Scammed by Europcar. Is there anything I can do?

Hi Everybody, I've been contemplating this issue for a while and thought I would ask the professionals.

10 months ago I rented a car from europcar at the gold coast airport, this unfortunately was the same week of schoolies (of which I was not and just had poor timing) and the hail storms. I took the car from the airport which all the cars were parked not under cover, and drove it around for 4 days.

Two out of those days was heavy hail, one while I had the car, and one after I left. I checked the car in and they ticked it as fine with no damage, a week later I received an email that I am going to be charged 2.5k for invisible hail damage (We checked the car very well, but of course not with a black light). I responded requesting pictures and a quick completion because I purchased travel insurance and I don't want to leave them waiting, at the mention of travel insurance I never received another word from them.

9 months later, after the financial year they took the money directly out of my expired account (At the worst possible time, due to having a newborn baby and spending the rest of my savings on furniture as we moved out for our first time a week before the babies birth). I get paid monthly and they basically took everything leaving me to beg for money for the entirety of the month, 3.7k randomly with no warning.

Due to my financial issues and the fact that my card I produced to them was expired, I began a charge back so I could survive for that month, A month after this they responded to the charge back saying if I didn't send them the money they would A) take me to court and B) put me on a registry so I can never rent a car again, I buckled and gave them their money back. Their contract seemed pretty specific on this that irregardless of time or expired details their debt collectors can take whatever they want whenever they want.

Should have I taken them to court, is there anything I could have done, my baby is two months old now and I'm being put on a month of no pay so the only thing keeping me alive right now is my small tax back. Also is there a way to make sure they haven't charged another person for the same car in the past 10 months (The Receipts were a week before they charged me, so 9 months after the occurrence, and basically every panel on the car was replaced, I'm surprised they didn't replace the transmission at the same time and say its the hails fault)

(Note: the travel insurance failed, We made sure to purchase the cheapest one that covers rental cars for the day of the hail, I talked to the insurance company and they responded saying the package I purchased did not cover rental cars, So either it was a slight in error on our part then OR they changed their package over the past 9 months, of which I cannot be sure, ACE insurance essentials package through hsbc)

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Comments

  • +24

    invisible hail damage

    I'd have told them to get stuffed on that premise alone…FFS, invisible, how on earth could any reasonable person think that is ok???

    • +42

      Putting the link right almost at the top. Didn't want to add the link in the useless comment above as people not signed on can't see it.

      Support our fellow OZbargainer and like it!

      https://www.facebook.com/EuropcarAU/photos/a.212068822208017…

      • +2

        fwiw i have seen them remove at least 1/2 a dozen negative comments already

        • +4

          Thanks guys, so you see it too, Appreciate the candor

        • Keep commenting and like Michelle's post.

        • I wanted to post a comment on their FB about them deleting my previous comment and I found that I can't do that anymore.

        • +1

          @Love a bargain:

          You can still "share" the photo and add a comment. Its what I did.

        • +3

          @Love a bargain: wow, a real classy move banning people from their page, I left a picture of the angry simpsons mob lol, and now I can't comment either…

      • +1

        Cheers zeo. Shared, replied to Michelle's and replied to the general topic. Let's see if they remove or not.

      • +1

        Definitely supporting you! Just left a comment. I think we have enough OzBargainers out there to fill up their page? :O

      • Nice work, well done. I contributed and liked some of the posts.

      • It will be interesting to see how they resolve this. Because of the exposure via the bargs, I cannot imagine that they wouldn't refund in full - which should be the resolution regardless of the exposure though. Looking forward to OP update!

  • +19

    Wouldn't hail damage by definition be 'visible'?
    How can they charge you if they didn't spot it at the time it was returned? What would stop them from claiming damage which occurred after you returned it? Sounds very unfair.

    • +15

      Precisely. The other elephant in the room here is how could the OP be sure that the damage was not there prior to pickup, since it's apparently 'invisible' there's no way of knowing…completely unreasonable IMHO.

      • +3

        Exactly what I was thinking. How can they say it was invisible? Surely if that was the case they would have to prove it wasn't already there.

