Night Wachman » user profile

I used to be with Loans.com as well, but the rates they were offering new customers were substantially lower than the rates they were…

Here is another thread where similar issues were discussed https://www.ozbargain.com.au/node/700034

That’s what I said. You just said the same thing I said but in a lot more words

Been with Athena for 4 years and they are really good. Regarding the concern about your offset, there’s nothing to worry about. If they…

It doesn’t sound like it is worth it. You are paying $1500 extra per year essentially for a second offset. Why not use a savings account…

That’s a lot. Have you ever worked out how much difference that is per year in interest ?

Fair enough. My wife and I share a single offset but we don’t really use it as our day to day account. Although Athena has Osko, they…

What rate does BankWest give you?

Yes. But this is mainly intended to protect deposits (eg if you have a savings or term deposit). It is not as important when you have a loan

It is written into the loan contract with Athena. They can’t offer new customers something better than existing customers

What’s the advantage of having multiple offset accounts?

No, they don’t have the deposit guarantee because they are not an ADI. What happens to the money in your offset if they go bust is it…

Don’t forget that UBank suck you in and then bumps you up after a little while.

I've tried Youfoodz a few times. It is convenient having it in the fridge as a backup when you don't have time to prepare anything. It is…

Does this drone come fitted with a camera?

Nope as in you don't know. Or nope as in they don't do this?

I don't think the return of interest rates to more normal levels (we need to remember that we are at unprecedented historic lows) is going…

I have seen some reviews saying that the rates advertised on Homestar's website lure you in, then they raise your rates, but keep the rates…

Hi Tyrx, I was around when the GFC hit and I remember it clearly. Can you please point me to an example of where a lender drastically…

Whoever reported this thread as a duplicate, I just wanted to point out that the focus of the other thread is the fee free services of a…

Banks are always quick to pass on interest rate rises, and slow to pass on cuts. Everyone knows that. I don't see Athena jacking up their…

Hi Tryx The GFC was caused by irresponsible lending. US lenders were lending people with no job and no assets money that they could not…

Athena Home Loans is now offering owner occupier home loans at the following rates: ['Celebrate' 2.14% (<60%…

It is very easy to refinance. You don’t need a conveyancer. Who are you refinancing to?

One problem with Tictoc is they charge $10 monthly fees whereas Athena has zero fees. $120 a year in fees adds up. I also don’t know…

Welcome aboard!