Me Bank 3 Years Fixed Rate Home Loan - 3.99% (Comparison 4.84%)

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ME Bank

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        joannatan on 15/04/2015 - 11:25

        @edwinlin88: treasury

        next time if someone ask you question, don't answer with another question, auto fail in the interview :)

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        DealzEddy123 on 15/04/2015 - 11:35

        +1

        well actually u didnt ask me. I asked you.

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  wkdmix on 14/04/2015 - 17:17

  If you are not sure why the comparison rate is higher or if this deal is right for you can always contact a Mortgage Broker. They will not only inform you of all rates and fees involved but if you were to go with this deal they would renegotiate the best deal for you in three years once the fixed period is over. Whether or not that deal is with ME Bank or someone else. Shoot me an email [email protected] if you would like a home loan check up or just some further information about rates and home loans.

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  ally ikon on 15/04/2015 - 08:16

  +1

  I'm currently with CBA with their wealth package and our fixed loan period is about to end this week. They are offering 4.44% fixed for 2 years or 4.54% for 3 Years With the same with wealth package (around $375/y) - comes with Amex card.

  With the MEBank loan I can see there is a similar option with a member package $395/yr where you get a Mastercard so around $1185 total on fees over 3 years.

  Realistically I think the standard fixed loan is better without the member package as its $350 in fees total (valuation fees -as we borrowed after 2011 and solicitor fees). Then a $200 fee if you switch banks after the 3 year fixed period? Is that correct?
  Seems like a pretty good deal if you plan to reassess after the 3 years and find another good deal, which we need to do anyway realistically.

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    joannatan on 15/04/2015 - 11:19

    try call mortgage broker to see if they got better deal. last time the mobile lender offering nab product for brokerage only, it is much cheaper than 4 big banks.

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    wkdmix on 16/04/2015 - 10:42

    In short yes is the answer Ally. If you take ME Banks fixed rate loan (with or without the package fee)and reassess in 3 years you will come out in front.

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