        • +13

          Therein lies the biggest problem, It has been driven for 9 months after I finished with it, what happens if it hailed over the past 9 months, and more importantly another poor guy got slapped with the same bill I did, what happens if they sent this to multiple people (especially if the car got into a crash, meaning they can bill two people, me and the guy who rented it immediately after me during the storm, and the final person who crashed it)

          As far as I know, there must be a reason they brought the bill in now, It must have been wrecked recently which explains the high cost and the whole car being rebuilt (Seriously it was a 4 year old Hyundai city car, I almost could have bought one for the bill they sent to me)

      • +4

        zombie boy, sometimes fighting a bigger company can be tough, even if you are right. I was in a similar situation, i was right but shoved around. however, did a credit card dispute and had it fixed asap.

        • +2

          @Son ofa Zombie: That's very black and white thinking there - you think one should either stand up for themselves and be a self-respecting human being, OR if they don't, they're a loser and slave.

          Real world isn't black and white or simple (much like your apparent mindset..)

          and FWIW - I haven't negged you. I rarely neg without replying first.

        • +3

          @waterlogged turnip:

          The problem is a lot of people don't stand up for themselves or are all talk and expect someone else will be a victim and dish out the just-deserts…'generally' people get ahead by treading all over the next person or operating on the understanding that they can screw you over with impunity because most people won't step to action and turn the other cheek.

          Maybe Zombie didn't word his response so eloquently and it comes across as attacking the OP, but The OP does paint himself as a coward… So many people I encounter are like this. They take rules/regulations and what people say as the finality of the matter because they are apathetic or scared and blindly follow…

        • +5

          @nerangsta: I get that, and in principle I agree with encouraging everyone to be assertive, defend their rights, not back down to big fish trying to get away with crap like this etc…

          (Side note: I'm having my own issues at the moment with a debt collector chasing me for $6 and $13 LOL - long story but I was in hospital for 6 weeks in 2012, private health insurance covered everything in the private hospital… over the following year I received bill after bill for blood tests done almost daily and sometimes more, each bill being over $100, so multiply that by dozens of bills. Anyway, it took many phone calls to the pathology lab who was sending the bills for them to admit they hadn't sorted their shit out by communicating with my private health insurer. They were meant to send the bills to Medibank, Medibank were supposed to send the cheques - I wasn't meant to have any part of this, as I'd checked with Medibank to make sure I wasn't failing to do something to correct the situation. Eventually the lab backed down and said I owed them nothing. Now, months after hearing nothing back from them, I've received debt collection letters for those pathetic amounts… but with "legal fees" added on top, amounting to over $100… plus threats of further action if I don't pay within 7 days. Needless to say, I was back on the phone with the pathology lab, furious, asking them WTF these amounts were for, and why I wasn't sent any updated bill from them for the $6 and $13, before they passed on the issue to the debt collector. They're now "investigating" it. No chance I'm paying anything to them regardless, as they've showed themselves to be utterly useless and confused - sending me bills and insisting I owe that "gap" (thousands of $) when in actual fact I never did owe anything. I'm getting angry just typing this lol - so yeah, I'm all for causing a shit-storm when you're being wronged by morons in a circus of a company).

          Wall of text! sorry lol.

          But I guess what I'm saying is that not everyone can handle stress the same. Not everyone knows how to be assertive either. It took me a while to gain that strength too, and I had to listen to my dad on the phone defending me in his outraged yet civil tone. I felt like this helpless little girl at the time, but now I'm tough enough to fight and argue while keeping my cool - ie. being unwaveringly assertive.

          I think it's harsh calling the OP things like slave, loser or coward. Encouraging them to stand up and be assertive is good, but berating them isn't going to help that confidence in them.

        • @waterlogged turnip:
          It's all good mate, and you're right you do learn from experience. I hate seeing stuff like this happen to people, it's just the rage that has us calling the OP names whilst wishing it didn't happen to the poor guy. Faux stand over tactics is all it was.

          I always advocate that anyone in such situations, even yours, should seek legal advice unless they want to learn it all themselves, it's free, yet people are still too lazy or apathetic to do it, or ignore the situation hoping it will go away…your situation is a bureaucratic nightmare involving insurance and collections…the worst, so I implore you that seeking 'free' advice and subsequent legal aid will save you all the headaches.

