tonydarcy » user profile

Member Since | 19/01/2021 |
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Last Seen | 21/10/2023 |
Location | Geelong |
Recent Activities

tonydarcy replied to
BargainMe on [VIC] 6.6kW Solar Energy System, Jinko 440W Panels, 5kW Sungrow Inverter $3,399 (Upfront: $1,999, Was $2,999) @ Cerium Energy

That’s rubbish. I’m 23 years old and I own two properties (a house in Norlane & a unit in Corio). The reason I’ve been able to do…

tonydarcy replied to
sintro on $5 off $75 “Gift of The Day” Gift Cards (Can Swap for eBay, Amazon, etc, 10,000 Claims) @ Prezzee

I tried both via the website (both credit card & paypal) and via the app (Apple Pay) and had no luck.

tonydarcy replied to
LowRange on 4.90% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Because people under 36 are more likely to take out a home/car loan in the near future and they are more likely to do that with BOQ if that…

tonydarcy replied to
runamuck on 4.90% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

Why would they just borrow it from the RBA at the overnight cash rate of 3.35%? The reason they offer 4.9% is so that people make it their…

tonydarcy replied to
easternculture on iPhone 12 Mini with 90-Day 250GB SIM Plan: 64GB $400, 128GB $424, 256GB $474 Delivered @ amaysim

Thanks for the tip

tonydarcy replied to
0jay on iPhone 12 Mini with 90-Day 250GB SIM Plan: 64GB $400, 128GB $424, 256GB $474 Delivered @ amaysim

I have. The battery life is much better on 4G, so it tends to last the day, but I'm still only on around 20-30% at the end of the day and…

tonydarcy replied to
ESEMCE on iPhone 12 Mini with 90-Day 250GB SIM Plan: 64GB $400, 128GB $424, 256GB $474 Delivered @ amaysim

Yep. I bought myself a new iPhone 12 Mini though this deal and should be able to sell my old iPhone 12 Mini for around $450-550. Now I…

tonydarcy replied to
dirtyhen on iPhone 12 Mini with 90-Day 250GB SIM Plan: 64GB $400, 128GB $424, 256GB $474 Delivered @ amaysim

I always wanted a blue iPhone, so I bought an blue iPhone 12 Mini to replace my red iPhone 12 Mini. Even though it is stupid to replace a…

tonydarcy replied to
0jay on iPhone 12 Mini with 90-Day 250GB SIM Plan: 64GB $400, 128GB $424, 256GB $474 Delivered @ amaysim

That is why they should make the phone thicker! Most people who want a phone with a small screen don't care about the thickness, so they…

tonydarcy commented on [eBay Plus] 0% Variable Fee on 3 Sales Per Month by Eligible Sellers (Activation Required), 50% off Sendle Labels (3 Max) @ eBay
I'm an eBay plus member and the link didn't work for me. I got an error saying it was by invitation only.

tonydarcy replied to
Kommodore on [eBay Plus, Refurb] HP ELITEDESK 800 G3 SFF i5 7500 8GB RAM 128GB SSD Win 10 Pro Desktop PC $149 Delivered @ MetroCom eBay

Depends. If you are used to playing games on a $2k gaming PC, then of course it will be a huge step down! But if you don't mind playing it…

tonydarcy replied to
Viospeed on [eBay Plus, Refurb] HP ELITEDESK 800 G3 SFF i5 7500 8GB RAM 128GB SSD Win 10 Pro Desktop PC $149 Delivered @ MetroCom eBay

They should work on another PC if it is a Windows 7 product key. I've used heaps of Windows 7 OEM product keys to activate Windows 10 on…

It is still only a fraction of what breeder's charge! The problem that shelters have is that it costs money to re-home a dog. They come…

Considering the fact they require customers to verify their identity and that there have been a lot of data breaches lately, I think I’m…

tonydarcy replied to
xrailgun on 4.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland

It is not that hard. I own 2 investment properties and I am only 22 years old. The 'secret' is buying in cheap areas, rather than your…

tonydarcy replied to
S2 on Free Will (Write Online, Reviewed by Lawyer, Free Update for 1 Year, RRP $160) @ Safewill

Thanks for pointing that out. In that case, I won't use them either.

