$1,500 Cashback with a Complete Home Loan Package (New Home Loan Customers Only) with Bankwest

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Bankwest

• 

  jazattack on 28/04/2018 - 20:38

  +2

  The interest rate looks awful. 3.99% variable?

  • 

    Fuzor on 28/04/2018 - 21:24

    When in the world did 3.99 become awful?

    • 

      dcep on 28/04/2018 - 21:29

      you'd be surprised unless you consider 0.3% is nothing

    • 

      NoDiggerty on 29/04/2018 - 00:21

      When you can get 3.8 most places

    • 

      jazattack on 29/04/2018 - 08:08

      For owner occupied? I hope your loan isn't above 4% lol. Plenty of options well before 3.99%…

      • 

        Fuzor on 29/04/2018 - 20:02

        hmmm…jes I'm with Westpac and thought 3.99 was the best they offered

      • 

        jazattack on 29/04/2018 - 20:05

        @fuzor: funny that isn't it. Someone mentioned St George, who is owned by Westpac, but looks like they've got a competitive rate.

• 

  Trying2SaveABuck on 28/04/2018 - 20:44

  I initially was with bankwest they are decent i'd take them over any of the big 4 but you can do better else where

  • 

    Russ on 28/04/2018 - 21:06

    +12

    Their disconnection from "the big 4" is only superficial. Bankwest is owned by Commonwealth Bank.

    • 

      Hogg on 29/04/2018 - 09:16

      True but somehow they do have good value for money products when compared to CBA. They have the best business transaction account I could find.

      And of course their platinum MasterCard is great for purchasing stuff overseas.

      Whereas I've never found CBA to have any value for money financial products.

      • 

        Russ on 30/04/2018 - 03:11

        They have the best business transaction account I could find

        I'm curious, how good is it, and when did you start the account? When I went looking many years ago, they had a monthly charge for business accounts. I managed to get a free transaction account and investment (interest-paying) account, both in my business name, from StGeorge.

        Were you able to get a credit card in your business name, and does that have a monthly fee? The Bankwest Platinum is only for "personal and household" use, and is only available to "individuals", not businesses.

      • 

        Hogg on 30/04/2018 - 05:04

        +1

        @Russ:

        Started the account almost 2 years ago. Was the best value I could find with no monthly fee as well as no fees for silly things I saw from other banks which I can't remember now but from memory things like caps on free transactions and using tellers.

        I was talking about a Platinum MC for personal use as its quite a well known OZB credit card for use with overseas purchases.

    • 

      Trying2SaveABuck on 29/04/2018 - 09:46

      +3

      this is true

      but!

      Almost all smaller banks are owned by the big banks…. even Ubank is owned by NAB, St George/Bank of Melb owned by Westpac etc

      But they have different products which is the important thing they are better value for money then the big four (what I should of said)

      I dont care who owns what as long as it gives me a better deal if that makes sense

• 

  hoxygt on 28/04/2018 - 20:45

  4.41% comp rate - gotta get that $1,500 outta ya somehow, they sure as $hit ain’t pulling it outta their own pockets!

  Then again I don’t have offset but for those who do prefer an offset arrangement maybe 4.41% isn’t too bad?

  • 

    OldBugger on 28/04/2018 - 21:41

    +3

    No, 4.41% is average at best. The annual package fee of $395 is high. Want offset and a good rate, see BOS or redraw go UBank

  • 

    Trying2SaveABuck on 29/04/2018 - 09:47

    if that is owner Occupied that is terrible

• 

  Steptoe on 28/04/2018 - 21:27

  +1

  You can do better any day of the week at brokers like http://www.cashbackmortgage.com.au

• 

  mikokik5 on 29/04/2018 - 07:06

  Bankwest is CBA.. FYI

• 

  mikokik5 on 29/04/2018 - 07:08

  Make sure you know who you are dealing with..

  • 

    hoxygt on 29/04/2018 - 11:15

    And have a backup contact in case your existing bank manager ends up in jail….

• 

  maverickjohn on 29/04/2018 - 11:39

  I just refinanced with St George. Rate was 3.68% with comparison rate of 3.69%. (initial starting fees of about $500 but no ongoing fees at all)

• 

  audz on 01/05/2018 - 11:24

  "Plus, you could be rewarded with $1,500 cashback if you submit a ‘Register your interest’ form online by 8 May 2018. Eligibility requirements and T&Cs apply."

  To be eligible for the $1,500, you need to bundle/refinance your home and an investment property.