alchalch » user profile

Member Since 10/01/2023
Last Seen 09/04/2023
Location Melbourne

Recent Activities

I'm 40, kinda getting late in life, the family member is good for money, just a family gesture, if we managed to have issues with the…
11/01/2023 - 20:35
Thanks, we're considering using a mortgage broker just to make sure things go okay
11/01/2023 - 20:34
My partners biggest fear, I'm trying to keep in mind that rates could hit 7.5-8% I surely would hope not though At least, with the offset…
11/01/2023 - 20:34
very lucky to be a Victorian atm, Vic stamp duty 550k is $0 with other fees totaling $1550, 600k is $0 stamp and $1667 for others, 650k it…
11/01/2023 - 20:32
Would be the dream if we could pay it off much faster, which I feel will happen, could get a 30 down to 20 at least with offset ideas.
11/01/2023 - 20:32
40 years old, going to be too late for that 2nd house or upgrade, not having kids so a 2 or lucky 3 bedroom is fine The offset idea is…
11/01/2023 - 20:30
Thanks for the thoughts on the extra costs, that will certainly eat a chunk of the intended offset funds, luckily in Vic stamp duty 550k is…
11/01/2023 - 20:09
100% the biggest reason my guarantor is helping me out, no deposit, no lmi.
11/01/2023 - 20:06
Not a troll post, you wouldn't know my guarantor....unless you do?
11/01/2023 - 20:05
40 years old, going to be too late for that 2nd house or upgrade, not having kids so a 2 bedroom is fine! :D
11/01/2023 - 20:04
haha, you guys had me scared, as if you found another account or something, I went to reset password, this is the only one I've got :D
11/01/2023 - 20:03
My wife and I are looking at purchasing a house for the first time, owner occupied, forever home. Just after some opinions on the below.…
10/01/2023 - 23:24
alchalch joined OzBargain.
Welcome aboard!
10/01/2023 - 23:08