A $0 annual fee offer and a 0% p.a. balance transfer rate for 16 months, Westpac's 55 Day Platinum Visa Credit card seems attractive with a minimum income requirement of only $30,000. Apply before 30 September 2015.
The 55 Day Platinum Credit Card features:
- Up to 55 days interest-free on purchases when you pay the full closing balance, including any balance transfer or promotional amount, by the statement due date each month
- $0 annual fee for the first year (a $90 saving) and $0 annual fee in subsequent years, when you spend $10,000 or more on purchases in the previous year using your card
- 1 0% p.a. Balance Transfer for 16 months when requested at card applications for new cards only, reverts to the variable cash advance rate thereafter
- 2 Optional Credit Card Repayment Protection, in case you lose your job or can't work due to illness or injury
- (my favourite)- Complimentary Concierge Service
- The complimentary insurance covers
- Overseas Travel Insurance cover for up to six months on return trips
- Purchase security insurance cover protects against loss, theft or accidental damage over a wide range of new personal goods for up to four months
- Extended warranty insurance, extending the Australian manufacturer's warranty on new personal goods by up to 24 months.
$6,000 minimum credit limit