          Since we're telling stories, I had to deal with the course convenor of a certain school at a uni last year(and his company) who sold dodgy equipment to students at the school and then offered to fix them with superglue(they all rusted in 2 weeks). My girlfriend thought being nice and talking to the convenor and doing it the 'right way' would get her a refund she rightfully deserved, I told her it was a bad idea…it was. Situation turned into a year long dispute only ending with his wife meeting me outside of court to settle with cash + my expenses extra provided I stop proceedings. My gf exhausted all avenues: the 'student union full of outraged students' who think they wield some sort of power, meetings with all sorts of management at the uni, outcomes at court that would be re-heard because 'he didn't know about it' which shouldn't stand but it did for some reason. It's all lip service, bull crap. People don't want to upset the status quo, but like to think they are doing something.

          It got to the point where I was prepared to make his life absolute misery. I already knew everything, where he lived, where his business address was registered, his office, his suppliers, his consult-times, what cars he drove, who hosted his domain, his financial details which I was going to put a lien on with the enforced order I got…I pulled his card pretty quick when he thought he was only dealing with a 'dumb student'.

          I was sick of the legal bureaucracy. Working 50 hour weeks and doing full-time uni plus this was depressing and aggravating…I was so very close to making it personal. I am not fazed by being sued or threatened with court, talk is cheap. I know that's not a good thing, but that's what justice has taught me. A right to legal representation is an adage only the well to do can afford…and you can get away with so much if you know how it actually works.

        • +1

          @nerangsta: Thanks for the tips. I never considered getting some free legal advice, but it's probably worth a shot to cover my arse in case things go pear shaped and the debt collectors keep chasing me (which happened last time - the pathology lab insisted they'd cancel the debt with the collectors once things had been cleared up, and guess what, not long afterwards I received further letters from the collectors - which had increased with extra BS late fees).

          I'll get onto that tomorrow. Cheers. I'm quite noob to all this so the last thing I want is this going on my credit record somehow. FFS.

          Sorry to hear about your own headaches. It's amazing how people can make your life a misery just because they don't want to take responsibility for the crap they've caused.

  • +11

    If you ring consumer affairs they may be able to put you in touch with a free lawyer. If not just try google to see if you can find one through a community group. They usually give you 30 mins or so free, so long enough to get an opinion.

  • +118

    I would of said I sent you an invisible chq.

    Fark me, I've heard it all now.

  • +17

    if the above dont work try ACA or today tonight, they love stories like this!

    • +8

      Yeah because they seem to run out of things to talk about every night so they fill in the gaps with weight loss related segments

  • +8

    Ok, question - how did they charge an expired credit card and how are you liable to pay for an expired credit card?

    • +2

      Thats mostly why I pulled a charge back, I have no idea how they did it which is why my bank account allowed the charge back, but in the end Europcar threatened me that even if I dont give there money back they will just send there guys out to get it by force. I know enough about debt collectors to avoid unless I'm in serious debt.

      • +11

        Wait, they threatened you? You need to be taking notes and passing this on to the police. This whole thing is dodgy as.
        (Also, nobody can charge an expired credit card - was the charge made before it expired?)

        • +2

          yeah, how can u charge an expired Credit Card??!?

        • +1

          So dezaman what exactly did they say when threatening you?

    • +1

      I've had it happen before, apparently its not uncommon.
      Your card expires or you cancel it, but the bank keeps your details in case a charge comes through automatically.

      Flipping stupid if you ask me, but it happens.

      I had it with Comm Bank about six months ago. Only something like a $20 charge, but the charge essentially "reactivated" my cancelled card.

  • +9

    dezaman- You need to speak to government consumer advocates in your state eg
    www.fairtrading.nsw.gov.au

    Europcar doesn't have a good record…..

  • +2

    Caveat emptor.

    Travel is expensive and sucks. They've got us by the balls because we keep using them, and most of the time we must as there is no alternative. Thank goodness for carsharing and private drivers like Uber.

  • +1

    Thanks for all the replies guys, I did think about fairtrading/ombudsman but The contract is pretty tight, I might try one of those free lawyers to see if they know anything or if they will advise me to try fairtrading and tell me they can do something.

    This whole thing baffles me because A) I was twenty minutes from the airport, where all the other 1000's of cars where out in the open for the same hail storm, and B) how they could take so long when I told them I had the money, and drop it on me when I had nothing almost a year later.

    • +2

      This makes it seem like you have no intention of actually investigating whether they wronged you or not, you just want to complain.

      If you're already convinced there aren't legal avenues to pursue, why are you even asking?

      • +3

        not everyone has the time in the world… even though they're free they still take time.

