HappyPuppies » user profile
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Member Since | 08/03/2013 |
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Last Seen | Online Now |
Badges | 1 |
Location | Sydney |
Recent Activities
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HappyPuppies commented on P&O Cruises: Buy 2 Adult Fares & Get 2 Fares (Adult or Child) Free on Selected Cruises in Quad Share
Arent P&O closing shop in March next year?
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HappyPuppies commented on New MG Excite or Used Car
You are going to get alot of negative responses from some very insecure people. Suggest looking at the data - VFacts is a good source to…
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HappyPuppies commented on Why Are Cars Are So Expensive in Australia Compared to China - Whilst Tesla Is Not?
Margins and costs - Small market in Australia so margins need to be higher, also there is higher costs (e.g. labour and compliance) to…
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HappyPuppies commented on Tesla Model 3: RWD $60,700 (Was $63,700), LR $69,700 (Was $72,700) Delivered + On-Road Cost @ Tesla
Glad I offloaded my old model 3 last year. The depreciation on these are enormous.
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HappyPuppies commented on Tesla Model Y: RWD $65,700 (Was $67,200), LR $74,700 (Was $80,200), Performance $84,700 (Was $93,200) + ORC @ Tesla
Would increase current owner depreciation as residual values go down.
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HappyPuppies commented on CITI Premier Credit Card: 110,000 Bonus Velocity Frequent Flyer Points - $8,000 Spend in 3 Months, $300 Annual Fee @ Point Hacks
3.4% Forex fee ouch.
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This issue keeps coming up. The people that send their kids to independent schools to contribute more to the tax base. Give a little, take…
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Abit misleading. The prices through the cashback link is more expensive (after cashback) compared with booking.com via Google.
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Feel like the depreciation of a 2023 (despite being new) model would be greater than the 2k cashback...
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HappyPuppies commented on Import Japanese Car from Japan
If you get into an accident, it may be difficult to get parts which translates into $$$s.
![](https://files.ozbargain.com.au/g/38.jpg)
HappyPuppies replied to
dasher86 on [Pre Order] BYD Seal: Dynamic $49,888, Premium $58,798, Performance $68,748 + On-Road Costs ($1,000 Deposit) @ BYD Automotive
![](https://files.ozbargain.com.au/u/33/48033-20.jpg?h=a0972431)
Given the Road User Charge is off the table, feel it gives the NSW govt an opportunity to drop the Stamp Duty exemption (and Rebate)…
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HappyPuppies replied to
Cupa Bundy Drinker on $750 Rebate for Tesla Powerwall Purchase & Installation @ Tesla
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Add some annual battery degration to that, the ROI gets extended by a few years. PW2 warranty is 70% capacity at 10 years, so might be able…
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A cheap tablet for the kiddies. Comes with a Telstra pre-paid sim with 15gb of data. Locked to Telstra: An unlocking fee may apply for use…
![](https://files.ozbargain.com.au/g/38.jpg)
HappyPuppies commented on Tesla Model 3 - RWD $62,700, Long Range $75,700, Performance $88,700 + On-Road Costs @ Tesla
Glad I've offloaded my M3. >30% depreciation over 2 years lol.
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HappyPuppies commented on I'm Surprising My Wife with a New Tesla Today. How Should I Reveal The Surprise?
Good luck, hope you get a positive reaction! The Model 3 have has lost alot of its lustre and novelty and getting abit long in the tooth as…
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HappyPuppies commented on HSBC Star Alliance Credit Card: Star Alliance Gold Status (with $4,000 Minimum Spend in 90 Days), $0 Annual Fee First Year
3% Overseas Exchange Fees. Its interesting that these travel orientated cards always seem to have these overseas exchange fees.
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A red one.
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HappyPuppies replied to
happydude on Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits
![](https://files.ozbargain.com.au/u/29/159629-20.jpg?h=35949b8a)
I'm not sure you can reliably expect 3.5% to be the average interest over a 30 year loan term. You'd want to price in 6-8% interest rates…
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HappyPuppies replied to
GG57 on Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits
![](https://files.ozbargain.com.au/u/99/236099-20.jpg?h=6a2371c0)
Even if you have 1 property, an increase in market value of that property means you have access to more cheap capital to invest.
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HappyPuppies commented on Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits
Good news for property owners.
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HappyPuppies commented on Clive Palmer Right about Interest Rates (Well Half, but More than Other Pollies)
Say you set the price of petrol at $1, and the market values it at $2. Your going to have more demand than supply (without subsidies), in…
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HappyPuppies commented on Income Tax Rate For Liberal and Labor?
Whichever party that forms government will be faced with an enourmous debt from CoVID. That government will have a difficult political…
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HappyPuppies commented on Guinea Pig or Bunny as a Pet
Have you thought about chickens? If you look up silkies they are quite good with children. You get fertilizer for the vege patch, and eggs…
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HappyPuppies replied to
CaptainHoltisDad on [Pre Order] BYD Atto 3 Electric Car from $44,990 Drive Away (NSW $47,110, VIC $47,131, QLD $45,984) @ EVDirect
![](https://files.ozbargain.com.au/u/44/281844-20.jpg?h=28b51def)
Yeah not a deal. Also seems to be $47,110.35 Drive away in Sydney, so not only is it not a deal, the driveway price is misleading.
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Gross inc super, overtime, etc.
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HappyPuppies commented on What is considered a good pay now?
In June 21 $59k was typical. $211k is the top 2%. $188k is the top 3%.
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Try your hand as a Mortgage Broker? Requires a Cert IV in Finance and Mortgage Broking.
![](https://files.ozbargain.com.au/g/38.jpg)
It could get to 40% ish effective tax rate.YMMV, but add GST, Stamp Duty, Excise (Fuel, Alcohol), Medicare Levy (and Surcharge if you don…
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Your effective tax rate will be a little higher than your income tax. YMMV but add up the following: Income Tax GST Stamp Duty Excise…
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HappyPuppies replied to
mister_snrub on 22kW 5m Type 2 to Type 2 EV Charging Cable - $224.10 Delivered (Save 10%) @ EVSE
![](https://files.ozbargain.com.au/u/47/29347-20.jpg?h=00e77e60)
Agree. Not a good ROI. I have one and have used it a handful of times over the past couple of years. It used to take up boot space, but now…
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