UPDATED
Hi all,
I would just like to give an update:
I've decided to take a cash settlement instead.
Thank you for all the comments and advice.
I'm sorry that I didn't end up getting any Swiss watch after all the great feedback I received!
Maybe in 10 years' time, I will reconsider that moonwatch…
Kind regards,
brotherrfranciz
UPDATED
Hi all,
My house was burgled back in July. Amongst other things stolen, I had AU$2,000 worth of watches stolen. (Luckily, being an Ozbargainer, I had paid a lot less than the value and also kept all receipts.)
My home insurance are paying for the replacements. I have decided rather than replacing like for like, I'd just pick 1 good Swiss watch and be done with it. I know, probably not the Ozbargain way to fork out for an overpriced watch, but I don't want the hassle of picking a bunch of cheap watches and just want to move on with my life.
The insurance rep told me to visit Watches of Switzerland and Hardy Brothers in Melbourne CBD, pick out a watch and they would buy for me.
I am a bit of a novice, so I would very much appreciate some advice about good Swiss watch brands within my AU$2,000 budget.
Also, a separate question more out of curiosity (insurance will only purchase from a brick and mortar store in Melbourne and not online): when doing my own research online, I keep coming across jomashop, which seem to offer Swiss watches at reduced prices, including the Omega moonwatch that I have taken an unhealthy fancy to (for my wallet). Any comments about reputation or first hand experience with jomashop?
Thank you!
I've never had to use my insurance, but is this how it normally works? You get $2000 in Watches stolen, so they let you spend $2000 on a new watch of your choosing? Would it work similar for electronics - get $4000 of various laptops stolen, would the insurer let you spend $4000 on buying one super good laptop as a replacement?
I'd always been under the impression that replacement was done like-for-like by the insurer with out your input.