umonroe » posts

Personal Loan Application with $40K of Clear Credit Cards

I recently (stupidly) signed up for a Bank of Queensland Credit Card to churn points. They set the limit to $30K. I also have an existing Heritage CC with a $10K limit that I use day to day and …

Industry "Super" Fund Vs Private - Qsuper Vs SunSuper

Hi everyone, I thought I had merged my many super funds into one but unfortunately I missed one. So I have two supers at the moment, Qsuper and SunSuper. I have a decent amount in each, however …

Variable Vs Fixed Offset - Heritage

Hi Everyone, Having some trouble with Maths/understanding banking terms… How do you work out saving when catering for an offset account? Has someone got a spreadsheet or something I can …

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