braddsey » user profile

me too! Who's the test case for the class action when we don't get one? :D

Silver still available.

Facebook marketplace and gumtree are great for being scammed. You’d be crazy to buy anything where you don’t handover cash in person.

Yes agreed. earnings are taxed at maximum 15%.

You only lose control of what you invest insofar as you don't engage. You're not tied to whatever the default offering is your fund puts…

Not entirely true. During accumulation-phase gains are taxed at 15%. Gains on super are only tax free once you transfer your super to…

if your income + concessional contributions take you over $250K, then you need to pay an extra 15% tax on contributions (called Division…

Can't comment on what $70K spend/year looks like because I'm not there yet, but it does depend on if you're doing it alone or if you have a…

Not really an issue though when they come around every few months and you can schedule your order. Clearly it’s specific beans/blends…

Only problem with that plan is- you won’t have time to activate the sim by 21 October! Better come back on 16th when it’s 90% cashback.

Sorry mate, it's not unobtainable, just bloody frustrating. I bought 4 of these sims last month. 2 went through no issue with my visa, then…

yes you need to port out and port back in. warning that this all needs to be done before October 21.

You’ve explained if well - the key point is to have a conservative LVR, and the importance for people to get educated. I had a…

Don’t know what the trick is… bloody mystery!

Boost (Telstra) have such a sh*t website. I put through 2 identical transactions yesterday morning, no issue. Tried the next one, error.…

Yeah, but if you happen to have an Ampol near you, then why not take advantage? I agree, it’s not worth driving far for petrol savings,…

Only at EG Ampol, not Foodary Ampol. But if you have both, you’re covered! Also, even if you don’t have RACV (5c discount), you can get…

I got a free myNRMA membership via an OzB posting a couple of years back. I can see the discount code in the app.

I assume you * refers to if there’s a catastrophic crash, and your entire portfolio drops below the loan value… in which case you lost…

Good Guys commercial have this TV: 43”: $665 50”: $748 55”: $831

…must not buy more running shoes…

So they’re happy to give you 10% discount because they declare nothing from a tax perspective. Getting an ABN is easy and takes very…

Absolutely. Tim Tams seem to be on some sort of special price at colesworth every other week. If they're not on sale this week, they will…

No reason why not, but you need to spend at least $300 with the same supplier. Here's some reading:…

TRS is also for Australians. Stated clearly on the website: https://www.abf.gov.au/entering-and-leaving-australia/tourist-refund-scheme You…

I was using a mini-12 until earlier this year. I upgraded to iphone-15, but only because my daughter needed a new phone so she got my…

Do your research, there's likely plenty of opportunities. I was living in Germany but working in UK some years ago. Jabra headsets were not…

After using the “mini” iPhone for years, i finally got a regular iPhone this year (and my daughter inherited my mini 12). The battery…

I just bought a couple of refurb iphones for my parents from green gadgets. Both have perfect screens, no major damage (corner scuffs). I…

This looks like a “buy now ask later” situation, otherwise at 9am you’re only getting $700 cashback. Considering your unlimited…