Loans.com.au Variable Home Loan 3.98% (4.00% Comparison)

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Loans.com.au

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    syrex87 on 06/05/2015 - 15:03

    They've actually added the ability to change your pin via online banking, I did it recently.

    I've been in my new house for about 6 months now. I had a 30day settlement and all went pretty smoothly (10% deposit, valuation was fine). They initially sent out incorrect account details for my offset account (to my employer no less), but fortunately I caught it prior to payday.

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      twiz911 on 06/05/2015 - 16:55

      +1

      This is exactly what I mean. They said they will tell me when it is possible to change your pin. They didn't. But yes you can now change your pin online. Thanks.

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    sjfhsueh on 06/05/2015 - 16:55

    They taught me to say the keywords "backoffice transfer" when depositing cheques at the Westpac counter. Not that I deposit cheque often but the magic word works fine.

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  casey2 on 06/05/2015 - 16:24

  +2

  Been great for me. As long as you are a low risk, they will take you no problem. That's the only way they can offer such low margins. Finally a bit of white male upper middle class relief that's so sorely lacking in today's society…

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  DingoBilly on 06/05/2015 - 16:50

  +1

  Btw, you don't actually need a 20% deposit to get this rate… or maybe I'm such a low-risk they let it slide for me?

  I am on this rate, and originally signed up when the rate was 4.48% with closer to a ~13% deposit about 6 months ago. Same features as everyone else with no/low fees and the rate keeps getting bumped down with the rate going down as well.

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  [Deactivated] on 14/05/2015 - 11:27

  Been with them for a year and extremely happy with the rate and the service. I put rate first there as despite what the spruikers will tell you, rate is most important.

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