Citibank Investment Home Loan Int Only with Offset: 4.09%P.a. (CR 4.45) [Min 500k] + $1,000 Broker Cash Back

Store RepPObtain Finance on 09/10/2017 - 20:08 obtainfinance.com.au (411 clicks)

Mention'ozbargain'forcashbackoffer

Discounted Investment Home Loan from Citibank. Further cashback of $1,000 is being offered by us payable within 30 days after settlement. Message us through Ozbargain or email [email protected] or speak to us on 02 8091 5797 for further info about this deal and other special home loan offers available. Please note that this offer applies for total lending over $500,000 applying to aggregate balance of loans being refinanced.

Rate Table:

Repayment	Rate	Comparison Rate
Interest Only	4.09%	4.45%
P&I	3.99%	4.35%

Fees & charges:

Application Fee	Settlement Fee (one-time)	Annual Fee	Discharge Fee (Fee for exiting the loan)
Nil	$250	$350	$350

Call

02 8091 5797

Email

[email protected]

CRN: 434339 ACL: 390502

Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Financial Home Loan Loan Mortgage Broker

23 Nov 2017

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closed Comments

tonyjzx on 09/10/2017 - 20:25

+1

Your estimated monthly payments are $2,413.09.

Total loan repayments $868,713.21
Total interest paid $368,713.21
- bryans on 09/10/2017 - 22:19
  
  If you are paying interest only it is $1,705/month @4.09%p.a for $500k loan
  
  This will shoot up to $2,637/month @3.99%p.a at the end of interest only period assuming you have 25 years left on the loan
51ngh on 09/10/2017 - 20:33

-2

Rep: Why is CR based on a $150,000 loan when the min. for this deal is $500k ?
It would make more sense and give a more accurate (probably would work in your favour) if the CR is based on the min. amount
- ruskiromka on 09/10/2017 - 20:48
  
  +2
  
  Because that is how CR is defined.
- chumlee on 09/10/2017 - 21:10
  
  CR is prescriptive across loan products
igorinich on 09/10/2017 - 20:35

do you have an owner occupied interest only home loan?
PeppaCat on 09/10/2017 - 20:49

last month citi has 3.63% for PI.
Is the promotion finished?
- cuteduck on 09/10/2017 - 20:58
  
  Investment Home Loan, not Owner Occupied
- Store RepObtain Finance @ Obtain Finance on 10/10/2017 - 21:36
  
  Hi It's now 3.69% for Owner OCC P&I. PM me for more info.
tokziktigah on 09/10/2017 - 23:38

Any deals for below $500k?
- Russ on 10/10/2017 - 00:54
  
  -1
  
  Get the loan for $500k, and put the remainder back onto the offset account.
  
  However only works if your property is worth more than $500K.
  - tg on 10/10/2017 - 09:02
    
    Only works if your property is at least 625k, i.e. 500k / 0.8
    - tokziktigah on 10/10/2017 - 18:25
      
      Correct. Might be a stretch to have such an increase in valuation for us hence interested in a deal below $500k
- Store RepObtain Finance @ Obtain Finance on 10/10/2017 - 21:37
  
  4.19% fixed rate Int Only/Investment for 2 years with another lender. PM me for more info.
footyboy on 10/10/2017 - 12:33

Is this a guaranteed discount off the svr rep?
- Store RepObtain Finance @ Obtain Finance on 10/10/2017 - 13:59
  
  Hi, this is an ongoing rate.
footyboy on 10/10/2017 - 17:28

What product?
cerene on 17/10/2017 - 21:43

im giving it a go.. lets see if this stacks up

This was posted 7 years 2 months 13 days ago, and might be an out-dated deal.