got this email from Credit Savvy and here is T&C
**$100 eGift card
Take up NobleOak Premium Life Direct with a policy start date between 29 March 2019 and 30 May 2019 and receive a Prezzee eGift Card to the value of $100. To be eligible to receive the Prezzee eGift Card you must take up new Life Insurance cover and remain a policy holder after 60 days.
Eligible Recipients will receive their Prezzee eGift Card by email up to 90 days after NobleOak Life has confirmed their eligibility.
Just test the quote and it costs $2.86 one month for the lowest lum sum ($50,000) (but didn't check if limit of lum sum is one of the criteria to get the gift card)
It is usually more economical and tax effective to use your Superannuation fund's life insurance.