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10% off Woolworths Travel Insurance + Kids Under 21 Insured Free With Parents Comprehensive

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10% off Woolworths Travel Insurance + Kids Under 21 Insured Free With Parents Comprehensive
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GreatWhiteHunter on 15/07/2013 - 22:38 insurance.woolworths.com.au (920 clicks)
Last edited 15/07/2013 - 23:03
EDRTRAVEL

For those of us who buy our airline tickets using expedia.com.br and pay using our 28 Degrees MasterCards we do not get the benefit of free travel insurance that you might if you paid with a gold or platinum card.

That means we may need travel insurance.

Woolies distribute insurance that is underwritten by Hollard. It looks OK, not the best, not the worst. Reasonably priced.

Comprehensive cover for my most recent trip to Asia is cheaper via Woolies than any other insurer listed at http://www.comparetravelinsurance.com.au

Use the code EDRTRAVEL to get 10% off any quote.

Also if you have kids it is extra good value as they are insured for free under a comprehensive policy for their parent(s).

Hopefully no OzBargainers well ever need to claim, but its nice to know you are insured just in case.

Having a look at my CBA premium credit card insurance cover for example (Underwritten by Zurich) you have to spend >$1000 on pre-paid travel expenses (flights, trips, accommodation) with the card before you leave Australia. You then get pretty good insurance for nothing - this insurance also covers your dependent children travelling with you.

A $1000 AUD spend in foreign currency like Brazilian Real incurs fees of $30 (less than I thought) so it is probably better to use your premium credit card where your pre-paid expenses exceed $1000…..

Bear in mind too though you may be paying a whopping annual fee on that premium credit card (but getting awards) and once you are OS, nothing beats taking cash out of ATMs with your 28 Degrees card (28 Degrees have no fees for this, CBA charge 1.75% of the withdrawal amount).

Hard to believe, but I have a feeling those CBA fees have actually fallen in the last couple of years because I could sworn they charged a hefty fixed fee (like $14) + a decent % for ATM withdrawals a year or two ago…

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  • Dream-cast on 15/07/2013 - 23:17

    Seems like a good deal. To Hong Kong i was quoted $59 only $100 excess and covered for many things.

    • grasstown on 15/07/2013 - 23:35

      You can remove excess to nil for $25

  • grasstown on 15/07/2013 - 23:34
    +1

    I went with woolies as it didn't exclude a sport I will do on my travels. if u read other posts on OzB others give other reasons, such as cover for a $3000 computer included (where other insurers cap it at $1000).
    Also when purchased you can buy the travel sim with $60 credit for $57 ($50 + $7 postage). Retail it's $30 with $10 credit. I didn't bother.
    Hollard seem ok from a quick web search, insurance is one of those industries where it's the ones you trust ( like Allianz) that screw you over IMO.

  • tonester on 16/07/2013 - 00:17
    +1

    always read the pds carefully as ymmv

    imo best policies are ouch, good2go, worldcare, covermore, insureandgo
    http://www.ozbargain.com.au/node/107936#comment-1465072

    paying a whopping annual fee on that premium credit card

    $0 for bankwest zero mastercard gold/platinum
    http://www.ozbargain.com.au/node/109784#comment-1494846

    nothing beats taking cash out of ATMs with your 28 Degrees card

    totally fee-free citibank plus visa debit
    http://www.ozbargain.com.au/node/109712#comment-1490333

  • SickDmith on 16/07/2013 - 00:42
    +1

    I wonder if there is any insurer who covers items left in a hotel room.
    My gut feeling they call them "unattended items" and exclude them from the claim.

    • Bargain4U on 19/07/2013 - 13:59

      Usually items need to be stored in a locked compartment or safe if in a shared room or if in a private room you would need to show evidence of forced entry.

    • tonester on 19/07/2013 - 16:34

      covermore, insure4less (if locked), good2go/insureandgo (unattended = leaving it a distance where you are unable to prevent it from being unlawfully taken)

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