This was posted 8 years 3 months 9 days ago, and might be an out-dated deal.

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Bank of Sydney 3.54% Pa Owner-Occupier Variable Rate Home Loan. $0 Setup/Ongoing Fees (QLD, NSW, VIC, SA, WA Metro only)

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Bank of Sydney 3.54% Pa Owner-Occupier Variable Rate Home Loan. $0 Setup/Ongoing Fees (QLD, NSW, VIC, SA, WA Metro only)
Go to Deal
sacs2k1 on 18/08/2016 - 10:46 banksyd.com.au (2960 clicks)
Last edited 18/08/2016 - 13:52

On paper it looks like one of the best home loan deals out there.

Variable rate: 3.54%pa
Comparision rate: 3.55% pa

$0 application fees
$0 ongoing monthly fees
Free Offset account
Fee-free Platinum Credit Card
Android Pay

Criteria:
PAYG only - so not available for self-employed
LVR less than 80%
At least 1 year in same line of employment
Sydney, Melbourne, Adelaide Metro postcodes only QLD, NSW, VIC, SA, WA Metro postcodes only

Cashback - Mortgage brokers are offering up to $1,500 cashback. Read comments for more information.

Financial Home Loan Loan

Related Stores

Bank of Sydney
Bank of Sydney

closed Comments

  • Archimylife1279 on 19/08/2016 - 18:30

    Just wondering if the title is correct or Bank of sydney has changed applicable region? In the link shows Sydney, Melbourne, Adelaide Metro postcodes only

    • Jster on 19/08/2016 - 19:26

      naritas on 18/08/2016 - 11:38
      Sacs2k1, great post. We have a suggested edit that may be of interest to you/Ozbargainers…For anyone going through a broker the number of areas considered acceptable is expanded to include metro QLD, VIC, NSW, SA and WA (up from the standard Sydney, Melbourne & Adelaide).
      Hope this helps.

  • Deal finder on 22/08/2016 - 11:49

    Is the $1,500 cash back offer only per customer or per loan? I mean if i have 3 properties, will i get $4,500 for refinancing the 3 loans?

  • mducpham on 22/08/2016 - 13:59
    +1

    the rate is too good to be true, however no support or respond at all from these guys. My broker has been trying to contact the BDM (as I live in Perth) and left messages but no respond and when calling the broker assist line, it rang out and diverts to the same BDM number, i'm not feeling good about this at all.

    • timnkoo on 22/08/2016 - 15:37

      Hmmm. Can you keep us up to date with how this progresses, as I'm sure a few ppl would be interested and sitting on the side lines waiting to move (me included)

      • mducpham on 22/08/2016 - 19:32

        sure mate, COB already and I haven't heard any more update from my broker yet …

  • Ajax on 23/08/2016 - 14:08

    Spoke to a broker, Bank of Sydney do only 70% loans for units which have 4 or more levels and also have units less then 28.

  • jontymate on 25/08/2016 - 11:37

    Looking for refinance any broker can PM me

  • vcdeal on 01/09/2016 - 09:20

    Looking for refinance any broker can PM me

  • dndaus on 01/09/2016 - 22:54

    Looking to refinance please brokers Pm me also. Very interested in this deal.

  • dndaus on 02/09/2016 - 21:06

    Sorry turned on private Pm. Brokers please Pm.

  • Sunshines bright on 03/09/2016 - 21:38
    -1

    Don't trust the broker mls1989, he will mislead you! He lied to me to get me to make an application with him.

    • Stahh on 04/09/2016 - 06:48

      Please tell more and which broker is that naritas?

    • [Deactivated] on 04/09/2016 - 19:07

      Did not lie to you. Each of your emails were rude and because of this i decided not to do business with you. All the other ozbargainers that got on board have been pleasent.

      • Sunshines bright on 04/09/2016 - 21:47

        I have no clue what he is talking about, I was only rude, if you want to call it that in here! I only gave him what he wanted and completed an application as he asked of me, after he told me I would qualify, then out of the blue he says I do not qualify. No explination what so ever. So I called him a lier.

      • Sunshines bright on 04/09/2016 - 21:49

        Matter of fact in here he claims to ba an associate of the ba nk of Sydney, but that is not what he sent me to prove he was a broker.

        • [Deactivated] on 04/09/2016 - 22:14

          I never claimed to work for BOS. I am a broker with access to BOS. Your attitude was my reason for not proceeding with your application. I had a lender lined up based on your UNIQUE circumstances.

        • Sunshines bright on 04/09/2016 - 22:42

          This is who he claims via email to be,
          "Kind regards,

          Mathew Spiteri

          Senior Mortgage Broker

          E [email protected]

          So he is with finsure
          https://www.finsure.com.au/

          Not the Bank of Sydney.

        • Sunshines bright on 04/09/2016 - 22:52

          @mls1989:

          My attitude is a result of being lied to, nothing more, and everyone in here needs to know who they are dealing with. You did lie to me!!! And I did not have any attitude except initially a lack of trust before I gave you all my personal details (and I did give you personal info) and allowed you to process a possible loan for me. I then trusted you to take care of my needs and you failed miserably.

          I have since been told I do qualify but I had a bad broker handling my information!

        • Sunshines bright on 04/09/2016 - 22:53

          @mls1989: per your user profile in here!
          Representative for
          Banksyd.com.au
          Member Since
          30/06/2011
          Last Login
          39 min ago
          Statistics
          29 posts / 205 comments
          Location
          Melbourne

    • random101 on 16/09/2016 - 14:19

      I used him and he has been outstanding! I couldn't recommend him more!!

      Absolutely brilliant service and I don't say this lightly.

      He replied to emails in no time at all and managed to get a loan from application to settlement within a week 72 hour approval.

      Love to see any other broker do that - best yet he is generous with his cash backs and tail returns!

      • Sunshines bright on 16/09/2016 - 21:11

        Wonder why he had such hate towards me? I am sure I was only cautios about giving him my personal info, but in the end I did and so strange that he said I was denied? Since then I have had a broker and a bank say I qualify and should have no problem getting financed. Truly I was unaware of being rude and in the end it was his loss financially. Wonder why the hate? Maybe your a sock or friend defending him. I do not trust him but if you feel good about your deal, so be it.

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