth basically double or more the $129 flight voucher), plus the lounge passes and international transaction benefits…IMO a clearly better deal than Citi, but subjective all the same.
Couldn’t agree more. Domestic flight pays off the annual fee itself and if you’re flying to Perth then they’re paying you to have the card.
Plus not having to deal with Citi, priceless.
Citi has horrible customer service/ online interface.
KEY difference is the domestic flight. That alone makes the annual fee worth it. And I hate annual fees.
The domestic return flight can be challenging for some people without medium term schedule/rostering certainty to make the most of. Availability is limited to the Getaway fare class and must be redeemed at least 60 days ahead of travel.
Yes, also can't be sold like the old Amex Platinum Edge flight could be. However if you have a half planned out life then this is still a big benefit. I've also both lounge passes for $50 each before, effectively making the annual fee $125.
For me this is the big selling point of the card. I live in Sydney but my parents and brothers live in Perth. Return flights to Perth on long weekends (especially at decent times) can easily run well past $600. Even if I never put a cent through the card it would be totally worth having it. I know when the long weekends will be so it's no problem for me to plan it out way before the 60 days and well before the T code seats book out.
Whats stopping you from getting both these cards?
Great card! Signed up for this last year with 80k velocity points bonus, used the domestic flight on a trip to cairns which was $450 return in cash value (Double the value of annual fee) + lounge passes and no forex fees makes this a no brainer!
Yep, done the exact same. One credit card that I will actually keep for more than a year.
What is the value of the 75k velocity points if I don't want to redeem it on flights?
Depends on what you do with it. Redeeming for gift cards, around the $400 mark. Selling through the classifieds, more like $800.
Hmmm looks good then - free flight will offset annual fee plus $400-800 value for points then free lounge access. Thanks!
You could also sell the 2 lounge passes, for anywhere from $30-50 each.
What's selling through the classifieds?
Advertising your points for sale on ozbargain classifieds page
One-way flight to Singapore in Business class.
Great card. Just used my free flight from Sydney to Perth. Got status credits and velocity points for the flight and upgraded for 30k points for the flight home.
"The complimentary flight is not eligible for Velocity Points and/or Status Credits earn."
How did you manage that?
I found the booking reference through the itinerary they sent me and added to my account. To my surprise it actually worked 😂
Was this before or after the trip had taken place ?
I’ve done that, got no points or status credits for it.
From Virgin's perspective, all they're doing is taking a booking from another travel agent (somewhat discounted, but not absurdly cheap). Maybe they got a bigger discount by agreeing not to add FF numbers, but there is no separate booking class, hence adding it to your Velocity profile will give you the standard points and SC.
I've tried both reference numbers, the VA and the ANZ Travel one and neither worked for me???
@robbiecau: It’s the booking reference at the bottom of the ANZ travel itinerary. Marked “Airline Booking Reference”
I agree with the comment above. I redeemed free flight and added booking no on velocity app. I just took return flight to Brisbane and checked my account, surprisingly got points and status credits for it.
Can you earn status credit on free flight ?
You’re not supposed to, but I have the last three years I’ve used it.
Yes as it's just a booking via a "travel agent"
Does the bonus lump of velocity points for the first 2500 spend automatically get added to your velocity account?
Dam it got this card 2 years ago when it was 40k signup maybe I should cancel and go again
There's a 12 month exclusion period…
True card churner would have cancelled after receiving the points and waiting out the 12 months exclusion period to start again.
Free flight can be used for Hamilton island which rarely goes on sales and it’s way worth it (usually $400+ return)
Commenting from Hamilton Island right now having used my free flight from this credit card to get here :)
Used to be 100k though, hmm!
Pretty sure the highest it's been before is 80k VFF
Show me 100k for this card and I’ll show you a thumbs up.
It always hovered around 40k then jumped to 80k and now 75k, maybe you're confusing it with a different ANZ card
$225 is a decent annual fee. A flight with Virgin usually averages about $230-$250 for me if they don't have a $99 sale.
Very tempted…
So you get 75,000 AND a free domestic flight?
Yes, the 75k points is an opening bonus. The free flight is a yearly benefit.
Sounds nuts. Annual fee $225 for a return flight worth…$600ish?
