Hi, I was hit by car from the back few months ago.The person at back accepted his mistake he told he have insurance, but after sometime he told he have no insurance .Now after 2-3 months no reply from him,he is just ignoring me.Now I just want to know if I go with my third part insurance company it say"Uninsured Motorist Extension market value up to $3,000".So my question is I have to pay any access ? And I can get it repaired by my own mechanic ?. Please reply if anyone have same experience.
Note-Please don't comments ask this question from your insurance.I just asking if anyone have similar experience ? since it can help me to file my claim.
@lordra:
you're in nsw, so you already know that we're only required to have ctp to cover personal injury. anything else is optional.
this requirement gives motorists in nsw choice, which doesn't seem to be the case in those countries mentioned in this https://www.ozbargain.com.au/node/334363#comment-5155771 post. some motorists may find it convenient to use one insurer for all their insurance needs, while others prefer to shop around for the best price and use multiple insurers.