  • +7

    I was looking up for "Invisible Hail Damage" in google and found this article, similar to your case http://www.ripoffreport.com/r/alamo-and-enterprise-car-renta…

    The fact that they ticked it as "no damage" when you checked it in, may be your opportunity to win the case. Because as far as you're concerned, you've returned the car in the same condition.. and the personnel who checked you in has given the OK with it.

    They will have to give another proof of what leads them to think otherwise a week later. Because they are contradicting their own statement.

    The drag on for 9 months is probably irrelevant to the whole story because they did spot the "invisible hail damage" a week after you returned the car. The 9 months delay is simply a poor accounting/management from Europcar.

    However, IMHO… since you did drove it in hail.. If I were you I'd probably be ready to lose my money. And even if you pursue it to the court, you may not win the whole amount back. I think you probably have not been scammed with the hail damage and repair etc.. but purely a victim of bad management from Europcar.

    • +7

      I think the OP most likely has been scammed.

      • Europcar have a track record of scamming others.

      • Europcar cleared the vehicle and signed off on it when the OP returned the vehicle and noticed/notified the OP a whole week later of the invisible hail damage and hence have no proof the damage occurred during the OP's possession of the vehicle.

      • During that week other hail storms were recorded and according to the OP, Europcar store their cars in the open.

      • You have no proof of actual repairs to the vehicle. That is, Europcar just pocket the money.

  • +7

    Note to self: If I ever need to hire a car, remember to take PLENTY of high res photos and videos of the entire car before handing it back.

    Jebus. Invisible hail damage. $3.7k.

    • +6

      Oh look, puncture in the tyre. $1k

      • +1

        lol

        • Cost me $50 bucks the other time with Bayswater car rental, under-inflated tire was ripped to shreds with slight damage on the rims. Lucky i chose to pay an extra $7 for top cover on the Corolla Sedan =P

  • +2

    how come you need to pay for hail damage? You cannot control the weather.
    Maybe I will keep in mind that need to enquire about do I need to pay the excess if there 's a hail storm. Does not seems to be fiar.

    • It doesn't matter what caused it really. As long as you can't pass the bill to another party at fault, you are responsible for it.

  • +12

    Hi,

    Sorry to hear that you have to go through this. Just want to share my story.

    I had some issues with Europcar before. When I picked up my car, it has quite big visible damages that wasn't in the report, I told the staff about this. She came, checked and confirmed that she would put it in the system. It was around 5:30 PM (and she probably didn't do it) . I took the picture but forgot to ask her to mark on my contract copy.

    When I returned that car, the guy checked and marked that the damage was new ( as if it was done by me). I argued and showed him and his manager the picture. They kept saying that the picture may not be genuine (fair enough). Luckily, I remembered the staff name checkout my car and asked her about this. She confirmed that was there so they needed to chase the previous renter. Europcar charged me extra $40 (for this verification process ??, not too sure) later to my card. It was not much but it showed how suck Europcar is. My wife was about to give birth to my first son in 4 weeks, things were crazy for us to remember and log complaint.

    I think you should fight back, it was marked fine by their staff. It was their responsibility. Take it to all social networks / media

    Hope things worked out for you. Don't make it too easy for these corporates

    • +3

      I wonder how would they know, and prove, which previous renter caused the damages when they mark fine every time the car is returned? Or will they bill all the previous renters and wait for the money to come in?

    • +2

      I have rented literally hundreds of cars for work. Avis, Hertz and ONCE Europcar. Never again - they are shocking. Tried to make me pay an extra fee to have an older driver also drive the car (nobody else charges this) took half an hour to process the paperwork when i was picking up and 20 minutes on return, at a small airport where they had staff standing around FFS.

      One of my friends went with them and had a similar issue - told them he was reporting them to the ombudsman and never heard back.

  • I want to say do the chargeback and take your chances in court but frankly if that does eventuate, in the end you would happily give them $3.7k to save yourself the nightmare of fighting a large organisation in an interstate jurisdiction.

    They win because it is impractical for you to defend yourself. Unless you can find an ombudsman to take up your cause for free.

  • +3

    Rental car companies are one of the dodgiest out there. I would never feel comfortable driving a rented car.

    A couple months back, my sister rear-ended a rental car, Budget was the company. My sis was at fault. They told us the damages (which was barely visible, could have been there before) were $800. We told them look, if its over $600, we would go thru our third party insurer, and we can pay cash $500. They took $500 and sign an acknowledgement letter, and god knows if the car gets fixed. I highly doubt that. They probably put it down as wear and tear, the car will depreciate and be sold in a couple years anyways.

