Owner-Occupier Variable Rate Home Loan - 3.44% (Comparison Rate 3.84%) with 100% Offset

21

Go to Deal

Associated[Deactivated] on 21/12/2016 - 14:28 resimacplatinum.com.au (519 clicks)
Last edited 21/12/2016 - 15:39 by 1 other user

Lender: Smart Finance, funded by Resimac

A loan amount of $500k over 30 years will result in a Comparison Rate of 3.53%.

A loan amount of $750k over 30 years will result in a Comparison Rate of 3.50%.

A loan amount of $1mil over 30 years will result in a Comparison Rate of 3.49%.

A loan amount of $1.5mil over 30 years will result in a Comparison Rate of 3.47%.

A loan amount of $2mil over 30 years will result in a Comparison Rate of 3.46%.

To take advantage of this special offer, please send me a private message with your email address and I will email you with the requirements.

Acceptable loan purposes:
Purchase
Refinance
Debt Consolidation
Cash out

Specific fees:
$299 annual fee
Application fee waived
Valuation fee at cost (usually $275)
Legal fees waived

Features:
100% Offset account
Inward BPAY
BPAY
Outward Third Party Direct Debits
Internet Banking
Redraw
Dynamic Repayments
Inward Direct Debits / Credits
Internal Portion Transfer (if a split loan)
Split Loan Facility

Criteria:
PAYG or Self Employed
LVR less than 80%
Most securities acceptable. For non-metro locations, please let me know the postcode and I will advise if acceptable
Probation not allowed
Income must come from Australian sources
Non-permanent residents excluded
Studio apartments excluded

Credit Representative Number 453 502 is an authorised representative under Australian Credit Licence Number 384 704

† The loan application is subject to the lenders standard credit assessment terms & conditions.
† Terms and conditions, fees and charges, normal lending criteria apply. Smart Finance Prime Horizon Standard Owner Occupied Home Loan Variable Interest rate is 3.44% (comparison rate 3.84%), correct as at 26th October 2016. Offer ends 31st January 2017, or may be withdrawn at any time. Other fees and charges may apply. Maximum LVR < 80%. Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: This Comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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resimacplatinum.com.au

• 

  lplau on 21/12/2016 - 14:35

  +3

  Lol, i don't trust a bank which their website doesn't work……

  • 

    Vodafail on 21/12/2016 - 14:51

    +1

    The site is routed through Nigeria, please provide your bank account details for the webpage to load

    • 

      cuteduck on 21/12/2016 - 15:05

      scamfinance.com.au

  • 

    Associated[Deactivated] @ resimacplatinum.com.au on 21/12/2016 - 15:22

    Website is https://www.resimacplatinum.com.au/

• 

  Looking4Bargians on 21/12/2016 - 14:43

  +1

  Your offset amount will be empty like their website.

  • 

    Associated[Deactivated] @ resimacplatinum.com.au on 21/12/2016 - 15:23

    Website is https://www.resimacplatinum.com.au/

    • 

      dlovep on 21/12/2016 - 15:39

      Update your link at the "Go to Deal" button, which shows a BLANK PAGE…

• 

  jwing0001 on 21/12/2016 - 14:58

  +1

  A Blank website and also variable rate will change anytime…so yeah at the moment it looks really attractive for the 3rd tier lender but who know when they will push the rate up again. Never ever done those variable rate in the 3rd tier lender as most will increase after draw enough client. A trap to be avoided.

  • 

    Associated[Deactivated] @ resimacplatinum.com.au on 21/12/2016 - 15:26

    They have made a rate announcement today to keep rates on hold as they have been for the last rate decrease on the 3rd of August, 2016

    • 

      Name on 21/12/2016 - 15:45

      There is more to a interest rate than what the RBA does. Surely working for a bank you should know this. Most of the majors have already increased their standard variable for investment loans and the forecast is for an increase in owner occupiers early in the new year. Regardless of what the RBA does.

• 

  Name on 21/12/2016 - 15:56

  http://www.productreview.com.au/p/resimac-financial-services… a very long one person review explaining how Resimac can get such good rates

  and a review of RHG which was aquired by Resimac.
  http://www.productreview.com.au/p/rhg-home-loans.html

  I'm sure they have lots of happy customers too though that don't go and complain.

  • 

    Associated[Deactivated] @ resimacplatinum.com.au on 21/12/2016 - 21:12

    +2

    http://www.productreview.com.au/p/resimac-platinum.html

    http://www.productreview.com.au/p/state-custodians.html

• 

  Loki556 on 21/12/2016 - 16:00

  +1

  Resimac funds State Custodians, who have been consistently voted one of the best lenders in Australia. So while this post is a bit flaky, Resimac are a reputable lender.

• 

  Sidor on 04/01/2017 - 18:20

  Have investment loan with Resimac, just came back from Christmas break and surprise-surprise, Resimac sent me a letter that they increase interest rate from 6/01/2016 by 0.10% for no reason at all.

  What a great Christmas present from Resimac, thank you!

  • 

    Associated[Deactivated] @ resimacplatinum.com.au on 04/01/2017 - 23:59

    -3

    This rate increase was for existing clients only and not new clients. You will also note that all the majors increased rates by more than what Resimac did