$600 Gift Card When You Settle a New Home Loan before 30 September 2017 @ Get A Better Rate

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Go to Deal

MarketingPeter MortgageBroker on 15/06/2017 - 13:57 getabetterrate.com.au (444 clicks)
Last edited 15/06/2017 - 14:01 by 1 other user

As a member of OzBargain we would like to offer you the opportunity to review your currently home loan. It only take 5 minutes to find out if you could be getting a better home loan deal.

Refinance* your existing home loan through Get a Better Rate and we will send you a $600 Westfield's gift card at the settlement of your new loan.

Get a Better Rate has access to over 40 different Australian lenders and provides a full mortgage broking service.

How does it work?

1. View current home loan offers with our Home Loan Comparison tool
2. Speak with one of our mortgage brokers, remember to tell them about the OzBargain offer
3. After your new loan has settled, we will send you your gift card
4. Tell your family and friends about the offer

To be eligible for the offer, your new loan must over $300,000 and settle by 30 September 2017.

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  incipient on 15/06/2017 - 14:09

  Broker's normally make about 0.2%pa on loans they bring across? Actually makes the $600 pretty generous, kinda.

  • 

    CapeFin on 15/06/2017 - 16:12

    We also get an up front… usually around 0.65%

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  King Steuart on 15/06/2017 - 14:14

  +1

  My broker emailed me the other day asking if I was happy with my interest rate, I said I was as I had negotiated it a few months ago, they said they'd put an enquiry in anyway and now I'm down to 3.94%. Can't complain, as I just took some cash out against the equity.

  • 

    JuryWheel on 15/06/2017 - 15:15

    Who are you with?

    • 

      King Steuart on 15/06/2017 - 15:55

      NAB Homeplus

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  justtoreply on 15/06/2017 - 15:36

  Usually i ignore this kind of stuff as i don't think anybody is going to get me better than i have.

  I think you need to give us an idea of the kind of rates youre getting. What kind of rate are we taking with the big 4? Let's say 400k borrowing at 50% lvr.

  • 

    MarketingPeter MortgageBroker @ Get A Better Rate on 15/06/2017 - 15:48

    Hi Justtoreply

    Quoting rates is often not accurate as there are numerous factors to determine the appropriate rate or product for an individual. But assuming you are borrowing $400,000 at 80% or less of the property value, on your owner occupied home with principal and interest repayments then the big four are NAB 3.98%, ANZ 4.03% CBA 4.12% and WBC 4.52%. As an alternative ING are 3.79%.

    This does not take into account fees or product feature which you might require.

    I'd prefer to talk to you about your loan if you are interested, please feel free to email me if you would like to discuss your scenario.

    Cheers

    Peter

    • 

      justtoreply on 15/06/2017 - 16:54

      +1

      Thanks. I'm all about the base variable rate (no special requirements other than offset and i repay fast enough that yearly fees don't mean much over a much shortened term). I'm less than the above rates, so I'm good. Thanks for being straight up with the rates, it helps alot.

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  j2009 on 15/06/2017 - 15:58

  Hi Peter, does the offer apply to new loan application? I don't have any home loan at the moment but might need one for investment property.

  • 

    MarketingPeter MortgageBroker @ Get A Better Rate on 15/06/2017 - 16:05

    Hi J2009 - The offer is available for any new loan which comes through OzBargain.

    I also suggest you get your finance pre-approval in place before commencing your property hunt. Let me know if you would like any assistance.

    Regards

    Peter