    I feel bad for the person driving that rented car. She wasn't at-fault at all, but probably has to pay some ridiculous excess and/or insurance fees for being a nice person and reporting to the rental office. Should her not say anything, they would never find out.

    We starts to wonder what if that same car gets into minor rear-end incidents in the future? Will they use those damages on someone else and keeps doing it until they get rid of the car? How many people throughly check a rented car before they drive? Those invisible hail damages could have been there before you hire it..

    I say you have a go at them AND your insurance company for negligence causing you anxiety and depression .

    • +4

      Would of been interesting if you kept in contact with not at fault driver and found out they paid $3700 car hire compamy and you paid $500. Instant profit of $3200! Woohoo

      • Did you mean $4,200?

        • +13

          Did you mean $4,200?

          give them a break, OzB'ers are only used to numbers that go down not up :)

  • +21

    may be it needs a bang http://www.facebook.com/EuropcarAU, the ozbargain community can get there to support you.
    ironically their last post was 'R U OK', just No I am not, describe the event briefly, not for them but for the page visitors, as this will scare them most (their reputation and future business at risk.

    PS: I tried this with Fantastic furniture, prior to that they were rude to my complaint but after that they not only resolved my case but offered more than what I was asking.

    • +13

      OP, if you want to go this way, I will comment/share. Nothing like a bit of social media to make these big companies realize they can't harass their customers.

      • +1

        OP, if you want to go this way, I will comment/share.

        seems like OP commented on there friendface already. comment away OzB'ers

        • Where do you find the posts to page bit :S maybe I'm blind.

        • @nosdan:

          Sorry, I found that but I was hoping for a "posts to page" bit like people posting something not replying to something Europcar posted.

          THey must not allow people to do so as they were probably getting too many bad posts :P haha

        • THey must not allow people to do so as they were probably getting too many bad posts :P haha

          yea probably, also posting to there page can only be seen when people change to look at posts from others iirc, so commenting on there posts (repeatedly if you get no answer) imo is the best way to go

          specially if the post gets a couple of thousand OzB likes

        • HAHAHA i had my comment removed and im not banned from replying or liking anything on that page

          epic dodgy

      • +2

        But look they wished dezaman a 'Happy Fathers Day' on FB. That must make up for everything. No?

        • hahahaha

  • +5

    Furthermore an online petition at change.org will put more pressure on them, ozbargainers can get you a thousand support votes there I believe, create a petition, let the ozbargainers know and then put that on their facebook page too.

    PS: have seen a number of online petitions there ending in success

    • +2

      I second the above mentioned comments, don't just let them take your thousands for nothing mate, especially something 9mths later!

      Stick it to em, create a petition and you have our votes

  • +11

    Hi, I had a similar situation to you where we were charged for damage weeks AFTER they carried out inspection (and said everything was fine) when the car was dropped off.
    We took then to the tribunal and it was ruled in our favour.
    I think you should speak to them directly and say you will be going to tribunal / ombudsman if this is not resolved.

  • +1

    Did you ever receive evidence of the damage? Could Europcar show the damage was noticed directly after you rented the car, and not later? I have a feeling it's too late to get your money back because you already paid them. It's understandable, as they were threatening to lawyer up and cost you many thousands more in legal fees.

    I've rented cars from Avis, Europcar and Budget and didn't have problems. I do have an issue with these companies telling customers 'check the vehicle thoroughly and tell us if there's any damage'. The first time I rented a car I was almost paranoid and called to attention every mark on the car. 'Oh, scuffs and little things like that we don't worry about'. How is a customer to know what the company is going to cause a fuss about?

    The other problem is if you're renting cars from airports chances are you pick up the car under cover, possibly in darkness and just with artificial lighting. What's the general rule when buying a car? Never ever buy it at night as you'll miss all sorts of damage.

    The last time I rented a car from Avis at Tullamarine I missed a large scratch on the bumper of a Hyundai i20 near the tail gate. Red car, grey undercoat, picked up at 8am in winter. I had no hope of seeing it, and I was very thorough in my walk around.

    For the rest of the day I was so worried but fortunately Avis didn't notice it either. We've all heard the spiel trying to up sell insurance: "your $60 car is only $95 if you decrease your damage liability from $3700 to only $400". I always say no, to which the staff glare at me and say "so you're happy to pay $3700 if we find ANY damage on the car?" I feel like telling them exactly how I feel about their high pressure sales tactics but it's 8am, I've been up since 5, and I really need that vehicle. Right now.

