Home Package Plus Standard Variable***
Owner Occupied Loans Repayment Type New Loans Standard Rate Discount Interest Rate Comparison Rate#
Borrowings <=80% of property value Principal & Interest $150,000 to $499,999 5.54% p.a. -1.40% p.a. 4.14% p.a. 4.15% p.a.
Borrowings <=80% of property value Principal & Interest $500,000 and above 5.54% p.a. -1.45% p.a. 4.09% p.a. 4.10% p.a.
LVR 80% to <=90% (incl. LMI) Principal & Interest $150,000 and above 5.54% p.a. -1.20% p.a. 4.34% p.a. 4.35% p.a.
Rates effective 14 October 2015 but subject to change.
*Offers valid from 14/10/2015 to 04/12/2015, for new loans only and are subject to change without notice and may be withdrawn at any time before a contract is entered into. The Package Variable discount is applied for as long as the loan remains part of the Home Package Plus and may be varied if the loan purpose or repayment type is changed before settlement. Pre-approvals, investment loans and loans with interest only repayments excluded.
Home Package Plus $1500 Cash Back Offer
Until 4th December 2015, we're offering $1500 Cash Back to eligible customers**
**Cash Back Offer applies to full applications (no outstanding Actual Documentation Requirements) received between 14/10/2015 and 04/12/2015 and settled before 30/03/2016. The Offer applies to new owner occupied loans with principal and interest repayments that form new lending of at least $300,000 in the Home Package Plus. Loan to value ratio, including Lenders Mortgage Insurance (where applicable), is less than or equal to 90%. The Bank will deposit one payment of $1500 for each eligible Package (not each loan) within 30 days after settlement into the Everyday Options account that forms part of the Package. Pre-approvals excluded. Offer is subject to change without notice and may be withdrawn at any time.
Home Package Plus Annual Package Fee Waiver*
Until 31st December 2015, we're waiving the $375 annual Package fee for the life of your principal and interest loan*
*Offer valid from 01/09/2015 to 31/12/2015. Annual package fee waiver applies to new owner-occupied loans of at least $150,000 with principal & interest repayments included in the Package. The Annual Package fee of $375 is charged and refunded for the life of the loan, expiring only if the loan is closed or varied out of the product or package. Offer is subject to change without notice and may be withdrawn at any time before a credit contract is entered into.
these special should be ALL existing customers not just to new lenders or refinancing ones