I don't think they are comparable devices. I own both a Surface and an iPad Pro. iPad's are great for reading books, checking emails,…

tonydarcy replied to
kaij on 3.00% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Criteria Apply) @ Bank of Queensland

There is no internet banking. The app's UI is good, but loading times for certain screens is a bit long and occasionally times out.…

tonydarcy replied to
jabroni on Savings Maximiser Account 2.10% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

The problem isn't the $1 per month, it is that they are effectively holding the rest of my balance hostage. I use my savings account for…

tonydarcy replied to
jmys01 on Everyday Transaction Account 1.5% p.a. Interest on Balance up to $250,000 @ Macquarie Bank

I don't think so. I can't see any option like that in the Macquarie app.

tonydarcy replied to
mister_snrub on Everyday Transaction Account 1.5% p.a. Interest on Balance up to $250,000 @ Macquarie Bank

Thanks for clarifying that. I've always wondered why I can't pay to my Macquarie PayID from Westpac - I had to make it go though my ING…

tonydarcy replied to
dmiser on Free nbn 50/20 from More Telecom for Eligible Conditionally Pre-Approved Home Loan Applicants for 3 Years @ CommBank

Then put it into redraw instead

tonydarcy replied to
Thriftybuy on Prepaid Mobile Plan 365 Days, Unlimited 60GB, $99 First Renewal (Save $21) + $17.50 Cashrewards Cashback @ amaysim

I used to be with Amaysim. I have relatives that live in Epping North and I've never had reception issues there.

tonydarcy replied to
bigbadboogieman on Extra 5% off Storewide (e.g. $1000 Gift Card on Telstra $79/M 24-Month Plan, Samsung Galaxy S21 128GB $592.80) @ JB Hi-Fi

I agree. Telstra coverage is pretty poor at my holiday home, but I get perfect coverage with Felix (Vodafone network), which only costs me…

tonydarcy replied to
kev98 on Variable Home Loan from 2.09% (CR 2.53%), $0 Application Fee, $0 Ongoing Fees, 2 Year Intro @ Westpac (for Purchase / Refinance)

I think you usually can. Just make sure you let them know that is what you'd like to do.

tonydarcy replied to
lachhelix on Variable Home Loan from 2.09% (CR 2.53%), $0 Application Fee, $0 Ongoing Fees, 2 Year Intro @ Westpac (for Purchase / Refinance)

Usually 60 days, but it depends on the bank & sometimes even whether your banker believes the expenses you tell them during the application…

tonydarcy replied to
pramki on Variable Home Loan from 2.09% (CR 2.53%), $0 Application Fee, $0 Ongoing Fees, 2 Year Intro @ Westpac (for Purchase / Refinance)

People do. I have a loan with Westpac at 2.24% and I only refinanced to them around 6 months ago! The rate was 1.99% before the most recent…

tonydarcy replied to
jjsu on Bonus $400 JB Gift Card with Telstra $69/Month 12-Month 100GB 5G Plan (Min Cost $828, Port-in Only, in-Store Only) @ JB Hi-Fi

Felix mobile $35 per month for unlimited calls, texts and data @20mbps. Make sure you check out the OZBargan Felix Mobile page for a…

tonydarcy replied to
maverickjohn on iPhone 12/13/13 Pro: $1000 off with Vodafone $69/M for 24 Months, $650 off with Vodafone $59/M for 24 Months @ Apple Store

Still depends on where you are to some extent. Telstra is so slow its basically only usable for calls/texts at my holiday home in Geelong,…

tonydarcy replied to
harryv on iPhone 12/13/13 Pro: $1000 off with Vodafone $69/M for 24 Months, $650 off with Vodafone $59/M for 24 Months @ Apple Store

Some Optus plans include 1-4GB of roaming data per month, so if I was you, I'd be looking into that.
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