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Westpac Platinum Credit Card- 0 Annual Fee - 16 Mths Balance Transfer, Complimentary Insurance+

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A $0 annual fee offer and a 0% p.a. balance transfer rate for 16 months, Westpac's 55 Day Platinum Visa Credit card seems attractive with a minimum income requirement of only $30,000. Apply before 30 September 2015.

The 55 Day Platinum Credit Card features:

  • Up to 55 days interest-free on purchases when you pay the full closing balance, including any balance transfer or promotional amount, by the statement due date each month
  • $0 annual fee for the first year (a $90 saving) and $0 annual fee in subsequent years, when you spend $10,000 or more on purchases in the previous year using your card
  • 1 0% p.a. Balance Transfer for 16 months when requested at card applications for new cards only, reverts to the variable cash advance rate thereafter
  • 2 Optional Credit Card Repayment Protection, in case you lose your job or can't work due to illness or injury
  • (my favourite)- Complimentary Concierge Service
  • The complimentary insurance covers
    • Overseas Travel Insurance cover for up to six months on return trips
    • Purchase security insurance cover protects against loss, theft or accidental damage over a wide range of new personal goods for up to four months
    • Extended warranty insurance, extending the Australian manufacturer's warranty on new personal goods by up to 24 months.

$6,000 minimum credit limit

Related Stores

Westpac
Westpac

closed Comments

    • +5

      WHY ARE YOU YELLING AT ME!?!?!

      • why are you yelling at me mr snag

        • +5

          Sorry, when you started yelling I got scared.

        • -4

          @snagseb:

          there's this button on most keypoards called capslock. My IT friend told me about it. Its really cool. It is like permanently pressing the shift key down!

    • No need to shout. It's my preference as well, but i think that the combination of the features, especially with no annual fee (potentially over the lifetime), can be quite attractive. This would be amplified if you need the 16 months 0% balance transfer.

      • +5

        sorry i am a angry man.

    • They do rewards cards as well on the same 16 month 0% balance transfer http://www.westpac.com.au/personal-banking/credit-cards/rewa…

      • They all have annual fees as far as I can tell though.

        • 1st year free if you're a Westpac customer and apply via the customer link. Grabbed the deal the other day

  • -4

    No rewards points is a big minus.

    • Read above

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