It’s way worth it. Used it return to Perth last week! Got status credits and velocity points for the flight. Not only that, I upgraded to business for the flight home for 30k points and it was a lay flat bed!!! 😱
@nightelves: There's a lounge/bar on their 777 planes, the ones that fly up to LAX, but not for the smaller A330s that go to HKG and do some of the PER-SYD/MEL flights.
@SeaWolf au: Oh ok makes sense. Not sure why I got neg but it's probably due to not knowing the plane.
How long is this deal available for?
Nice one gherkins.
Signed up for the 60,000 points. Fast forward 3 years later, still have the card.
Then you would have lost 155k Velocity in the process.
And gained 3 free return flights.
Only two given that there's a 12 months exclusion period in between applications.
How long did it take people to get the points? I know its usually 6-8weeks after the spend is met but I want them NOWWWWWWWWWWWWWWWWWW
Why so negative? I signed up in May and I've had the card for four months so I was just wondering……geee
Have you done the obvious thing and rung them? From memory you’ve got to apply for them on the ANZ sire using a reference.
own it.Awesome value given I fly from Melbourne/Brisbane to Perth every year.
Restrictions on claiming free flight?
It needs to be booked 60 days in advance.
If I have the card for 11 months and cancel (before 2nd year annual fee kicks in) will my Velocity points vanish?
No. Velocity is separate to ANZ. Standard expiry of velocity pts apply.
+$65/year per additional card holder.
Does the additional card holder become eligible for all the benefits too, i.e. lounge passes, points, free flight?
Not unleas you open a card in each person's name.
So it is pretty much useless getting a supplementary card then? Right?
@dealmaker: Guess it depends on your spend.
You could also just add the one card to your partner's Google pay or Apple pay thus negating a supp card. ;)
I have supp cards and only I get the lounge passes and all their points come to me
How do you claim the flights / lounge passes?
And can the lounge passes be sold?
You have to call them to book the flight and send out free lounge passes. Technically you could sell the lounge passes as they are physical passes, not one linked to your velocity account
I have this card as part of my package with my ANZ mortgage, however, I have to pay $45/year for access to rewards.. But no credit card fee of $225. I have booked return flights to Perth and Uluru so far in my 2yrs owning the card - so well worth it. Unfortunately, I didn't get any velocity points when I got my credit card. I wonder if ANZ would give them to me if I asked nicely? :-P
It's been a great card for international transactions too.
Yeah same. No fee for supps either unless you want their cards earning you points
What is supps?
Also, just a correction, it's $55/year I pay to earn rewards.. Not $45/year. It went up.
supplementary card
You would be better off getting the ANZ FF Black or Rewards Black when they have bonus point offers, as part of your mortgage since that would have zero annual fee. The $225 for the Travel Rewards card is split between $55 rewards membership fee (which you pay) and $170 annual fee. Paying the full $225 is worth it since you utilise the domestic flight. But you could be utilising your no fee credit card from your mortgage in a better way if you're interested in collecting points.
Wouldn't I still be paying $55 for the ANZ FF Black or rewards black anyway because you collect points from them?
Is this better than the ANZ Rewards Black credit card?
Yes and no depending on what you're chasing
Can you cancel the card before you actually take the free flights you have booked?
Can this replace a 28° card?
Depends - 28 degrees you used to be able to add price protection to it which might be valuable, lounge delay pass is still running, and global wifi access.
ANZ offers rewards points on spend, whereas 28 degrees doesn't. ANZ also offers the free domestic flight and lounge passes.
I have both as I want to keep my price protection with 28 degrees :) and potentially churn the ANZ
Where do you enter the velocity number? I don't see it being asked during the application process.
Hmm they didnt ask me as well?
Only eligible approved applicants will be contacted by ANZ to supply their Velocity number once the eligibility criteria is met. The bonus Velocity Frequent Flyer Points will be credited to your Velocity account within two months of ANZ receiving your Velocity number after the eligible spend criteria is met. If you transfer or cancel your new ANZ Rewards Travel Adventures credit card account before the introductory bonus Velocity Points are processed to your Velocity account, you may become ineligible for these bonus Velocity Points.
You'll get an email later on - just keep your eyes peeled
Is this after you meet the min 2500 spend or after approval?
Can't recall but the email came one week after registering for ANZ rewards.
If you're worried perhaps contact ANZ
Awesome card! 3 months til my exclusion period is over :(