Emcaljoe » user profile
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Member Since | 10/12/2022 |
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Last Seen | 2 hours 37 min |
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Emcaljoe commented on 3G Shutdown Impact on Xiaomi Phones
Had a Xiaomi note 8, still working well but advised will be useless my August. Just bought a new phone. Motorola g54. Does the job.
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The ABCC were a disgrace. The anti worker laws that Howard et al legislated were a disgrace (and it's a disgrace that labor didn't repeal…
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Seconded. First started going there when a bowl was $8, last time I went a few months ago it was $17. Quality still consistent. Beef and…
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Emcaljoe commented on Best Banh Mi / Vietnamese Pork Roll
Bakery on Sydney road Coburg, near corner of Harding street does a consistently good traditional one with fresh chili for $8
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This sounds dodgy...
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Emcaljoe commented on Spend $0.01 at Woolworths and Get Bonus 2000 Rewards Points @ Woolworths Everyday Rewards (Boost Required)
Have barely shopped there this year. Got the offer.
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Emcaljoe commented on Cash Withdrawal in Vietnam
Just returned last week. Took $1k AUD notes. Used about half of it. Used ING credit card most of the time and favourable rated (like…
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This definitely doesn't help
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I agree OP is in the wrong here. But bigger picture, all levels of government have abrogated their responsibility to provide sufficient,…
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The only difference between labor and the tories is labor PRETEND to care
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Emcaljoe commented on 2 Nights in Melbourne Central - Where to Stay?
4 or 5 star can't really go wrong, but the prices of hotels in Melbourne have skyrocketed since COVID. The jasper near victoria market…
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Probably because tradies have a bit of self respect?
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Emcaljoe commented on Should Selective Public Schools Be Grouped Separately to Regular Public Schools?
A student’s educational performance remains based on what it has always been based on: an educationally encouraging, economically secure,…
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Emcaljoe commented on Would You Support The Government Incentivising Investment Owners Selling to First Home Buyers?
Scrap stamp duty for first home buyers, double it for people who already have a property (or ramp it up incrementally based on number of…
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True?
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I didn't buy an investment property. It was a family home that we had to leave. My point is, and it's bloody hard to make, if governments…
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No, I'm saying that the government should provide affordable social housing so the need for private landlords disappears. And if they…
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Emcaljoe commented on Annual Rent Increase by $170 pw
Accidentally became a landlord over 20 years ago. Got out this year. Consistently knocked back REA suggestions to increase rents for…
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Always put a condition on if buying privately. Bought a brand new property last year well within what bank was prepared to lend me, all pre…
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Emcaljoe commented on Budget for Fiji Family Trip
It was about 15 years ago, but we took 3 kids ages 2, 4 and 6 to Naviti Resort, all inclusive. It was fine. Did it again a couple of years…
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Emcaljoe replied to
tunzafun001 on Home Mortgage: Balance Owing on Settlement or Withdrawing before Pay off?
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Can you do that? Keep a minimal balance in the loan? Don't suppose it means that you don't have to go through all the paperwork to get a…
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When looking to purchase, first thing I look at in photos is bath/shower. If it has one, I'm moving on to the next property. Do not like.
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So. Doesn't really make any difference... Thanks
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Emcaljoe commented on Book Depository Closing Down 26 April 2023
Yeah, used to use them a lot, but not so much in recent times. https://booko.com.au/...good shout. Forgot about their service
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Emcaljoe posted a forum topic Home Mortgage: Balance Owing on Settlement or Withdrawing before Pay off?
Planning to sell house and pay off mortgage. Have about $70k in offset/extra payments. Would it make any difference if that was simply…
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Emcaljoe commented on Savings Maximiser 5.00% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING
Is the interest calculated on your orange everyday account balance or savings machinery account balance?
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Emcaljoe commented on What Was The Best Concert You Have Ever Been to?
Stevie Ray Vaughan, festival hall, Melbourne. What a player. Supported by fabulous Thunderbirds and weddings, parties, anything....and any…
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Emcaljoe commented on Accessing Superannuation at 60 Years Old
Thanks for all of your comments. A lot of options. The transition to retirement path is interesting and I will make an appointment to meet…
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Emcaljoe posted a forum topic Accessing Superannuation at 60 Years Old
I know you can access funds aged 65, no questions asked and at 60 if officially retired. I've been told about being able to access funds at…
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