My partner and I had to fly back home for 11 days due to a family emergency. When we got back we see that the wheel caps of my Suzuki Swift which I had purchased just 3 months ago were gone. I live in a gated apartment complex with entry restricted to only those who have keys (Although, I guess it wouldn't be too hard for someone to climb over the gates) and my car was parked in my designated covered parking area. There are signs nearby that states that the area is monitored by CCTV (there is a heritage/tourist attraction right next door).
I have filed a police case but I have been told that this is a fairly common thing and the police didn't seem eager to investigate. I called up the rental agency and asked if such a theft was covered under my tenant policy but apparently it is not. I was also told that there is no actual CCTV coverage in the area (not surprising, because I never spotted a camera). I have a comprehensive car insurance cover but I don't want to make a claim as I would lose my No Claim Discount and my premium would later increase by an amount that would be more than the cost of the wheel caps.
Though the loss is nothing major, I hate that I'm at a loss. It's even more frustrating that the police don't seem to wanna investigate because I feel like it would be easy to narrow in on some suspects given that the area has restricted entry, it was just my car's caps that got stolen even though there where more fancy cars right next to it and the culprits somehow knew that I was not at home for a while (even though the car wasn't coated in dust or anything). It doesn't look likely that an outsider took the effort to jump the gate, take off just my car's caps and jump back over the gates with the caps.. all for something that would bring in maybe $50-70 (the caps were not new and shiny either) when sold off.
Any advice on how I can cover my loss or get something done about this?
hardly a bargain, if you wish to endure "cultural" Melbourne just get a car with solid wheels instead of whining at bargain hunters.
Move to Queensland where criminals get even bigger rewards!
or even better post a piccie of how you "minced" them crooks