silverstone2023 » user profile

Member Since | 03/03/2023 |
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Last Seen | Hidden |
Location | Sydney |
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silverstone2023 replied to
timhn on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance

Thanks for the info. Do you know if the direct debit will be done on the statement due date or is it a fixed date each month?

The money in your offset account reduced the interest charged. Therefore, your weekly repayment of YYY.YY was paying more of the principal.…

silverstone2023 replied to
Mad Max on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025

StG Incentive saver dropping to 4.90% (from 5.15%) effective 28 Feb 2025…

You can have up to 99 offset accounts with St. George.

silverstone2023 replied to
McMaferMur on Credit Card Balance Transfer - How Do I Credit My Home Loan?

>setup bpay and transfer to yourself Interesting. Can you please detail how you can do this.

silverstone2023 replied to
paulojr on ubank Rejected 90-Year-Old's Savings Account Application - Age Discrimination? Advice Needed

From Section 6.2 of the ubank Savings T&Cs, >6.2 How to set up a UBank savings account >You can apply for a UBank savings account online at…

Here is a suggestion. Use the OzBargain search function and search for ‘ING 5 Transactions’ and read the multiple posts on the same…

silverstone2023 replied to
SomeGuyOnOzB on Earn up to 5.50% p.a. on Combined Balance of up to $100,000 across All Save Accounts ($500+ Per Month Deposit Required) @ ubank

For your formulae to give an accurate result, the balance of the account would need to remain the same throughout the period that interest…

silverstone2023 replied to
Yola on Earn up to 5.50% p.a. on Combined Balance of up to $100,000 across All Save Accounts ($500+ Per Month Deposit Required) @ ubank

The link below has the rates for the Citi variant of the NAB Reward Saver account. Shows bonus rate of 5.6%. Rates are effective as at 8…

silverstone2023 replied to
SomeGuyOnOzB on Earn up to 5.50% p.a. on Combined Balance of up to $100,000 across All Save Accounts ($500+ Per Month Deposit Required) @ ubank

Must have missed my account. The interest I received in June was at 5.6%.

I can't comment on JB HiFi gift cards, but I have redeemed points for Bunnings gift cards - this was instant.

silverstone2023 replied to
Smiling assassin on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App

Provided that you deposit the $2000 into the SpendMe account and then move the $2000 to the HomeMe account, then yes, you will have met the…

Over the weekend, my partner received a DHL envelope that contained a cheque from Citibank US for USD$0.05 – ridiculous, I know! We…

I thought the interest I received this month was incorrect, so I checked the PDS. >Where interest is payable by NAB, it is calculated on…

I think it is. My transfers in and out are done by scheduled recurring transactions, so not much effort for me. I review on the first day…

Wrong! From the ING FAQs: **How do you calculate the interest on my Savings Maximiser?** Your interest is calculated daily on the closing…

Glad I could help.

silverstone2023 commented on Cashing a US Cheque/Check in USA
From a Google search, it looks like Great Southern Bank accepts foreign cheques.…

silverstone2023 replied to
Weshouldgetsushi on NAB Rewards Saver 4.6% + 1.0% Bonus Interest p.a. for Migrated Citibank Savings Account @ NAB

Only for existing accounts. As of 20 May 2023, you could no longer open a Citibank Online Saver account.

silverstone2023 commented on Quicken 2013 Advice Wanted
I started using Quicken in 2007. It is now called Reckon ‘Accounts Personal Plus’. https://www.reckon.com/au/personal/plus/ There is a…

silverstone2023 replied to
chrisharry53 on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App

From the ME Bank website > To help kickstart your savings, you will earn bonus interest in your first month with ME. Just make sure you…

silverstone2023 replied to
repeat on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App

It is $4.16 less each month, not $41.66.

silverstone2023 replied to
FujiFruit on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App

You met the requirements in September?

silverstone2023 replied to
parisian on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App

Website showing 5.55% this morning.

silverstone2023 commented on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
Same for me. Based on a spreadsheet that I use to calculate interest earned, I think the change has only been made today.

Isn’t Ausnet the distributor? You would need to speak to a retailer, eg Energy Australia, Origin, etc to check what FIT they offer on…

Yes

Close your Citibank accounts before 28-Oct-23. If your account is closed, they won’t create a NAB account for you.

silverstone2023 replied to
juduckiee on Savings Maximiser 5.50% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

I am assuming your reference to ‘closed’ means closing balance and not closed account. I think you leave the money in A as A should be…
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