    • +3

      No Evidence, no Photo's, and the fix for it definitely did occur recently (The reciept from the mechanics had a recent date), It was nearing sun down when I got to it and I took many pictures of the small damages that were already on the panels. After the hail storm I took even more pictures to ensure no damage was on it on top of me and my partner going over it with a fine tooth comb. The hail was not that bad but I heard from the people we were staying with that it got much worse the nights after we left.

      It was coolangata airport, there was no cover to all the cars, so there is a high certainty that whatever damage occurred during the 4 days I had it was negligible compared to the storm after I left.

      • +4

        Wow, you have photos of the car upon return to show no damage AND there was more hail in the area after you returned the car AND it's an uncovered car park? Fight! Sounds like you have plenty of evidence on your side to kick up a huge fuss and win the case. As others have suggested, Fair Trading is a good point to start. Maybe submit a complaint to the ACCC stating Europcar is using dodgy trading practices to extract money from customers?

        The obvious explanation that Europcar would have to challenge is that the car was damaged by hail sometime after you returned it. They have to show when it was rented after you returned it, where it was stored, and you can hopefully collect some evidence about hail storms in the area after you returned the vehicle. Maybe contact bom.gov.au for guidance about historical weather records. As it's an airport there will be a BOM weather station there and airports love to keep accurate weather records just in case there's an aviation accident and very detailed data is required. If you're really keen ask the airport itself if there was any hailstorm activity in the vicinity of the airport in the days following the car's return. Airports of course have their own weather radar.

        If you can show the car was at the airport during any hailstorm following the return of your vehicle then any reasonable person should say the damage could have been caused after you returned the car.

        Receiving an email from Europcar a week later about the damage strongly suggests they didn't notice it immediately. The car is meant to be inspected when you return it.

        I wish you the very best.

  • +3

    Do something man. They're scamming you. Car was signed off in good shape. they could of did the damage seconds after you signed it off.
    Once you sign it off, it's their problem.

  • +15

    Europcar in Australia has been caught before defrauding customers and has been put through the courts on multiple occasions.

    Most notably one person rented the same car three months apart and they sent him two demand letters for the same damage.

    An investigation revealed they charged 12 people for the same damage and never fixed it. Just kept charging people for what they knew was there before.

    No point going to ACA as europcar have been on there many times already.

    • No point going to ACA as europcar have been on there many times already.

      Lol

    • +3

      Wow you are right
      http://www.smh.com.au/entertainment/tv-and-radio/today-tonig…
      The above could possibly be the same story as mine, charging on more then one instance for the same damage.
      I Always thought europcar was the flashiest of car rental agencies (like commonwealth compared to smaller banks), That was until I found their prices the cheapest, Warnings should have gone off at once and I should have checked reviews beforehand.
      The insurance they offered me before hiring the car was almost as much as the car was, I remember seeing the top gear episode whether hiring a car was cheaper then buying a car on longer stays and reselling, I could have bought 3-4 2000+ model cars for the price they are charging me for slight or invisible damage, god help me if I crashed it or rented the more expensive car I wanted.

      • +3

        I would be seeking legal advice with the intention of recovering the money you paid them.

        I'd also really like to know how they found the invisible damage as by any definition of invisible, it's… Well… Invisible, can't be seen.

        So how did they see it if it can't be seen?

  • +6

    That is a terrible story and dodgy practice by the company. You shouldn't have paid them and disputed this.

  • Have you spoken to Europcar at all yet? Try messaging them on Facebook or twitter… Do you have a piece of paper or SOMETHING showing that they signed everything off as OK on it? You should definitely appeal and should've spoken to them when they charged your card.

    (Note: the travel insurance failed, We made sure to purchase the cheapest one

    Never buy the cheapest one…

  • +1

    "Due to my financial issues and the fact that my card I produced to them was expired, I began a charge back so I could survive for that month, A month after this they responded to the charge back saying if I didn't send them the money they would A) take me to court and B) put me on a registry so I can never rent a car again, I buckled and gave them their money back."

    I think this was your only mistake. I'd have told them to take their invisible damage and stick it up their invisible ass.
    Invisible hail damage, what a joke. (must be why all the cars are parked outside, they'd be licking their lips every time a storm comes)

  • This is the main thing others should heed:

    Make sure travel insurance covers rentals, though I thought rental cars always cam with insurance.

