Chocolateandcake » user profile

Member Since | 14/01/2021 |
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Last Seen | 17/01/2021 |
Location | UK |
Recent Activities

Chocolateandcake replied to
netjock on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

So true! Congratulations on the UK property. I was tempted but I don’t like the leasehold concept. Who do you normally bank with? I’m…

Chocolateandcake replied to
netjock on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

Who did you end up borrowing with? It’s just mental that I have a considerable deposit but they will barely loan me anything. If I were…

Thank you re parents. I normally live in the UK and France but temporarily in Aus right now. I want to see the edges of Darwin and remote…

Chocolateandcake commented on Do You Have a Bucket List? What's on It?
I normally live in Europe and travel A LOT but my big travel goals are actually in Australia: I would love to see Uluru and remote areas of…

Chocolateandcake replied to
Kinko82 on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

Thank you! May I ask what foreign currency you were asking about? Also pounds? Banks seem to have different rules for different currencies

Chocolateandcake replied to
GG57 on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

They only accept 60% of foreign income while the other banks accept 80%. I assumed they would be good for expats too!

Chocolateandcake replied to
netjock on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

Thank you. CBA has offered the least to loan :(

Chocolateandcake replied to
dasher86 on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

I’m actually in AU at the moment temporarily. I’ve contacted a mortgage broker so hopefully they can assist. I’ve never used one…

Chocolateandcake replied to
azm on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

I actually read that exact thread before posting here. Thank you for replying

Chocolateandcake replied to
Kinko82 on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?

Oh no! When did you ask?

Chocolateandcake posted a forum topic Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?
Hello! Australian citizen working (earning £ and paying UK tax) and living in the UK hoping to return to Aus in the next few years. My…

Chocolateandcake joined OzBargain.
Welcome aboard!