cheapanddirty » user profile
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Member Since | 11/04/2022 |
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Last Seen | 7 hours 33 min |
Recent Activities
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cheapanddirty commented on Novated lease a used, private sale car
The use case in the long term is to replace both our cars for 1 diesel 4wd ute for long and rough trips, and 1 EV for the city trips. The…
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cheapanddirty posted a forum topic Novated lease a used, private sale car
Was looking at a new EV novated lease, but I have a nice offer to take over a car within the family for a good price. Considering I was…
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Why do you address your child with they? It is super confusion to know if you have 1 or more children beyond going through the comments.
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Honestly, you seem like a dick
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I actually gave this some thought. Such an interesting comment if you think about it. Two options here; - You genuinely think someone…
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2 Yr contract. I was thinking it might be a good idea to then get another 2yr novated lease, because the car will be perfectly fine still…
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A financial planner.. mate they sell you super, insurance and investment options... and charge you for the service :)
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thanks, this is exactly it
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What a dumb response, always some spiteful jealous people around here
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cheapanddirty posted a forum topic Novated Lease; Is This Concerning?
So... am well into the highest tax bracket, going for a 70K Electric vehicle, so on paper a novated lease would work ok for me. In the…
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yep, already done. I have a meeting with an advisor today actually. This post did allow me to get some questions and ideas together to…
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The handover of the money is one part of this yes. But after that, they need an income, which is what flows back to them as rent. That…
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Well, the money is from the sale of a property overseas while they resided there, so I assume that means they already paid tax over that…
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these are elderly people who just sold their house... god, take a chill pill. You go and live 20 years of 1M... in 20 years time, that…
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Ok cool, very helpful already. So, the income of the rent will need to 100% go to my parents then, but I assume you mean they are also…
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1M to last you 20 years until 2043, having to buy a house first and considering inflation and tax... if you think that is a lot, do the…
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cheapanddirty commented on buying property as a business
Ow this is not China, this is a country in Europe. The money is already sitting here in a savings account. Just needs something done with…
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yep, will absolutely do that, but I want some rough ideas and understanding before I hit up a financial advisor with all this crap :)
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cheapanddirty posted a forum topic buying property as a business
Ok, this is a complex one for me, as a non-financial person. I will try to outline what I think is important here, if there are gaps of…
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Ha that sounds like my life. Wfh dad/taxi trying to combine it all 😅
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Nope, wife stayed home and covered the kids for a few years. Made sense both financially and from a parenting perspective. Completely off…
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With bracket creep any incentive to study and work hard magically goes away over the years
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If that even happens… feels like labor will get too hard of a time and will pull back on that soon. I completely think it should go…
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Ow, I think Polestar is a full EV so FBT exempt
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Yes, thanks for that. Definitely staying below the luxury car tax limit. Car is 74k all up. I am considering a 2 yr lease, possibly…
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Thanks, appreciate the response. When you say “dont count on it”, is that from experience? Hard to find any real life examples around…
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cheapanddirty posted a forum topic Moving Novated Lease to Partner and Other Weird Issues
So... About to pull the trigger on a novated lease. The financials seem to work out, because I am in the highest tax bracket, and I am…
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cheapanddirty commented on Malaysian Trumpet Aquarium Snail (Aquarium Cleaner) $2.00 Each + $3 Postage ($12 Express, $0 SYD C&C) @ Sydney Aquascapes
What is the deal? Are these normally like 2,50? And if so, would that discount make people order snails all of a sudden?
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ok that's cool, thanks!
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cheapanddirty posted a forum topic JB Hi-Fi Telstra Plan - Can I Add a Dual Sim / eSIM for Apple Watch
I have a current Telstra plan through jbhifi. I have an iphone 12 on that. Now I want to get an Apple watch with cellular (ultra) and use…
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