magpuy » user profile
Member Since | 01/08/2020 |
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Last Seen | Hidden |
Location | Melbourne |
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Was his insurance declined, or was his renewal refused? There is a difference. Refusing renewal leaves the current cover in place until it…
Have a play around in the online quote system for any insurer to get an idea what that insurer will accept to cover. I recall from my time…
Read the message from them carefully. If they are not renewing the policy, it will remain in force until the last date on the contract. If…
magpuy commented on Insurance for 18 Year Old Who Can't Get Renewal
From my time working at AAMI, we treated "Declined renewal" as different to "refused cover" and "Cancelled cover". Whoever OP talks to…
Was "spit-balling" a quote on the AAMI website and arrived at a comprehensive cover with primary driver history showing a single claim…
I used to work for AAMI, and doubt that we shared anything with any other "out-of-brand" insurance company, but we could see all sorts of…
magpuy commented on Switching nbn Advice - Optus to More Telecom
I'm currently using my Telstra supplied router with More's NBN offering. No technical issues, other than the 4G backup seems to be SIM…
magpuy commented on Damaged Whilst Parked and How to Claim
If you didn't actively cancel the NRMA policy, it is still active until midnight 13 Jan. The excess on the NRMA policy is also cheaper than…
magpuy commented on Fuel Tank Forcibly Opened & Drained at Melbourne South-East Railway Station - Please Help
Read your PDS. You may find that fuels and oils are excluded items.
Most of the "consumer" insurers aim their products at the "run-of-the-mill" vehicle owner. they don't want to insure…
magpuy replied to boomramada on Dishwasher Leak – ~$10K Kitchen Damage, AAMI Rejected Insurance Claim, Dishwasher Manufacturer Doesn't Want to Know about It
Sound advice, although maybe tell the claim administrator that you are going to AFCA, and see if that doesn't lght a fire under their rear…
magpuy replied to coffeeinmyveins on Dishwasher Leak – ~$10K Kitchen Damage, AAMI Rejected Insurance Claim, Dishwasher Manufacturer Doesn't Want to Know about It
Read the PDS (carefully), and make sure you know what is covered and what is not. Only claim for items and events that are covered.…
magpuy commented on Dishwasher Leak – ~$10K Kitchen Damage, AAMI Rejected Insurance Claim, Dishwasher Manufacturer Doesn't Want to Know about It
OP needs to go through their Product Disclosure Statement (PDS, Contract, fine print, call it what you will) and carefully read the…
Some cars already have enough data collection in the ECU to be able to work out what was going on with the car in the immediate lead-up to…
magpuy commented on $0 Udemy Courses: Master Python, Numpy & Pandas, Google SEO, Success and Happiness, Photography, JavaScript & More
Cyber Security course has expired or reached subscription limits
magpuy commented on Are There 'safer' 5 Star ANCAP Rated Cars?
You need to consider the year each vehicle was ANCAP tested, as the tests change each year. Some vehicles get a good rate on an early test…
Have you smelled "Bagass", the dampened burnt sugarcane waste sometimes used to fertilise cane fields. That is "not nice".
Also why it is impossible to make anything Idiot-proof. Someone keeps making "better" idiots.
magpuy commented on Cash Settlement for Hail Damage on Car
Some insurers will move you from a Comprehensive policy to a Third Party Property Damage cover. Save you HEAPS in premiums.
Argue with their insurer, and discuss civilly and courteously with your own. You need your insurer to be on your side, not wanting to get…
By not adjusting the Agreed Value as displayed in your policy paperwork, you have agreed to that value. Unfortunately it is now too late to…
Car prices have unusually gone upwards. Most insurance policies have relied on the price/value heading downwards, and been caught short.…
magpuy commented on Liability for Crash Write-off. Help!
Have a careful read of the TPPD policy PDS. Some insurance providers will provide rudimentary cover in the event the at-fault party is…
Just a heads-up on the "haggle"comment. They (AAMI) have made that a lot harder to do. If you "haggled" in the last 2 years you are not…
magpuy commented on African Heritage as a Condition of Employment
Do the posters of that advert honestly have no clue that to refer to "African" anything is to refer to an entire continent, with many…
magpuy replied to AussieMate on [VIC] Free Certificate 2/3/4 & Diploma Courses for Eligible Victorian Residents @ TAFE Victoria
The Cert IV in Cyber Sec is a fairly "generic" course. As mentioned alsewhere in this thread, it looks good on the resume, but as a "get…
Yeah, my thought too, when I read the OP. Would be sad if they rush out to legitimise their tax fraud and then get hit with a claim to pay…
magpuy replied to treekangagaroo on My Insurance Has Written off My Car (Not at Fault) - Is There Anything Else I Can Do as I'm out of Pocket?
Depends on the type of write-off, and to some extent which state it happened in.
magpuy replied to MontyMacaw on My Insurance Has Written off My Car (Not at Fault) - Is There Anything Else I Can Do as I'm out of Pocket?
OP has a policy document that lists $5400 as the Sum Insured. That will be the maximum they will ordinarily receive in a claim. AAMI do not…
magpuy replied to katykat on My Insurance Has Written off My Car (Not at Fault) - Is There Anything Else I Can Do as I'm out of Pocket?
AAMI only does Agreed Value.
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