    (Note: the travel insurance failed, We made sure to purchase the cheapest one that covers rental cars for the day of the hail, I talked to the insurance company and they responded saying the package I purchased did not cover rental cars, So either it was a slight in error on our part then OR they changed their package over the past 9 months, of which I cannot be sure, ACE insurance essentials package through hsbc)

    • That is good advise, as most standard packages (even expensive ones) do not cover rental cars, we were actually in a rush to get it before the storm got too bad so we didn't do much research other then to make sure it covers rental cars, We did it through a third party website that listed ACE's package as covering rental cars, So Although we were in a rush to make sure we was covered beforehand and could have missed the part were the package no longer covered us, or the third party website may have been out of date, but There is still the possibility that ACE has changed their packages over the past year (this would be unethical, as whatever I purchased at the time must be carried over regardless of package changes, but I have no way to check this detail as the confirmation email's pds is only a link to their current pds, as with the contract terms)

      ACE was through citibank, not hsbc sorry.

  • +1

    This plainly sucks. I hate renting cars for this fact. Getting screwed over. I have a 18mp and 4k camera that I use to take photos and do a walk around. I don't care if its stupid.

    I would fight for this, providing you have the time.

    Another thing is some Platinum credit cards have rental car insurance, gold commonly has OS rental insurance, but some Platinum I have seen to have Aus rental insurance.

    • +2

      I'm not sure how good your camera would be at getting pictures/videos of "invisible" damage! ^_^

      Having said that, it'd be interesting to see any pictures Europcar might use as evidence if something like this makes it to court.

      • Yeah thats very true. But I don't worry about hail when I go, just things like scuffs etc. Peace of mind really :)

    • Which Platinum card as excess waiver for Aust car rentals?

      I prefer the way car rental insurance works (and prices) in the USA.

      You either have no insurance whatsoever (crazy!) or full insurance with 'nil deductible', which means you don't have to pay a cent excess even if you are at fault.

      I paid about $50 per day for a small/medium car in America over 10-11 days with Avis (booked over the phone in Australia which was cheaper than online!) fully insured, especially important as you're driving on the other side of the road.

      The insurance came in handy as I was rear ended on the freeway (luckily at low speed), I just had a make a report when I dropped off the car.

      I would assume if there was an excess, I would have to pay the excess even if it wasn't my fault and I may get the excess back if they can recoup the money from the driver at fault.

      • I cant find the exact terms but ANZ have this, with a footnote for Plat cards.
        http://www.anz.com.au/personal/credit-cards/optional-extras/…

        • +1

          It's not very clear, but in the PDS it states"

          Section E1 - Rental vehicle insurance excess
          When does the cover begin and end?
          The cover under this section begins when you leave your
          home in Australia to start your trip and ends when you return
          to your home in Australia or when the period of insurance
          ends, whichever happens first.

          When I read it, it's very ambiguous whether it covers rental cars in Australia.

          If it covers rentals in Australia, it wouldn't need to have the words in Australia, i.e. "The cover under this section begins when you leave home to start your trip and ends when you return home.

          I'd be interested to know.

        • @JB1: To me it looks like they just want to be sure you live in Australia before (and after) your holiday, and it covers rentals anywhere (well, unless it specifies overseas somewhere else.)

      • I'm pretty certain the American Express Platinum Charge Card has excess waiver - they refer to it as Loss Damage Waiver. My own uncertainty is in the terms that they use in their policy - they sound like american terms. But I have read up on forums and there seems to be a general consensus that the cover is indeed this Excess Waiver. I've rented a few cars on the card before, but fortunately, I have not had any incidents (so I can't speak from experience).

        Edit: Forgot to mention that there are conditions linked to the cover - such as minimum distance away from home, maximum rental days, etc.

      • My Partner got a platinum card through commbank recently for free, which was nice of them, but it specifically states free travel insurance only applies to overseas travel (As in you need to be going overseas to apply for cancelled flights money back etc)

        plus she only got it recently and thus didn't pay for the car with it, thankfully NAB have always been good with this sort of stuff, I Think if I asked them nicely they would even offer legal services. Charge backs are unbelievably effective which is why Europcar Didn't apply for the money and just went strait to threats, Iv'e never seen a company win over a chargeback.

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