AMERICAN EXPRESS PLATINUM EDGE
I doubt there are many ozbargainers out there without one of these cards. They are brilliant for points earn at supermarkets & the low annual fee is easily offset by the free flight. - The free flight is with Virgin and is Basically a 'Saver' level fare. So wherever you see saver availability on the Virgin web site, you should be able to book that flight if it's an approved route. The flight includes baggage.
I will post the standard deal details, but I need to point out that where this deal shines is if the the applicant uses a referral link. Using a referral link increases the points bonus by 5000 & reduces the first year annual fee to $0 (fee has gone up to $195 since am 4 July) That is pretty much in line with the old priceline platinum edge, except I believe this is better as the points on offer are more (15,000 vs 13,500), and to trigger the bonus points, you don't have to spend at priceline (which was restrictive for many).
So if using the referral link, the referee will receive 30,000 points and you will receive the extra 5000 Points. (It is easy to set up a referral link and add it to the wiki once you have your card)
Any regular Ozbargainer will know of the value of Statement credits, and this card is a great way to take advantage of them. There are usually a slew every month, and then there's also shop small every year.
See below for some recent (albeit expired) examples.
https://www.ozbargain.com.au/search/node/statement+credits
Standard Platinum Edge Deal
- $50k Min Income
- $195 Annual Fee
- 10,000 Bonus Points after initial $750 spend
- Free Domestic Flight (routes here - http://www.americanexpress.com/australia/campaigns/platinum_…)
- Apple pay compatible
- 3 Points per $ at Supermarkets
- 2 Points per $ at Petrol Stations
- 1 Point per $ on most other spend
- 0.5 Points per $ on Utilities, Insurance & Government bodies
- 0% p.a. on balance transfers for the first 12 months
- Complimentary enrolment in the Membership Rewards Ascent program4 saving you $80 per year
- Overseas Medical Emergency Expenses Cover up to $2,500,000
- Personal Liability Cover up to $1,000,000
- Baggage, Money and Documentation Cover up to $10,000
- Travel Cancellation Cover up to $10,000
- Travel Inconvenience Cover- may even cover you for flight delays, missed connections or luggage delays
Bonuses using referral link
- Bonus points increased to 15,000 after initial $750 spend
- $200 travel credit INSTEAD of the free flight
The terms of this deal specify that to receive bonus points, you can't have owned an AmEx card in the last 12 months (bank issues Amex's not included). However there are many reports both on Ozbargain & elsewhere of this not being strictly adhered to (i.e. -getting bonus points even if you already have another AmEx card, or have done in the last 12 months)
Ozbargain Referral Wiki
You can also use any fellow OzBargainer's link from this referral wiki page: https://www.ozbargain.com.au/wiki/american_express_referrals
My Referral Link
Thanks in advance to anyone who is kind enough to use my link. http://amex.com.au/refer/claudfYXKS
Same, mine got credited to me today (less than a day after calling them) and removed from the amount owing on my statement.
Still waiting on my extra 20,000 points from referring a friend, but that's another battle.